Nirma DCG

Agency Manager 😉
Dominant Champions Group 🔥
Penang 🌊
Work Life Balance 😉

10/04/2026

🔥 ZERO CO INSURANCE 🔥

Hospital bill RM50,000… but client only paid RM300.

Hospital bill RM80,000… client paid RM0.

Sounds unbelievable? This is the power of having the RIGHT medical card.

⚠️ Are you facing medical card repricing?
Don’t worry — there’s a better option now.

💡 With ONLY RM5 savings per day,
you can secure your life & future.

Your medical card is NOT an expense —
it’s PROTECTION.

📌 If your premium is increasing,
I can help you review & optimize your plan.

👉 COMMENT “MEDICAL” and I’ll check for you personally.

📞 Nirma
Agency Manager
010-2355793
https://www.wasap.my/+60102355793/MEDICAL

゚

07/04/2026

🚨 PROPERTY AGENTS – ARE YOU STILL DEPENDING ON ONE INCOME? 🚨

If you are closing property deals but your income stops when sales stop, you are leaving THOUSANDS of ringgit on the table.

💥 Smart Property Agents are now adding INSURANCE to their portfolio.

Why? Because every property buyer NEEDS protection for their loan.

🔥 WHAT YOU CAN EARN:
💰 Up to RM20,000 monthly income
💰 Unlimited commission opportunity
💰 Passive income up to 6 YEARS from one client
💰 Extra Year End Bonuses

📈 Imagine this:
You close a property deal → Offer MLTA protection → Earn DOUBLE income from the same client.
No extra marketing.
No new clients.

Just maximize every property deal.
⚡ Limited positions for property agents who want to dominate their market.
If you are hungry, ambitious, and serious about making money, this opportunity is for you.

📩 DM “PROPERTY” or WhatsApp now:
Nirma – Agency Manager
📞 010-2355793
https://www.wasap.my/+60102355793/RECRUIT

🔥 Turn every property deal into TWO INCOMES.

07/04/2026

People buy insurance when they feel the risk.

“Hospital bill RM50,000… but this client only paid RM300.”

“Are you suffering from medical card repricing? There is a better option now.”

Hospital bill RM80,000.
My client paid RM0.

🔥ZERO CO INSURANCE🔥

This is why medical card is not an expense, it’s protection.

If you are suffering from repricing medical card, I can help you review your plan.

Comment MEDICAL and I will check for you.

゚

05/04/2026

🔥 GOOD NEWS FOR EVERYONE! 🔥

Are you suffering paying high medical card premiums? 😔
Or thinking to cancel because it’s too expensive?

💡 THIS IS THE RIGHT TIME FOR YOU!
We are now having a Waiver of Waiting Period Campaign by FWD Insurance 🎉

⏳ LIMITED TIME ONLY!
📅 25 March 2026 – 30 September 2026
✅ NO 30-day waiting period
✅ NO 120-day waiting period for specified illnesses
✅ Suitable for NEW medical cases (Subject to approval)

💰 Affordable plans starting from RM150 only!
💯 ZERO Deductible
👉 Don’t keep paying high premiums when you can switch to a better & more affordable plan today!

📲 PM me now for FREE consultation
📞 010-2355793
👩‍💼 Nirma – Agency Manager

21/02/2026

A sudden critical illness can change everything — your health, your income, and your family’s stability.

That’s why having a Critical Illness Plan is not a luxury, but a necessity.

This plan provides lump-sum financial support upon diagnosis, covering heart attack, stroke, cancer, and 45 critical illnesses, so you can focus on recovery without worrying about medical bills or lost income.

Protect your future. Plan early. Stay prepared.

📞 Nirma
📱 010-2355793
https://www.wasap.my/+60102355793/CI

10/11/2025

FWD Cherish Life Benefits

✅ Guaranteed Acceptance – No medical check-ups, easy approval.

✅ Fixed & Guaranteed Premiums – RM100 per unit, up to 10 units.

