What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

http://www.lifepointhealthcare.co.uk/

Lifepoint Healthcare Ltd, Hendon (2026)

19/03/2026

Many small businesses assume private health insurance is only for large corporates.

The reality is that there are several options designed specifically for SMEs.

Here are three of the most common approaches:

1️⃣ Full Private Medical Insurance (PMI)
This is the most comprehensive option. It typically covers things like consultations, diagnostics, and treatment in private hospitals.

It can help employees access treatment faster and reduce time away from work.

2️⃣ Health Cash Plans
These are a lower-cost option where employees claim money back for everyday healthcare expenses such as dental treatment, physiotherapy, optical care, and prescriptions.

They are often popular with smaller teams looking for an affordable starting point.

3️⃣ Employee Assistance Programmes (EAPs)
EAPs provide confidential support services, including counselling, mental health support, and legal or financial advice.

Many businesses use these alongside other health benefits to support overall wellbeing.

The key point is this: there isn’t a one-size-fits-all solution. Some businesses only have one of the above, some have all three.

The right option depends on your team size, budget, and what matters most to your employees.

For many small businesses, even a simple health benefit can make a big difference in attracting talent, supporting wellbeing, and reducing long-term absence.

17/03/2026

One of the biggest benefits of health insurance brokers is time.

Arranging health insurance yourself can quickly turn into a list of admin tasks:
• Comparing policies from multiple insurers
• Understanding what each plan actually covers
• Managing applications and underwriting
• Handling renewals and price negotiations
• Dealing with mid-year changes

This is where a broker makes a real difference. A broker acts as the link between your business and the insurer, managing the entire process on your behalf.

That means:
✔ Researching and comparing the market
✔ Explaining the differences between policies in plain English
✔ Negotiating with insurers for competitive terms
✔ Handling paperwork and implementation
✔ Supporting you and your employees when claims or queries arise

And the part many businesses don’t realise…

Using a broker doesn’t cost you extra.

Brokers are paid by the insurer, not the client, so you get expert advice and ongoing support without additional fees.

For busy business owners and HR teams, that can mean less admin, better decisions, and more time to focus on running the business.

12/03/2026

When a senior leader is off work for months due to illness, the impact on a business can be significant, especially in SMEs and owner-managed firms.

That's where executive health insurance comes in.

Unlike standard company private medical insurance, executive cover is designed specifically for directors, partners, and key decision-makers. It typically includes:

• More comprehensive inpatient and outpatient cover
• Broader mental health support
• Advanced cancer treatment access
• Wider hospital lists and faster diagnostics

It is not just a perk. It is a risk management tool.

For many businesses, protecting the people who drive strategy, revenue, and growth is just as important as protecting profits.

The key question is not “Do we offer health insurance?”
It's “Is the level of cover right for our leadership team?”

If you're reviewing your current scheme, it may be worth checking whether your executive cover still matches your business risk and ambitions.

11/03/2026

The hiring market has changed.

Top candidates are no longer just looking for a salary increase. They are looking for stability, wellbeing support, flexibility, and employers who genuinely value them.

If your recruitment strategy still relies purely on pay, you may be missing out on exceptional people.

Here is what ambitious candidates are prioritising in 2026:

• Private healthcare and fast access to treatment
• Mental health support
• Flexible working options
• A positive and supportive culture
• Clear progression pathways

Benefits like private medical insurance are no longer a “nice to have”. They are a signal.

They signal that you invest in your team.
They signal long term thinking.
They signal that employee wellbeing matters.

For SMEs especially, offering meaningful benefits can level the playing field when competing with larger organisations.

The businesses attracting the best people are not always the biggest. They are the ones thinking strategically about retention, wellbeing, and long term value.

If you are reviewing your benefits strategy this year, now is the time to ask:

👉 Does our package reflect the kind of employer we want to be?
👉 Would this genuinely attract top talent in today’s market?

The competition for talent is not slowing down. The question is whether your benefits strategy is keeping up.

10/03/2026

When businesses think about private health insurance, the first question is usually, “How much will it cost?”

A better question might be, “What level of cover do our people actually need?”

Choosing the right level of health cover is about balancing budget, risk, and employee expectations. Here are a few key things to consider:

1. Who are you covering?
A team of 25-year-old tech consultants will have very different needs to a 20-strong legal practice with partners in their 50s. Age profile, job stress levels, and existing benefits all matter.

2. What are you trying to achieve?
Is your goal to:

Attract and retain top talent?

Reduce long-term sickness absence?

Support senior leadership with faster access to treatment?

Or simply offer a valued employee benefit?

Your objective should shape the level of cover. Comprehensive cover is not always necessary, but basic hospital treatment alone may not deliver the impact you want.

3. Inpatient vs outpatient cover
Core policies usually cover inpatient and day-patient treatment. Adding outpatient cover increases the premium but allows employees to access diagnostics and specialist consultations more easily and earlier. For some businesses, that early access is where the real productivity benefit lies.

4. Excess levels and cost-sharing
Introducing a reasonable excess can significantly reduce premiums while keeping meaningful protection in place. It is a smart way to manage budget without stripping out core benefits.

5. Mental health and wellbeing
Modern policies often include mental health support, GP services, and employee assistance programmes. In high-pressure industries, these benefits can be just as important - if not more so - as surgical cover.

