Kaiser Healthcare WISE Invest

08/02/2023

"Mamya na ako mag-save for healthcare. Healthy pa naman at may ibang priorities pa."

Sounds familiar?

Share ko lang...

Within the last 30 days, ito po ang nangyari sa tatlo (3) kong kaibigan.

1. 2 weeks ago, isang kaibigan, na admit sa pribadong hospital at ang tinanong sa admission officer, kung may healthcare. Sinagot nya YES, at di na sya nag bayad ng 20k down-payment. She is 40+ year old.

2. 2 days ago, Isang ka klase (batch sa elementary education) passed away due to cancer. Hospital bills piled up. Family and friends are trying to help out to pay the remaining medical expense. She is 40+ year old.

3. 20 hours ago, a good friend, a hardworking business owner (selling plants), planning to start saving sana, was rushed to the hospital dahil na paralyze bigla, dinala sa ICU. Family and friends asking for prayers and financial help. He is 30+ year old.

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Friend, just like electric bill, water bill or phone/internet bill, ang pag-iipon para sa healthcare or healthcare savings, ay hindi dapat e analyze pa kung ito ba ay priority o hindi.

Healthcare savings is a basic need.

Young or old, getting sick is part of life.
Financial Preparation is a must.

Pag MA-OSPITAL sa private facility, ang hinahanap po ay HINDI memorial plan, life insurance, critical illness plan, VUL plan, stock market investments, brand new house and lot, bagong kotse, anung klaseng gadget meron ka, may business, anung position sa trabaho, etc...

Ang tinatanung po ay kung may healthcare ba o wala...

So kung ganun man, kahit anu pa ang nasa priority list mo ngayong 2023, isama mo ang pag start ng healthcare savings mo at sa pamilya mo ASAP.

It's going to be your best move this year.

Just msg.me for more details.

01/02/2023

Taking care of your health is the true meaning of wealth. At Kaiser we can give you both.✅✅✅

27/01/2023

😂😂😂😂😂

22/01/2023

Preparing for your Future is The Best Gift to yourself💝
KAISER Savings Program. Mag iipon ka lang ng 7 years pero lifetime ang benefits kaya wala kang pera na masasayang dahil ito "Ang IPON na walang TAPON". 3 in 1 investment pa!
1. May HEALTHCARE or HMO ka.
👉🏻 may magagamit pag nagkasakit.
2. May LIFE INSURANCE ka.
👉🏻 may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma disabled.
3. May INVESTMENT ka.
👉🏻 may pera ka na magagamit sa retirement or after policy maturity dahil ang pera mo ay naka invest din sa stock market.
Kung gusto mong maintindihan ang mga basic plans at paano ka makakapag uumpisa... mag direct message lang po para ma guide ka.
Start now habang bata pa at kaya mo pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.
Happy Investing!
Start now for your KAISER 3 in 1.

22/01/2023

We are coming for you, Eastern Region! Come and join us mga Kababayan this coming January 27-28 for another comprehensive day of financial learning.

Let us get into details on how you can save and build a solid financial foundation for your future with the help of our Financial Educators. Take this time to learn and learn about success's secrets. Start caring for your future now, Kababayan!

Your hard-earned money must benefit you in the best way possible in the future.
Save this date, Kabayan! See you then!

06/01/2023

An OFW asking for a good business to start in PH..

Bago po tayo maginvest, pwede po nating sundan/pagisipan ito.

#1. Healthcare. Dahil kapag nagkasakit tayo, baka ibenta rin natin yung “investment” natin. At kung kailangan na kailangan ang pera pampahospital, ibebenta mo ng palugi yung “investment” (e.g. real estate, car, stocks). Sayang. Kung may healthcare, pwedeng di na magalaw yung investment.

#2. Protection / Life Insurance. Instant cash na marereceive ng family kapag kinuha ni Lord ang breadwinner or policyholder. Ito naman ay para sa family natin. Kasi kung kinuha tayo ni Lord at ang naiwan lang natin sa family ay yung “investment” natin, kung wala silang pera (dahil walang life insurance) ay baka ibenta lang din ang ating investment ng palugi. Sayang nanaman. 🙂

If you love yourself, dapat may healthcare ka. If you love your family, you need to protect them.

#3. Eliminate bad debts. Bago po natin simulan maginvest, siguraduhing walang utang na may malaking interest. Dahil baka mas malaki yung interest ng utang kaysa sa kikitain ng investment. Tignan mabuti.

#4. Emergency fund. Hindi po emergency ang panganganak at pagpapaaral ng anak. Dahil pinaghahandaan po ‘yan. Pwedeng maging emergency ay kung mawalan ng trabaho, nagkacalamity, pangsuporta sa kamaganak kung may di inaasahang mangyari, etc. 3x ng iyong monthly na gastos ay unti unting ipunin pang emergency. Kung wala nito, baka mabenta mo ang investment ng palugi o kaya mangutang ng may interest.

#5. Investment. Pwedeng pwede na at may peace of mind ka na. 🙂 Saan? Kung may goal ka, mas madali mo malalaman kung saan mo ilalagay. Common na investment natin ay sa stocks or sa real estate or business. Kung gusto mo ng business pero ayaw mo ng sakit sa ulo, pwede kang makipartner nalang sa ibang companies. Kung gusto mo real estate, bili ng stocks ni Ayala Land. Kung gusto mo ng food business, bili ng stocks ni Jollibee., Etc. Pwede mong ipaubaya sa experts dahil sila sure na kumikita at di kailangan ng malaking kapital. May kita ka na, di pa stress. Pwede mong gamitin ang iyong oras sa mas productive na bagay.

Paano magsisimula,? Pwede nating simulan sa tinatawag na long-term care.

Ano yun? Ganito yan...
☝️ Una, meron kang healthcare ngayon at sa pagtanda. Kahit retired ka na meron pa rin. Kailan ba lumalabas ang sakit? Pagtanda natin.
✌️ Pangalawa, kung sakaling may nangyari sa kumuha nito, yung family makakareceive ng insurance. Considered paid na ang buong plan at malilipat yung buong healthcare sa beneficiary.
👌 Pangatlo, ito yung maganda. Kung di nagagamit yung healthcare fund, nakasave and invest lang sya. Kaya di sayang. 🙂

Pwede nyo pong simulan sa ganyan. Wag po muna traditional business agad kung hindi pa tayo protected at lalo na kung di po kayo hands on at syempre kung wala ring experience ang magmamanage sa business. Normal po yan na pagkakamali lalo na ng ofws. Kadalasan nalulugi.

Message me for details

01/01/2023

Welcome 2023
Happy New Year Everyone!

21/12/2022

Tinatawagan ng pansin ang mga GANG.
'GANG ngayon walang ipon, malapit na Po magpalit Ang taon.
Change your future by changing your mindset.
Nandito lang Po Ako, available to assist you.

20/12/2022

Christmas is coming...
Wag ubos ubos biyaya sa paghahanda and then the next day, butas Ang bulsa.

20/12/2022

18/12/2022

Read till the End to know better 😊

‼𝗥𝗲𝗴𝘂𝗹𝗮𝗿 𝗛𝗠𝗢
➳ Taon-taon ka mag babayad para ikaw ay covered at tumataas ang binabayaran mo kasi nadadagdagan ang edad mo.
➳ Hindi kana makakaavail kung may sakit ka sa panahon na ikaw ay nag apply, kahit regular kang client.
➳ No rebate pag di mo nagamit dahil healthy ka that year.

‼𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵
➳ Sa PhilHealth up to 60 years old tayo magrerenew. Hindi magagamit kung hindi din tuloy-tuloy ang pag hulog.
➳ 15% to 20% lang ang discount sa hospital bills mo at hindi lahat ng sakit ay covered.
➳ No assistance for beneficiaries beyond the age of 19 y.o.

‼ 𝐊𝐀𝐈𝐒𝐄𝐑 𝐇𝐄𝐀𝐋𝐓𝐇 𝐁𝐔𝐈𝐋𝐃𝐄𝐑 𝐏𝐋𝐀𝐍 (𝟑-𝐢𝐧-𝟏):
✅ 3 in 1 product na. May 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 + 𝐈𝐍𝐂𝐎𝐌𝐄 𝐑𝐄𝐏𝐋𝐀𝐂𝐄𝐌𝐄𝐍𝐓 + 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 ka nang magagamit. Wala kang extrang babayaran para e-avail isa isa. Kaya makakatipid at may peace of mind ka.
✅ 🆅🅴🆁🆈 🅰🅵🅵🅾🆁🅳🅰🅱🅻🅴. 7 years ka lang mag-iipon. Mabuhay ka man hanggang 100 years may healthcare ka pa rin.
✅ Covered lahat ng sakit, kahit pre-existing after the 𝐀𝐂𝐂𝐔𝐌𝐔𝐋𝐀𝐓𝐈𝐎𝐍 𝐏𝐄𝐑𝐈𝐎𝐃.
✅Sagot ang hospital bills, from room accommodation, doctors fee- ang 🅻🅸🅼🅸🆃 ay depende sa plan na kinuha mo. 𝘜𝘶𝘸𝘪 𝘬𝘢𝘯𝘨 𝘮𝘢𝘺 𝘯𝘨𝘪𝘵𝘪 𝘴𝘢 𝘭𝘢𝘣𝘪 𝘢𝘵 𝘸𝘢𝘭𝘢𝘯𝘨 𝘪𝘯𝘪𝘪𝘴𝘪𝘱 𝘯𝘢 𝘶𝘵𝘢𝘯𝘨.
✅ 𝐁𝐄 𝐀𝐍 𝐈𝐌𝐆 𝐌𝐄𝐌𝐁𝐄𝐑 para magkaroon ng 𝐮𝐧𝐥𝐢𝐦𝐢𝐭𝐞𝐝 𝐟𝐫𝐞𝐞 𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐭𝐢𝐨𝐧𝐬 sa lahat ng Kaiser Medical Centers. Kahit araw araw at iba ibang sakit ang iyong ipapacheck up sagot yan ng benefit mo as member.
✅ Kung magkano ang amount na binabayaran mo pagkasign mo ng plan kay Kaiser, yun lang din ang babayarn mo for 7 years. 𝐍𝐎 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝐅𝐄𝐄𝐒 𝐍𝐄𝐄𝐃𝐄𝐃.
✅ 𝐖𝐢𝐭𝐡 𝐅𝐚𝐦𝐢𝐥𝐲 𝐀𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞. 𝘔𝘢𝘢𝘢𝘳𝘪 𝘮𝘰𝘯𝘨 𝘪𝘱𝘢𝘨𝘢𝘮𝘪𝘵 𝘴𝘢 𝘪𝘮𝘮𝘦𝘥𝘪𝘢𝘵𝘦 𝘧𝘢𝘮𝘪𝘭𝘺 𝘮𝘰𝘯𝘨 𝘯𝘢𝘨𝘬𝘢𝘴𝘢𝘬𝘪𝘵 (subject for approval from Kaiser).
✅ May 𝐒𝐓𝐎𝐂𝐊𝐌𝐀𝐑𝐊𝐄𝐓 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 na 6 𝘵𝘰 10% na pwede mong gamitin o ipamana sa iyong principal beneficiary pagdating ng maturity.
✅ Kung Healthy ka while paying your policy for 7 years, 𝟖𝟓% 🅲🅰🆂🅷 🆁🅴🅱🅰🆃🅴 ang mababalik sayo na palalaguin mo kasabay ng 𝐒𝐓𝐎𝐂𝐊𝐌𝐀𝐑𝐊𝐄𝐓 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 mo.

So alin nga ba ang mas maganda?

Kung ako ang tatanungin, dapat meron ka pareho. Pero malaki po ang pagkaka iba nila. 𝐈𝐧𝐯𝐞𝐬𝐭 𝐰𝐢𝐬𝐞𝐥𝐲.
Just message if you are interested for more info..

15/12/2022

Having a Kaiser Long-term healthcare is better than having Life Insurance(that has health insurance feature) product alone. Though having both is best.
Here are the top 5 reasons why:
1. IT COVERS YOU WAY BEYOND RETIREMENT YEARS - Most HMOs & Life insurance products limit their health coverage between 65-80 years old, some cover up to 100 years old. Kaiser Long-Term Care can cover even beyond 100 years old.
2. IT WORKS JUST LIKE YOUR COMPANY HEALTHCARE - Life Insurance is a reimbursement type program, you can never present your Life Insurance policy during admission or when settling your hospitalization bill. You have to pay the hospital first then file necessary documents for reimbursement. With Kaiser Long-Term care it is just like the usual company HMOs. It settles everything (other than personal miscellaneous) after deducting the PhilHealth benefits. It uses its Kaiser rates that was agreed upon by Kaiser International Healthgroup Inc. and the accredited hospital, making you spend less than paying in cash.
3. PEACE OF MIND - Every Filipino fears about getting hospitalized because having less/no cash available on hand. Most of us borrow money somewhere else expecting to pay interests in the future. If you only have Life Insurance, though you can get reimbursement to pay back your lender you will still shell out money out from your pocket. Remember the insurance provider will only reimburse what the hospital billed to you and it does not include the interests you incur from borrowing it. Since Kaiser long-term care is like a company HMO you no longer need to borrow money from somewhere else. It is really a peace of mind.
4. PROGRESSIVE COVERAGE OVER TIME - In Life Insurance its health benefits are fix and limited. The program's health benefits now may not be enough to cover hospitalization expenses 30 years or 40 years from now, forcing us to shell more money out from our pocket again. The Kaiser long term care program makes your contributions and unused healthcare benefits grow over the period of time(7%-10%) giving you more hospitalization coverage when we need it in the future.
5. WELL MANAGED FUND - To ensure sustainability and security of all Kaiser Long Term care plan holders' contributions, its fund are invested in a long term investment vehicle. Kaiser International Healthgroup Inc. owns 80% of the youngest Mutual Fund company in Philippines financial market which is Soldivo Funds. Rampver Financials owns the remaining 20% and also the sole fund manager for Soldivo Funds. Soldivo Funds was able to grow their assets to more than 200% in 2015, one year after it was launched.
Possessing both programs give you more secure financial future for you and your love ones. Just always make sure that they are both active to avoid problems in the future.
Kaiser International Healthgroup Inc. is the 1st in Philippines that provides the best comprehensive long term healthcare coverage to take care your future health expenses.
Tag someone who needs to know about this program before it's too late. This is open to ages 10 to 60 years old only. OFWs are very much welcome to save/invest.
Show that you care...

15/12/2022

Thank you 210 followers... Kaluoy man uy😂😂😂
Kumuha nalang kayo Ng health insurance nyo. Kaiser 3 in 1 healthcare and be an IMG member Lalo n sa mga OFWs half milyon and more Ang insurance.

15/12/2022

Happy Thursday everyone...
Stay positive in all what you do..

13/12/2022

SAPAT NA BA ANG PHILHEALTH NA MERON KA?

Ang philhealth po ay babayaran lifetime at di na covered ang mga anak na beneficiaries when they turn 19yrs old onwards.
Kapag hindi nagbayad ng tuloy tuloy hindi mo na ito magagamit.

Sa "KAISER"

Lifetime membership na babayaran mo lang sa loob ng 7years

Since di mo nagamit dahil di ka nagkasakit nagiging investment siya kasi si Savings nag interest at di kana mag aalala pagtanda mo kasi di mo na iaasa sa anak mo ang gastusin mo.

Walang masasayang sa binayaran mo

MAY LONGTERM HEALTHCARE KA na pwede mong gamitin hangang sa pagtanda at may

LIFE INSURANCE KA na
May Investment at Savings ka pa sa abot kayang halaga..
😊
Tanong n mga besh,kung ano ang Kaiser at mga benefits nito..

12/12/2022

Huwag kang mag padala sa mga nakikita mo sa social media lalo na yung maraming pera para ma enganyo ka at makasali.

The best INVESTMENT is FINANCIAL EDUCATION para hindi kana MA SCAM O MALOLOKO.
Mag start ka sa maliit na pag save at invest at pasasaan iyan ay lalago at kung gusto mo na mabilis, lakihan mo investment at sa mga tamang investment at uulitin ko hindi sa nakikita mo sa iba.

Note that there's No REAL Business that shows off money, checks, cars, etc, online.
Henry Sy, The Ayala’s, The Villar’s never posted a selfie with money spread almost covering their faces.

In IMG, we are discouraged to show money. It is not our practice.

As per our mentor this morning: "Never show money. Money is based on Math. How many people have you helped to get them protected, eliminate their debts, invest for their future and build a business."

SUCCESS is when you achieve your goals.

SIGNIFICANCE is when you help other people take charge of their future and achieve their goals.

Together let us make a difference & achieve our GOALS.

Lamang po ang may Alam!

11/12/2022

Good night Sunday, See you Monday..
Count me in🤩🤩🤩