Neal Speight - Linear Financial Advisor

22/06/2020

Before you apply for a mortgage, it's a good idea to speak to a mortgage adviser to help you work out what you can afford to borrow.

Our 60-second mortgage calculator can also show what's likely to be available to you from over 50 lenders 🏡

*Your property may be repossessed if you do not keep up payments on your mortgage.*

Before you apply for a mortgage, you need to know how much you can realistically afford to borrow – not just how much you can afford to pay each month.

12/06/2020

Applying for your first mortgage can seem like a daunting task, so it's best to be fully prepared before you start. We've put together our five top tips to improve your chances of getting a mortgage.

*Your property may be repossessed if you do not keep up payments on a mortgage*

First time buyer mortgage advice and how to boost your chances of getting a mortgage - including ways to improve your credit score.

08/06/2020

You can now extend your mortgage payment holiday by three months if you are still struggling to pay due to COVID-19. We've answered some FAQs around the scheme.

🚨 It's always best to speak to an adviser before you make any decisions - as a payment holiday could mean longer term implications. Take a read and get in touch with us.

*Your property may be repossessed if you do not keep up payments on your mortgage*

Homeowners struggling to pay mortgages due to coronavirus are now able to extend mortgage payment holidays by 3 months. Tak a look at the look at the facts.

01/06/2020

As lockdown eases and the housing market moves forward, it's important to get the best advice for your individual circumstances.

We take a look at examples of why you should consider using a mortgage and protection advisor.

*Your home may be repossessed if you do not keep up payments on your mortgage*

An independent mortgage advisor can offer valuable support at every stage of the house buying process. Take a look at some case studies here.

21/05/2020

If you are still on furlough, you may be worried about applying for a mortgage. We take a look at what some of the major UK lenders are saying 👇🏻

https://linearfs.com/applying-for-a-mortgage-on-furlough/

As the furlough scheme is extended to October, many people face being furloughed for longer than expected. Can you still apply for a mortgage on furlough?

18/05/2020

At Linear Financial Solutions, we always strive to help people, especially those who find themselves in a difficult financial situation.

Linear recently helped a client who had been losing sleep for a few months. She had run up a huge amount of debt and her minimum payments were not reducing her balances. The client was re-mortgaged to a new lender offering a better rate, managing to raise enough funds to repay her existing debts.

This saved her a huge £1,834 a month!* 🏆

Losing sleep at night? Now is the time to talk to us.

*This is an individual case based on the client's circumstances. Your home may be repossessed if you do not keep up payments on your mortgage.

13/05/2020

House viewings are set to go ahead in England, along with surveyors being allowed to restart physical valuations from today.

The government has stressed the relaxation of the rules can only work under strict social distancing and other measures designed to combat Coronavirus.

If you have any questions, or you have been putting off moving home or applying for a mortgage, now is the time to speak to your Linear advisor about resuming your plans.

*Your home may be reposessed if you do not keep up payments on your mortgage*

11/05/2020

It's National Conversation Week, with this year's theme all about finances.

40% of people surveyed say that money is their biggest worry.

And only half of those people admit to seeking help from a financial advisor.

We discuss how a mortgage and protection advisor can lend an ear and help you through tough times 👇🏻

https://linearfs.com/national-conversation-week/

40% of Britons surveyed say they worry more about money than anything else. Let Linear Financial Solutions lend an ear.

08/05/2020

To those who gave so much, we thank you. 🥂🇬🇧 From all at Linear Financial Solutions.

01/05/2020

Yet another good news story from Linear Financial Solutions...

We recently saved a client a staggering £596 per month by remortgaging and consolidating other debts!* 🙌🏻

Let us take the stress away in these unprecedented times and see if there is the possibility of making a saving. Talk to a Linear advisor about a review or remortgaging.

**Your property may be repossessed if you do not keep up payments on your mortgage**

*This was a case based on the client's individual circumstances.

29/04/2020

Yet another good news story from Linear Financial Solutions...

We switched a client’s current mortgage onto a new product with the same lender reducing interest rate from 3.35% to 1.68% and saved them £112pm!

Now is as good a time as any to speak to a Linear advisor. We can help you find the best products with our extensive market expertise.

*Your property may be repossessed if you do not keep up payments on your mortgage*

27/04/2020

Yet another good news story from Linear Financial Solutions...

📥 Monday: Buy-to-let purchase application at 75% ltv submitted.

💻 Tuesday: Desktop valuation completed.

🥂 Wednesday: Mortgage offer received!

This was a Bank of Ireland case. All Linear advisors are still working hard across the UK to help you. Contact us today if you don't want to put plans on hold any longer.

*Your property may be repossessed if you do not keep up payments on your mortgage*

21/04/2020

We understand your questions and concerns are more important than ever right now.

Which is why we at Linear Financial Solutions are continuing to work hard ensuring you get the best advice for your individual circumstances. Please get in touch with your worries or questions.



*Your property may be repossessed if you do not keep up payments on your mortgage*

16/04/2020

Time to remortgage? With interest rates as low as they are, it may be worth reviewing your mortgage if your current rate isn’t ending, particularly if you need to borrow additional funds for home improvements or debt consolidation.

*Your property may be repossessed if you do not keep up payments on your mortgage*

https://linearfs.com/ready-to-remortgage-nows-as-good-a-time-as-any/

If you are ready to remortgage, now is the best time to shop around. Remortgage products are still very much available.

14/04/2020

There's a lot of noise out there. The simplest way to find the answers you need is to talk to your mortgage and protection advisor.

I am always working hard to make sure all my clients are getting the best advice for their individual circumstances. Before you make any decisions, give me a call for impartial, expert advice.

👉🏻 https://linearfs.com

*Your property may be repossessed if you do not keep up payments on your mortgage*

10/04/2020

It may not be business as usual for you and your family, but most lenders are adapting to ensure you can still apply for a mortgage.

And what's more, we have seen many applications be accepted over the past couple of weeks.

The process will vary from lender to lender. We will be able to help you find the right product and guide you through the process from start to finish. Simply send me a message or give me a call.

*Your property may be repossessed if you do not keep up payments on your mortgage.*