28/11/2025
💡 Health Insurance Kitne Ka Lena Chahiye? Sahi Cover Kaise Chunein
Health insurance sirf policy nahi, balki aap aur aapke parivaar ki safety hai. Par sabse common sawaal hota hai — “Kitne ka health insurance lena chahiye?”
👉 General rule:
Aapko apni annual income ka at least 50% se 100% ke barabar ka health cover lena chahiye ya minimum ₹5–10 lakh per person in cities ke liye jahan medical cost zyada hoti hai.
✅ Cover decide karte waqt yeh cheezein dhyan mein rakhein:
• Aapka age aur family members ka age
• City jahan aap rehte ho (metro cities mein treatment mehenga hota hai)
• Lifestyle diseases jaise BP, diabetes, heart problem
• Family history
• Hospital room rent limit
• ICU & surgery cover
• No Claim Bonus benefit
👨👩👧👦 Family Floater Plan – Agar family ke liye policy le rahe hain, toh at least ₹10–20 lakh ka cover consider karein.
💬 Sahi insurance ka matlab hai – treatment ke time tension-free rehna. Late nahi, aaj hi apna health cover plan karein.
📞 For Consultation: 9250440535
🌐 Visit: www.drakhileshrathi.getmy.clinic