Lifepoint Healthcare Ltd

Lifepoint Healthcare Ltd Lifepoint Healthcare is an award-winning, independent health insurance broker based in London.

“What does private health insurance actually cover?”It’s one of the questions we get asked most -  and the answer depend...
22/07/2025

“What does private health insurance actually cover?”
It’s one of the questions we get asked most - and the answer depends on your policy.

Here’s a simple breakdown of the most common types of cover:

Almost all policies cover these as standard:
🔹 Inpatient care – hospital treatment where you stay overnight (e.g. surgery, scans)
🔹 Outpatient care – consultations, diagnostics, and treatments without an overnight stay
🔹 Private rooms & comfort – shorter waiting times and private hospital facilities
🔹 Cancer cover – faster diagnosis, access to advanced drugs and treatments

Many cover these, though some require specific add-ons:
🔹 Mental health support – therapy sessions, psychiatrist appointments, inpatient stays
🔹 Virtual GP services – 24/7 access to doctors via phone or app
🔹 Therapies – physiotherapy, osteopathy, chiropractic care

Some policies cover all of this, others just a few key areas — and we help you build the right mix for your needs or your team’s.

Want help understanding what’s included or what’s worth it? Just drop us a message.

Private cover isn’t about replacing the NHS - it’s about getting faster access, more flexibility, and better control whe...
18/07/2025

Private cover isn’t about replacing the NHS - it’s about getting faster access, more flexibility, and better control when you need it most.

Want help comparing your options?

Get in touch now!

Sick days are costing UK businesses more than ever - but private health cover can help.The average UK employee took 7.8 ...
16/07/2025

Sick days are costing UK businesses more than ever - but private health cover can help.

The average UK employee took 7.8 sick days in 2023 - the highest in over a decade.*

Many of these absences are due to:
- Long NHS wait times (for GP appointments - we all know the struggle - or specialist referrals)
- Mental health issues and stress

Private healthcare helps employees access faster diagnoses, specialist care, treatment, and support meaning quicker recovery and fewer absences.

Research shows companies offering private health cover see:
- Reduced short-term sickness
- Improved return-to-work rates
- Higher staff morale and productivity

✅ Healthy employees = a healthy business.

We help SMEs build affordable plans that work for their team — and their bottom line.



*Source: CIPD Health & Wellbeing at Work Report 2023

10/07/2025

🏢 Is Private Health Insurance Worth It for Small Businesses?

As a small business owner, every investment you make matters. So is offering private health insurance to your team really worth it?

More SMEs than ever are saying yes—and here’s why.

🩺 What Is It?
Private health insurance (or group health cover) gives your employees access to private healthcare—quicker diagnoses, shorter wait times, private hospital care, and often, a more comfortable and personalised experience.

Typical cover includes:
✔️ Private hospital treatment
✔️ Diagnostics & specialist consultations
✔️ Cancer care
✔️ Physiotherapy
✔️ Mental health support
✔️ Extras like dental, optical or virtual GP access (depending on plan)

💼 Why Small Businesses Are Offering It:

Attract & Retain Talent – Competitive benefits make your offer stand out

Reduce Sick Days – Faster treatment means quicker return to work

Support Mental Health – Many policies include counselling or therapy

Boost Loyalty & Morale – Show you genuinely care for your team

Tax-Efficient Reward – Especially valuable for directors or high earners

💷 What Does It Cost?
Basic plans can start from £20–£30 per employee/month, with more comprehensive cover from £45–£80+. Costs depend on age, team size, and level of cover.

🔁 Not Ready for Full Cover?
Alternatives include:

Health cash plans

Employee Assistance Programmes (EAPs)

Private GP memberships
But these don’t offer the same depth of treatment as full PHI.

📈 Final Thoughts
Offering private health insurance isn’t just for big companies anymore. For SMEs, it can be a smart way to protect your team, reduce downtime, and stand out as an employer that genuinely values its people.

Want to explore options for your business?
Speak to one of our expert advisers at Lifepoint Healthcare—we’ll help you find the right policy at the right price.

Busy life?We understand. That's why we let our customers book in calls at times that suit them. Want to try it out?Book ...
08/07/2025

Busy life?

We understand.

That's why we let our customers book in calls at times that suit them.

Want to try it out?

Book here! https://loom.ly/l6DU9LI

"Why do I need health insurance if we have the NHS?"This is a question commonly asked by people who don't have health in...
03/07/2025

"Why do I need health insurance if we have the NHS?"

This is a question commonly asked by people who don't have health insurance.

