Luveza Ordaniel

29/07/2025

Look at the current top performing funds in Rampver Online!
Sign up for FREE today and start investing for as low as ₱1,000: go.rampver.com/signup

29/07/2025

Paano tayo makaka-Ipon ng ISANG MILYON?

Lumilipas ang panahon.
Nagkaka-edad tayo.
'Di natin namamalayan... 40 na tayo... then 50... then next click, 60 na pala tayo.

Kung hindi tayo makakaipon, baka dumating ang panahon na pagpapasa-pasahan tayo.

Send me a message para ma-guide kita sa iyong Financial Journey.

Your Money Doctor,
Doc Jaime Lorenzo

29/07/2025

Are you tired of waiting?
As you wait, you need to work.
~ Bo Sanchez |📙 This or That

28/07/2022

Congratulations to our IMG CommUNITY because we already shared and educated 5,027,020 Million Filipino Families around the Globe as of July 28, 2022.

Altogether as One Community and as One Nation we can do more for the financial improvement of many lives to our fellow kababayans around the GLOBE!

Abot ka ng IMG! 🤩💚

Join our crusade:

https://bit.ly/3HO3cro img campaign.

28/07/2022

25/03/2022

Alam mo ba na pwede ka na maging shareholder sa mga malalaking kumpanya kagaya ng BPI, BDO, SM, Jollibee, Ayala at PLDT via Mutual Fund Investing?
Ang akala ko dati ay pang-mayaman lang ang pagiging shareholder sa mga kompanya na ito.
Ang hindi ko alam, ay kahit ordinaryong tao ay pwede maging shareholder o investor sa mga kumpanyang ito via Mutual Fund Investing.
Ang kagandahan ay, pwede ito sa lahat kahit OFW ka pa!!!!!!

18/02/2022

Sabihin mo lang para hindi na kita kuliting samahan ako sa Financial Literacy Journey ko.
✌😅 But if you want to become your own money manager approach mo lang ako at willing ako ituro ang lahat sayo. 👊😁
Let us all Learn together and Become Financially Literate. 😉

Credit to Sir Kabayan Neilvin Urbiztondo
Regester here : https://285942PH.imgcorp.com/

08/02/2022

Hello friends. Gusto naming i-share sa inyong lahat. ❤️
---
IMG and Manila Bankers Life are giving FREE P20,000 Personal Accident Insurance for non-IMG members (until February 28 ONLY).

Simply follow these steps:

1. Register here: https://285942ph.30m2030.com/share free personal Accident insurance

✅Please make sure that your email address is active.

2. Click the Activation Link that you will receive in your email.

3. Register 5 persons that you want to share the Free P20,000 Personal Accident Insurance with (remember sharing is caring).

4. Application form will be sent to your email for your completion. Make sure all details are correct to avoid inconvenience.

5. Done! You will receive your policy from Manila Bankers Life – The best way to show your love!
Ctto

Stay safe everyone!

I understand that I am participating in the IMG's 30M by 2030 Financial Education Movement and hereby freely and expressly give my personal data for the purpose of said campaign. I also agree to be part of the campaign and to receive updates on future services and products relevant to me as determin...

02/02/2022

Know more about IMG para sa mga hindi pa member at hanggang ngayon ay tumatanaw pa rin..... mas maiintindihan at mapag-aaralan mo pa ang kung:

1. Uma-attend ka ng ORIENTATION, nanonood ng mga VIDEOS available sa YT.
2. Nakikipag-usap sa taong nag-INTRODUCE ng IMG sa iyo, o sa taong napanood mo sa YT.

Tandaan: Kung inaaply mo ang mga natutunan mo, mas LALO kang matututo

BE AN IMG MEMBER NOW:

➡️ https://285942ph.imgcorp.com/tp/

https://285942ph.imgcorp.com/home/workshop/

Is now available online. Click here to join.

29/01/2022

https://www.facebook.com/104318954734336/posts/120614746438090/

Ang Kaiser Ultimate ba ay VUL?
This past week, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Builder
Medyo nakakatawa ang tanong, kaya ang sagot
No, it is not!
Kaiser Ultimate is a healthcare solution
VUL is a life insurance solution

Pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:
VUL is 2-in-1 life insurance + investment
Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment
Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:
healthcare "if you get sick"
life insurance "if you die too soon"
investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution. Sa karamihan ng details, magkaiba sila:

Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na. Maaring kailangan magbayad ng dagdag.

Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.
Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans.

Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old.

Sa 50 - 60 year old, baka mas murang life insurance ang Kaiser kaysa VUL :-)
Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.
Hindi talaga comparable ang Kaiser Ultimate at VUL.

28/01/2022

Ang PAGOD pwedeng ipahinga.
Ang GUTOM pwedeng ikain.
Ang PUYAT pwedeng itulog.
Pero ang kahirapan hanggat wla kang binabago sa nakasanayan mong gawin araw2, ipahinga mo man yan, ikain mo man yan at itulog mo man yan, paggising mo kahirapan pa rin ang bubungad sayo.

Hindi mo kasalanan ipinanganak ng mahirap. Pero pag namatay kang mahirap.... Kasalanan mo na yun! At alam mo ba ang mas kasumpa-sumpa? Yung mawala ka sa mundo na ang naipamana mo sa iyong pamilya ay KAHIRAPAN pa rin!

Ngayon pa lang mag-isip isip na tayo.
Walang FOREVER sa kahirapan....
dahil may pag-asa ka pa buksan mo lang ang iyong isipan.

Join our Crusade to fight against Poverty!

Attend our FREE Financial Literacy class
Message me for the Registration link 😀
Message me.. 📩

Join us and be part of this crusade.
Https://285942ph.Img.com.ph
https://img-corp.net/register.php
CTTO