17/10/2025
Look after the pounds and the pounds look after themselves
One of my Granny's sayings when I was younger was "look after the pennies and the pounds look after themselves".
You know, smaller savings and consideration around expenditure add up to larger amounts of money.
Although nowadays it's probably more like "look after the tenners......."
And, it is of course, true.
But that doesn't mean we don't also pay attention to the bigger expenditures.
If your friend told you that they were spiralling into debt.............
And they told you that they've been really careful with all the smaller expenditures, shaving off 50p and a pound here and there...........
But they hadn't been paying attention to anything that cost over £100............
You would question their sanity, wouldn't you?
Hopefully you've seen the incoming parallel already.
It's when people track their food in the week........
But then don't at the weekend.........
Because "it won't be good".
And I do get the thought process.
I really do.
But I will question it.
Because it makes as much sense of keeping track of small expenditures but not big ones.
Tracking the weekend is our biggest win.
That is the most beneficial time to do it.
It might make us make a few tactical adjustments so that we enjoy the weekend just as much, but for half the damage.
And it'll let us know what we need to do to average out with in the week.
It can actually mean we enjoy the weekend even more.
Because we know we've made it part of an average and total for the week that will take us in the direction that we want.
There's no guilt and beating ourselves up over it.
We can just enjoy it knowing it's part of an 'expenditure' that we can 'afford'.
But only if we know what the 'cost' is.
Much love,
Jon 'I'm as old as my tongue and a little older than my teeth' Hall
P.S. My Grandpa (other side) would often say "That was one of you better ideas" when my mum booked a nice restaurant or similar. Future you will tell you that commenting below or sending me a DM to find out more was "one of your better ideas". I know this as hundreds have told me that. Or you can "leave it till the New Year" and not do anything over the next 80 days because of what you'll be doing on 8 of them. And regret sliding back and having more to do in January. Which, every year, is often "one of your worst ideas".
Yesterday's blog: What's actually happened when someone is "too busy to reply" (I've got a clever acronym for GHOST) - www.facebook.com/222067851180423_1461122002687964
