22/01/2024
Health Planning for your family
It is a very important aspect in day to day life. If you have proper health related planning, you can overcome even any unexpected health emergencies. Moreover your overall health related expenditure will also come down with appropriate planning.
Here are some few important simple tips for healthcare planning for your family.
1. Maintain a healthy lifestyle at home , regarding food habits, some exercise or activities . Don't entertain any addiction like smoking, alcohol etc
In certain situations some vaccination and regular health check up are also very helpful. You should follow the advice of your family physician or specialist physician.
2.Having health insurance is a big support for your unexpected health emergencies as we all had experienced during COVID. Try to get some health cover as per your affordability. One more additional insurance i.e term insurance(not mix up plan) is also beneficial to secure your family. One important thing you should consider when selecting the insurance is their claim settlement ratio.
3. Expenditure in medicine can be reduced by choosing the same medicine with lesser cost but a good brand at the same time as there are a lot of various price ranges of the same medicine with different good brands. You can even choose generic medicine as well for reducing your cost.Moreover in some cases you get good discounts for medicine on online delivery.
4. Expenditures in lab tests can be reduced by choosing packages rather than doing each test individually. You can even negotiate on the final bill for discounts if the amount is more. Regarding lab tests it's always better to get the test done by a good reputed lab.
