10/11/2025
FWD Cherish Life Benefits
✅ Guaranteed Acceptance – No medical check-ups, easy approval.
✅ Fixed & Guaranteed Premiums – RM100 per unit, up to 10 units.
✅ Accidental Death → 300% of the Basic Sum Assured
✅ Accidental Death While Traveling in Public Transport → 400% of the Basic Sum Assured
✅ Accidental Death Outside Malaysia → 500% of the Basic Sum Assured
✅ Maturity Benefit –
• Age 30–60: Get back 200% of total premiums paid.
• Age 61–70: Get back 150% of total premiums paid.
✅ Death Benefit –
• First 2 years: 100% refund of premiums paid.
• After 3rd year: Payout based on sum assured, premiums paid, or cash value (whichever is higher).
✅ Extra Critical Illness Benefit – Additional 10%-20% payout for 5 units or more.
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Premium Unit Details
✅ Age 30–50: Minimum 1 unit, Maximum 10 units
✅ Age 51–60: Minimum 2 units, Maximum 10 units
✅ Age 61–70: Minimum 4 units, Maximum 10 units
💰 1 unit = RM100 per month
Contact Assistant Unit Manager Nirmavaty at
📞 010-235 5793
🔗 https://www.wasap.my/+60102355793/CherishLife
