10/06/2024
Why Do You Need Newborn Health Coverage?
This is a valid question, and you may consider the following points before deciding whether you find it essential to buy health insurance for newborns:
1. Weaker Immunity
As you have already read above, the immunity system of your newborn child takes time to build up to a stage where it can fight diseases. During this period, your baby is vulnerable to infections and illnesses. Despite your best efforts, your baby may come in contact with these, and hospitalisation may be required. Buying health insurance for infants will cover these unforeseen medical expenses.
2. Accident prone
Your baby will learn to roll over, move on its knees, and start walking and running. Your baby’s reflexes take some time to develop, and your baby is vulnerable to accidental bumps, falls, and injuries. Even if not as severe, treatment for occurrences often leads to excessive bills, which your health insurance policy may cover for newborns.
3. Health Issues
Your baby will take time to understand the difference between food and what not to put into their mouth. This often leads to babies putting unwanted things in their mouths, which may lead to hospitalisation. Also, your baby is more exposed than you as an adult and runs the risk of falling ill, and your health insurance for newborns can cover the expenses of hospitalisation.