And the reality is that, of course, we don't *need* it.

We are lucky enough to live in a country with a free and (mostly) fully functional health service.

But it has to be acknowledged: the NHS is struggling - and it's only getting worse.

Health insurance provides:
- Quicker Access to Healthcare. Anyone who has tried to get a GP appointment or referral in the last decade knows the struggles of waiting 6 months for a consultant appointment. This selling point alone is the reason most people invest in health insurance.
- Access to Private Hospitals. Being unwell is always going to be stressful for you and your loved ones. Having a guaranteed private room instead of an understaffed ward goes a long way towards helping.
- Private GP. Private GP, especially online GPs, are now nearly ubiquitous amongst the major insurers and ensure you can avoid germ-filled waiting rooms and the dreaded 8am appointment phone call.
- Extra Time. No-one likes to feel rushed when it comes to their health but this is the reality of the overworked NHS. Take the time you need to ease your worries.
- Peace of Mind. Knowing that you and your family can get the treatment they need, when they need is, can be a weight off your mind.

Additionally, health insurance doesn't eliminate the need for the NHS. Many people who have policies in place still use the NHS for various things, including dental and chronic health conditions like diabetes.

01/07/2025

AI is already transforming healthcare — and private providers are leading the way.

Here’s how artificial intelligence is making a real impact in private healthcare right now:

🤖 Faster diagnostics: AI helps detect conditions like cancer, heart disease, and eye problems earlier and more accurately.
📱 Smarter virtual GP services: Many private insurers now offer AI-supported symptom checkers and 24/7 GP access via apps.
🧠 Better mental health support: AI chatbots and triage tools help people access the right help, faster.
📊 Predictive healthcare: AI can help identify health risks before symptoms appear, helping you stay healthier for longer.

At Lifepoint Healthcare, we work with top insurers who are investing in AI to deliver better outcomes and quicker care.

💡 The future of healthcare isn’t just coming — it’s already here.

Want to know which insurers are ahead of the curve? We can help.

Have you used private health insurance before?What was your experience?
17/06/2025

Have you used private health insurance before?

What was your experience?

22/05/2025

Not sure what a health insurance broker really does?

Here’s how we help at Lifepoint Healthcare 👇

🔍 We search the whole market (not just one insurer)
💬 We listen to what YOU need
📄 We break down your options in plain English
📞 We deal with the admin, the calls, the paperwork
💸 We negotiate the best rates — and our advice is free

Think of us as your personal guide to private health insurance, whether you’re a business or an individual.

Ready to make it simple? Let’s talk.

Struggling to stand out in today’s hiring market?Private health insurance is fast becoming a must-have, not a “nice-to-h...
20/05/2025

Struggling to stand out in today’s hiring market?

Private health insurance is fast becoming a must-have, not a “nice-to-have.”

💡 60% of UK employees say health benefits would influence their decision to accept a job offer.

For SMEs, offering cover doesn’t just help attract great people — it shows you value their wellbeing. That goes a long way toward loyalty and retention.

✨ Healthier employees = happier teams = better business.

If you'd like to see how affordable group cover can be, we can help.

👋 Got a friend, colleague, or business contact who needs health insurance advice?Refer them to Lifepoint Healthcare and ...
16/05/2025

👋 Got a friend, colleague, or business contact who needs health insurance advice?

Refer them to Lifepoint Healthcare and we’ll thank you with up to £150 when they take out a policy.

Here’s how it works:

You refer someone

They take out a policy

You get rewarded after 3 months

It’s a simple way to help someone get the support they need — and get rewarded for it.

🎁 Refer today: https://loom.ly/jtI1YWA



Terms and Conditions can be found here: https://loom.ly/hRJbs5Y

More UK employers are turning to private health insurance—and it’s not just a perk anymore.With NHS waiting lists at rec...
14/05/2025

More UK employers are turning to private health insurance—and it’s not just a perk anymore.

With NHS waiting lists at record highs and mental health support in demand, businesses are recognising the value of health cover in attracting and retaining top talent.

✅ Faster access to care
✅ Happier, healthier employees
✅ Reduced sick leave and improved productivity

📈 In fact, demand for private medical insurance grew by over 20% in the past year alone.

If you’re an SME thinking, “Can we afford this?” — the better question might be: Can we afford not to?

💬 Curious how it could work for your business? Drop us a message or book a quick chat.

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Hendon

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Monday 9am - 5pm
Tuesday 9am - 5pm
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Thursday 9am - 5pm
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