P. Kothari Investments

12/11/2025

🚨 STOP! Before you buy that health insurance policy, watch this! 🚨

You think you’re covered, but a ₹20 Lakh hospital bill can quickly expose the hidden traps. Your premium might be low, but your out-of-pocket costs could be HUGE.
In this reel, we have breaked down the 8 MUST-CHECK GAPS every buyer misses:
• 🚫 Hidden Costs: Room Rent Caps & Co-pay (The Silent Claim Killers!)
• 💰 The Right Cover: Is ₹5 Lakh enough anymore? (Spoiler: No.)
• 💼 Job Security: Why your office cover is NOT enough protection.

Don’t let a medical emergency become a financial disaster!

06/11/2025

Morningstar Investment Conference !

Attended Morning Star conference on Tuesday 4th November at the Jio World Convention Centre BKC.
It was one of those days that reminded me why continuous learning matters so much in our industry!!

A power-packed day of insights — from some of the finest minds in Indian markets.

Key takeaways that stayed with us—

1) Equity markets by 2030 – Sankaran Naren & Sunil Singhania
India is 1.4 billion people. We don’t need the world to validate our growth anymore — our own domestic demand is enough to scale. Self-sufficiency is not a dream — it’s already showing up in data.

2) The AI Boom
AI is not replacing us — it is multiplying human productivity. Professionals who learn how to use AI will outrun those who don’t.

3) Geopolitical crosswinds
Asset allocation is the only real hedge.
Asset allocation is risk management — not returns compromise.

4) SIFs (Special Investment Funds) – Radhika Gupta & Nandik Mallik
SIFs may take time to mature — but they carry serious long-run potential vs arbitrage.
This is a category where evolution = opportunity.

5) The Smallcase surge
Smallcase makes sense only if you think 8–10 year horizon.
Every 3–4 years they correct 15–20% — yet still deliver 18–20% CAGR in 5 year windows.
Retail leadership → midcap → largecap… this conveyor belt is very real.

6) Navigating cross-currents in equities – Madhusudan Kela, Niket shah & Harish Krishnan
Crosswinds are not new. Right allocation + staying invested + bullish mindset = how wealth has always been created!

Every year — this platform gives us perspective, clarity and confidence.

Our reflection:
India is in a very distinct decade — not “emerging” anymore, but increasingly “arriving”.
This is not the time to sit on the fence — it’s the time to be allocated, be disciplined and be long India!!

12/08/2025

Had the pleasure of hosting Mr. Bhavesh Jain, Fund Manager at Edelweiss AMC, at our office today.

From macro trends to sectoral opportunities, Mr. Bhavesh shared his sharp perspectives on where the markets are headed and how Edelweiss’s strategies are positioning for the future.

Always energizing to connect with people who live and breathe the markets!

01/05/2025

04/02/2025

Very insightful article on retirement planning….!!!!

It talks about financial as well as non financial aspects of retirement…!!

Source - ET Wealth

17/01/2025

Have you covered yourself against inflation???

Does your investments beat inflation??

Have you thought about impact of inflation on your lifestyle???

05/11/2024

20/10/2024

Attended the insightful session at CafeMutual Fund 2024 Confluence! 🌟 Grateful for the knowledge shared and the connections made. Let’s keep pushing the boundaries of mutual fund investing together! 📈💡

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19/10/2024

Planning for a Secure Retirement? Here’s a brief guide on points to remember:

1) Retirement Spending Plan: Plan for a corpus 25-30 times of your annual expenses to manage inflation and unexpected costs.
2) Asset Allocation: The choice of asset allocation is crucial for the longevity and growth of the retirement corpus. Choose the right mix between conservative fixed-income or aggressive equity investments based on risk tolerance.
3) Emergency Fund: Set aside 10-15% of the corpus for medical and unexpected expenses.
4) Family Dynamics in Financial Decisions: Understand and discuss differing financial attitudes within a household to align on spending and saving preferences.
5) Structured Strategy: A structured approach to financial decisions is essential, especially as individuals age and have less time to recover from financial mistakes, necessitating a clear strategy for spending, saving, and investing their retirement funds.

17/10/2024

Time in the Market Beats Timing the Market 🕰️

Ever heard the saying, “It’s not about when you invest, but how long you stay invested”? Now more than ever, this adage rings true.

Falling markets can be a great opportunity to invest in stocks and mutual funds. Think of it like buying discounted products during a sale. The longer you stay invested, the more likely you are to reap the rewards of long-term growth.

Don’t let market fluctuations scare you away. Start investing today and let time work its magic.

04/10/2024

Life Insurance Cover is the most important gift to your family when you are not there…..!!!!