Heartland Mutual Insurance

Heartland Mutual Insurance Heartland Mutual Insurance provides home, farm, commercial, and auto insurance in Ontario and Nova Scotia. Heartland Farm Mutual Inc.

We have provided our clients with excellent service for 150 years. formed in January 2016 from the merger of North Waterloo Farmers Mutual and Oxford Mutual. These two parent companies bring together a combined total of more than 250 years of experience serving rural Ontario’s insurance needs. OXFORD MUTUAL INSURANCE was formed as a result of an amalgamation of two farm mutual insurers in 1973. The roots of these two companies dated back to 1878 and were based in the rural Ontario communities of Oxford, Middlesex, Elgin and Perth Counties. Originally, policies were written focusing exclusively on fire insurance but over the years, the needs of the policyholder/owners changed substantially. Broader and different coverage was requested. Oxford Mutual continued to meet those needs with the assistance of the mutually owned Farm Mutual Reinsurance Plan Inc., and their mutual insurance trade association, Ontario Mutual Insurance Association. In 2015, following an approval vote by their mutual policy holders, Oxford Mutual merged with North Waterloo Farmers Mutual Insurance Company. For more information about the Legacy of Oxford read: “Rooted in the Community”

NORTH WATERLOO FARMERS MUTUAL was established on June 9, 1874 when a number of farmers from the 3 northern townships of Waterloo, Ontario held a public meeting to form an independent farm mutual. The Company issued 200 policies in its first year and eventually expanded its operations into other counties. The philosophy of meeting the needs of the policyholders, understanding exposures and limiting potential for loss through prevention, had proven to be a simple and effective growth strategy. The directors, being farmers themselves, personally applied their knowledge and experience whenever possible. By 2014 North Waterloo Farmers Mutual Insurance Company was one of the largest insurers of farm property in Ontario, offering a variety of innovative insurance products with a continued emphasis on loss prevention. In 2015, following an approval vote by their mutual policy holders, North Waterloo Farmers Mutual Insurance Company merged with Oxford Mutual

Did you know? It wasn't until 1964 that a woman could open her own bank account without the signature of a man. It took ...
10/06/2025

Did you know?

It wasn't until 1964 that a woman could open her own bank account without the signature of a man. It took another decade before women could obtain their own credit card.

In 1992 the Government of Canada designated October as Women's History Month. In addition to celebrating women's achievements that have shaped Canada, the aim is to inspire future generations and to continue reducing inequalities women still face. Representation is crucial in this pursuit because it empowers people, fuels innovation and drives growth.

At Heartland, we recognize and appreciate diversity and know that our work can have a significant impact on the financial resilience of women and their families. That includes our clients AND our employees. We value the contributions of all by fostering an inclusive environment where everyone has a sense of belonging.

Want to get involved? To learn more, and to access downloadable resources like social graphics and a virtual meeting background to share awareness, visit:

Women's History Month: https://www.canada.ca/en/women-gender-equality/commemorations-celebrations/womens-history-month.html

07/01/2025

Established in North Waterloo in 1874, Heartland is proud to be a 100% Canadian company. Wishing everyone a safe and happy Canada Day!

Today at our Waterloo office, we continued our Pride month celebrations with a delightful spread of rainbow treats, cour...
06/12/2025

Today at our Waterloo office, we continued our Pride month celebrations with a delightful spread of rainbow treats, courtesy of our amazing social committee! 🌈 It was a colorful way to honour diversity and inclusion while sweetening our day at work. Check out these vibrant snacks that brought smiles and joy to our team.

We are proud to honor Pride Month by raising the pride flag at our Waterloo office! This powerful symbol underscores our...
06/03/2025

We are proud to honor Pride Month by raising the pride flag at our Waterloo office! This powerful symbol underscores our commitment to inclusivity and pays tribute to our vibrant community that inspires us daily. Join us as we unite in support of diversity, love, and acceptance.

At Heartland, we're embracing a paperless future through our employee Innovation Lab. By prioritizing paperless practice...
05/06/2025

At Heartland, we're embracing a paperless future through our employee Innovation Lab. By prioritizing paperless practices, we're not just reducing our environmental footprint; we're opening doors to creativity and efficiency.

We're thrilled to announce that our Waterloo office has successfully diverted 83 devices and a whopping 1,157 pounds of ...
05/05/2025

We're thrilled to announce that our Waterloo office has successfully diverted 83 devices and a whopping 1,157 pounds of ewaste from landfills! This achievement showcases our commitment to sustainability and responsible practices.

Let’s continue to make a difference—together! Every small step counts.

Earlier this week Heartland Advisors Greg and Matt had the incredible opportunity to volunteer at the Ingersoll Tim Hort...
05/01/2025

Earlier this week Heartland Advisors Greg and Matt had the incredible opportunity to volunteer at the Ingersoll Tim Hortons for the Smile Cookie campaign! Each cookie sold helps support VON Oxford. Let's spread some joy and sweetness this week with a cookie!

04/22/2025

This Earth Day, let's take a step towards a greener planet! Join us by going paperless in OPTIM and discover how easy it is to reduce waste while boosting efficiency. Say goodbye to clutter and hello to a sustainable future!
https://heartlandmutualinsurance.com/optim/

04/02/2025

Exciting opportunities await! We're on the lookout for passionate individuals to join our dynamic Underwriting team. Whether you're a creative thinker or a problem-solver, we have a role for you. Take the next step in your career with us!

Check out our website for detailed listings and don't hesitate to reach out if you have questions. Let's grow together!

https://heartlandmutualinsurance.com/career/personal-lines-underwriter-ii/

Spring is here, and it is crucial to ensure your property is ready for the season. If you have a sump pump, check it for...
03/21/2025

Spring is here, and it is crucial to ensure your property is ready for the season. If you have a sump pump, check it for proper operation. Also be sure to clear any debris that could affect drainage during the spring melt and heavy rain storms.

Heartland is looking for a Business Development Advisor, who will play a crucial role in enhancing broker relationships ...
03/17/2025

Heartland is looking for a Business Development Advisor, who will play a crucial role in enhancing broker relationships and driving our strategic initiatives. This position is ideal for a seasoned insurance professional eager to apply their expertise in relationship management. If you are looking for a fulfilling career path that values growth and collaboration, we invite you to consider this opportunity. https://conta.cc/3FAMVLb

Address

100 Erb Street, East
Waterloo, ON
N2J1L9

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18002658813

Website

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