12/03/2026
You can have a well-planned budget and still feel worried about money.
That’s because financial stress is often tied to deeper issues — fear, past experiences, shame, and the beliefs we carry about money.
True financial wellbeing involves more than tracking expenses.
It also requires understanding your emotional relationship with money.
Healing your money mindset can be just as important as managing your money.
— Counselor Naomi Ngugi