27/06/2025
What is… Product Recall Insurance? 🚨📦
Each week, we break down a different type of insurance — no jargon, just clear info to help you protect what matters. This week we’re talking about Product Recall Insurance – a crucial safety net for manufacturers, distributors, and retailers.
If the unthinkable happens — like contamination, a defect, or even malicious tampering — Product Recall Insurance helps cover the massive and unexpected costs of pulling a product from the market.
🔍 Important: These costs are not covered by standard Public or Products Liability policies.
With recall insurance, you’re protected against:
✅ Expert testing & consultants
✅ Facility closures & production halts
✅ Notifying customers & transporting goods
✅ Disposal, replacement, PR & crisis comms
✅ Loss of sales, contracts and reputation
Scary example? In 1989, razor blades and caustic soda were found in baby food products — the result of a blackmail attempt that spiraled into a nationwide crisis. That’s why this cover matters.
💼 Cover starts at £1 million, but many businesses choose up to £10 million depending on the risk.
📞 Want to chat through what your business might need? Call Prizm Solutions on 01827 313931 — we’ll guide you through it.