✅ Accidental Death → 300% of the Basic Sum Assured

✅ Accidental Death While Traveling in Public Transport → 400% of the Basic Sum Assured

✅ Accidental Death Outside Malaysia → 500% of the Basic Sum Assured

✅ Maturity Benefit –
• Age 30–60: Get back 200% of total premiums paid.
• Age 61–70: Get back 150% of total premiums paid.

✅ Death Benefit –
• First 2 years: 100% refund of premiums paid.
• After 3rd year: Payout based on sum assured, premiums paid, or cash value (whichever is higher).

✅ Extra Critical Illness Benefit – Additional 10%-20% payout for 5 units or more.
————————————————-
Premium Unit Details

✅ Age 30–50: Minimum 1 unit, Maximum 10 units
✅ Age 51–60: Minimum 2 units, Maximum 10 units
✅ Age 61–70: Minimum 4 units, Maximum 10 units

💰 1 unit = RM100 per month

Contact Assistant Unit Manager Nirmavaty at
📞 010-235 5793
🔗 https://www.wasap.my/+60102355793/CherishLife

23/06/2025

😤 STRESS? PROMOTION DELAYED? NO WORRIES! 🚀

If you're feeling stuck and facing difficulties getting to your next promotion, we hear you — and we’ve got the solution! 💼✨

At Agency Leader Corporation (ALC), we offer a fast-track promotion system with clear, achievable goals. Whether you're just starting out or ready to move up — your growth starts now, not later.

🎯 Promotion Paths with ALC:

✅ Assistant Unit Manager: 1 + 3 agents | 100K APE
✅ Unit Manager: 1 + 6 agents | 250K APE
✅ Agency Manager: 1 + 9 agents | 500K APE

💥 All leadership levels receive overriding income up to 18%
⏱️ NO waiting period — Promote yourself anytime with results
🔥 Backed by strong team support and proven leadership

🌟 Why Choose ALC?

Realistic and achievable targets

Mentorship and guidance from experienced leaders

Our mission? To build more ALC leaders and help you retire in 5 years with minimum RM100K income annually!

📩 Ready to level up? Wasap me now for more ..
https://wa.link/g5hgsu
010-2355793

Let’s FOCUS FOR THE GREATEST and unlock your full potential! 💪🌍

22/06/2025

🏡 MRTA vs MLTA – What’s the Difference? 🤔

If you're planning to take a home loan, you've probably come across these two terms: MRTA and MLTA. Understanding them could save you thousands in the long run!
Still unsure which is better for you? Drop a comment or DM me – happy to help! 😊🏠
Contact: 010-2355793 Nirma
https://wa.link/g5hgsu

27/05/2025

Looking for a powerful medical plan that covers MORE than just hospital bills?
Here’s your ALL-IN-ONE solution with FWD — ranked among the Top 5 Medical Cards in Malaysia!

Why choose this plan?
✔ Medical card + Hibah/Life coverage
✔ Savings + Child education fund
✔ Critical illness protection
✔ Annual limit up to RM5 million
✔ RM100/day Wad Cash
✔ FREE policy if diagnosed with critical illness

Flexible packages starting from RM150!

Kids | Adults below 30

Couples | Family Plans

Let’s protect your health and your future.
Contact me today to learn more!
Nirmavaty 📞 010-2355793
https://wa.link/ym0xh0

10/06/2024

We are Hiring AIA LIFE PLANNERS and/or Managers..

🤔🤗FULL time or PART time, to work ANYWHERE with a Wi-fi connection.

👉If you are Age 20-45, College Graduate or Undergraduate.
WE GOT YOU!

What's in store for you?
✅Excellent Compensation Benefits :
👉 Basic monthly allowance
👉 Commissions and bonuses
👉Cash Incentives, Local and International Travel
👉Awards and Recognition
👉HMO and Life Insurance
👉Retirement Fund

✅Time flexibility
✅FREE training and Development
✅Job Security
✅Opportunity to help others
✅Career Growth

JOB DESCRIPTION:
Educate people on Financial preparedness thru digital platforms while at home or anywhere you are at your most convenient time.
👉Be one of US!

Just message me to know more😊

Address

Bayan Lepas
George Town

Telephone

+60102355793

Website

https://www.instagram.com/

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