There is no one-size-fits-all solution. The right level of cover is the one that aligns with your people, your culture, and your financial reality.

If you're reviewing your current scheme or considering introducing health insurance for the first time, it's worth sense-checking whether your cover still matches your business goals.

What factors mattered most when you chose your company’s health cover?

05/03/2026

Thanks for the great review!

03/03/2026

In the race to hire and retain great people, traditional rewards like pay and perks are no longer enough. What many employers think matters, and what employees actually value, can be very different - especially when it comes to health insurance.

Here’s what recent data tells us:

📊 Health insurance is no longer a “nice to have”, it’s a core expectation.
Over half of UK workers (51%) say access to private healthcare through work is something they want as a workplace benefit, with interest rising across dental, outpatient and mental health support too. (Personnel Today)

📌 A quarter of employees rank private medical insurance as the benefit they most want.
In one UK study, 25% of staff said private medical insurance is the top benefit they look for in their reward package - yet only around 43% of employers currently offer it. (employeebenefits.co.uk)

📉 There’s a clear disconnect between employers and employees.
Research shows that while many employers invest in health and wellbeing programmes, only about 57% of employees feel their employer proactively supports their health and wellbeing. (employeebenefits.co.uk)

🔁 Why this matters in recruitment and retention.
In the UK, health benefits are increasingly influencing career decisions. Research from MetLife UK found that 69% of employees say benefits are important when deciding whether to stay with their employer, and nearly half would consider leaving for a better benefits package.

These insights show that employees value health benefits not just as a safety net, but as a signal that their employer cares about them as people, not just producers.

💡 So what can employers do?

Don’t assume “offering a plan” is the same as “meeting employee needs.”

Ask your people what support they actually want from health benefits.

Communicate proactively about how benefits work and how to use them.

The world of work has changed - and benefits need to change with it. Health insurance is no longer a checkbox, it’s a competitive advantage in a tight talent market.

26/02/2026

Private health insurance can be a powerful employee benefit, but many employers are unsure about the tax implications.

In most cases, company-paid health insurance is treated as a business expense, meaning it can usually be deducted against taxable profits. However, for employees, it is typically classed as a benefit in kind, so income tax and Class 1A National Insurance may apply.

Understanding how this works helps you plan properly, stay compliant, and avoid surprises at year end.

If you are considering introducing private medical insurance or reviewing your current scheme, make sure you understand both the commercial and tax implications before making a decision.

19/02/2026

How Lifepoint Negotiates Better Rates with Insurers

A common question we hear is, “How can a broker actually get better rates than going direct?”

Here’s what happens behind the scenes at Lifepoint.

We understand the market
We work with all the major UK health insurers, day in, day out. That means we know how pricing works, where there’s flexibility, and when an insurer is likely to sharpen their pencil.

We present your risk properly
Insurers price on risk. We make sure your business or personal profile is positioned accurately and fairly, so you’re not overpaying due to missing or misunderstood information.

We compare the whole market
Rather than defaulting to one provider, we run full market reviews and challenge insurers to compete for your business.

We negotiate, not just quote
We don’t simply pass on prices. We push back, query increases, and negotiate terms, especially at renewal when premiums often creep up.

And our service doesn’t cost you extra
Our advice and negotiation are built into the policy, meaning you get expert support without paying broker fees on top.

The result?
Cover that fits, fewer surprises at renewal, and better value over the long term.

If you’re reviewing your policy or frustrated by rising premiums, it might be worth a conversation.

17/02/2026

Health Insurance vs Cash Plans: What’s the Difference?

These two are often confused, but they do very different jobs. Knowing the difference can help individuals and businesses choose the right cover.

Health Insurance (Private Medical Insurance)
- This is designed for bigger, unexpected medical issues.
- It typically covers things like consultations, diagnostics, surgery, and treatment in private hospitals.
- The main benefit is fast access to care and more choice over where and when you are treated.
- Best for: Serious or ongoing medical conditions where waiting times matter.

Health Cash Plans
- Cash plans reimburse everyday healthcare costs.
- Think dental check-ups, physio, optical appointments, and prescriptions.
- You usually pay upfront and claim the money back, up to set limits.
- Best for: Managing routine healthcare costs and boosting wellbeing on a budget.

So which is better?
Neither is “better”, they just solve different problems.
Many people and businesses even combine both for broader cover.

If you’re not sure what makes sense for you or your team, that’s completely normal. It’s what we help with every day.

Happy to chat if this is something you’re exploring.

12/02/2026

Health insurance brokers shouldn't stop being helpful once the policy is in place.

At Lifepoint Healthcare, our support runs from day one through to claims and beyond. We help clients choose the right cover, guide them through the claims process when they need treatment, and stay involved at renewal to make sure their policy still works for them.

It is not just about arranging insurance. It is about having someone on your side when it really matters.

For a more in depth look at how we achieve this, check out our latest blog!

Lifepoint Healthcare Ltd

19/03/2026

17/03/2026

12/03/2026

11/03/2026

10/03/2026

05/03/2026

03/03/2026

26/02/2026

19/02/2026

17/02/2026

12/02/2026

Address

Opening Hours

Website

Alerts

Shortcuts

Share

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm