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apexhealthwealth

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apexhealthwealth

We are service providers for all Life insurance, Health Insurance, Vehicle & General Insurance. alon

22/12/2025

Many health insurance claims in India are not rejected because of high hospital bills.

They are rejected mainly due to:
Non-disclosure of health details
Treatment falling under the waiting period
BP, diabetes, thyroid, past surgeries, regular medicines — these must be disclosed.

Some illnesses are not covered in the initial years, even after disclosure.
Understanding this before buying or renewing a policy avoids stress later.

If you are unsure about your coverage, get clarity before hospitalization.
📩 Message us CHECK for a free policy review.

20/12/2025

Many health insurance claims are not rejected.
They are underpaid.

Why?
Because of:
• Room rent limits
• Disease-wise sub-limits
• Consumables not covered
• Old policy conditions

The policy works.
The limits reduce the payout.

If you don’t know your policy limits, hospital bills can shock you.

📩 DM CHECK for a free health policy review
📞 +91 9342958642 | +91 9742244501
No sales. Only clarity.

19/12/2025

Health insurance problems don’t start at the hospital.
They start much earlier.

Most people buy a policy with good intentions.
What often gets missed are the conditions inside the policy.

Room rent limits.
Hidden caps.
Claim restrictions.

I help working professionals and families understand
what their health insurance actually covers
before a medical emergency forces the lesson.

If you haven’t checked your room rent limit or claim conditions,
it’s worth taking a closer look.

📩 DM “PLAN” for a free policy review
No sales. Only clarity.

30/11/2025

Many families still believe their old policy is enough.
Some say they have a 5 lakh cover from their employer.
Some renew the same policy every year without checking what it actually covers.

But medical costs have changed
Hospital bills in Bangalore have doubled
Treatments are advanced and expensive and old policies do not match today’s expenses or benefits.

Here is the truth
Employer cover is not long term
Old policies have hidden limits
And families realise the gaps only during a claim
When did you last review your health cover
If you want to check whether your present plan meets today’s medical costs
Comment COVER or DM COVER for a quick check.

26/11/2025

Most families do not know their room rent limit.

This one detail decides how much the insurance company will pay during a claim.

Example
If your limit is Rs 5000 per day
and you choose a room for Rs 7000
every hospital charge gets calculated at a higher rate
and the approved claim becomes lower.

This leads to extra payment from your side.
Room rent limits look small but they create the biggest claim cuts.

If you want to avoid this loss message CHECK ROOM

I will guide you.

24/11/2025

5 lakh health cover worked earlier.
It does not match today’s medical costs in Bangalore.
Hospital bills are higher now.
Most surgeries cross two to four lakh.
Consumables add extra charges.
Even a small illness can cost more than expected.

If you want me to check your family’s cover
comment or message UPGRADE

Apex Health & Wealth
Health Insurance Advisor
Bangalore

23/11/2025

Most families are unsure if their health cover is enough.
The truth appears only during a real hospital visit.
Medical costs in Bangalore rise every year.
Policy limits stay the same.

A small gap can turn into a big expense during an emergency.

If you want me to check your family’s cover message FAMILY

Apex Health & Wealth
Bangalore

21/11/2025

As our parents grow older, their medical needs increase.

A good senior health plan protects them from sudden high hospital costs.

What you get:
• coverage even with age-related conditions
• support for rising treatment costs
• peace of mind for the whole family

To review your parents’ current cover Comment PARENT or send a message.

Apex Health & Wealth
Trusted Insurance Advisory in Bangalore

18/11/2025

A sudden illness does not give a warning.

Stroke, heart attack, cancer, kidney failure.

Any one of these can stop income and drain savings in a few weeks.

A critical illness policy gives a lump sum amount so your family stays stable even when life takes a sudden turn.

If you live in Bangalore and want to check whether your critical illness cover is enough send me the word HEALTH.

I am Treena Roy from Apex Health Wealth
helping families and professionals in Bangalore choose the right medical and critical illness protection.

17/11/2025

Health insurance premium feels costly until you see a real hospital bill.

In Bangalore today even a short hospital stay or a simple surgery can cross five lakh rupees in a private hospital. One illness can shake the savings of a salaried person, a business owner or a retired parent.

If your family lives in Bangalore and you are not sure your health insurance cover is enough, message me with the word HEALTH.

I am Shruti from Apex Health Wealth, an independent health insurance advisor in Bangalore. I help families, professionals and senior citizens choose the right health insurance and cashless hospital cover for their budget.

20/10/2025

🪔 This Diwali, light doesn’t just decorate our homes — it protects them.

At Apex Health & Wealth, we believe true wealth is peace of mind, not chance.

Every plan we make, every cover we recommend, is a light that keeps families safe long after the diyas fade. 💛
Wishing you a Diwali filled with protection, health, and prosperity.

Shruti & Treena
Apex Health & Wealth

💬 Tell us — what’s one thing that brings you peace of mind this Diwali?

Address

103 SAB Chambers, Above ICICI Bank Sanjaynagar Main Road
Bangalore
560094

Opening Hours

Monday	10am - 5:30pm
Tuesday	10am - 5:30pm
Wednesday	10am - 5:30pm
Thursday	10am - 5:30pm
Friday	10am - 5:30pm
Saturday	10am - 4pm

Telephone

+919342958642

Website

http://fabvisitingcard.in/apex-health-wealth, https://apexhealthwealth.in/

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