Prudential Miri Wealth Planner - ShyuanYien

20/03/2026

With recent changes in healthcare policies, foreigners in Brunei may not receive the same hospital benefits as before.

Because of this, some Malaysians working in Brunei are starting to prepare their own Malaysian Medical Card 🇧🇳🇲🇾

This allows them to have the option of seeking treatment in private hospitals🏥in Malaysia if needed

For those who frequently travel between Brunei and Malaysia (especially Miri / Sarawak), having a Malaysian Medical Card can provide an additional layer of protection.

If you’re a Malaysian working in Brunei, have you reviewed your medical coverage recently?

11/03/2026

Many Malaysians may be missing out on this…

Every year we pay tax.

But not many people realise that insurance and savings plans can actually qualify for tax relief in Malaysia.

Meaning while you are preparing for your future,
you may also reduce your taxable income legally.

Financial planning is not only about protection —
sometimes it’s also about planning smarter with your money.

💭How many people actually know this❓

05/03/2026

One of the biggest insurance mistakes many people make is thinking a medical card means they are fully protected 💯

A Medical Card is important because it helps pay hospital bills 🏥
But if illness or accident causes someone to stop working, something else happens...

Your income stops 🛑
But life expenses continue
🏡 House loan
🚗 Car loan
🧾 Family expenses
👧🏻 Children's education

That's why protection planning should not only focus on hospital bills, but also income protection💰

Because protecting your income is protecting your life

Is your monthly income protected and secured❓

19/02/2026

Selamat Berpuasa 🌙

Grateful to serve clients from different backgrounds and cultures 🤍

May this Ramadan bring peace and blessings to you and your family

08/02/2026

25/01/2026

不是把钱一次给完

而是跟着父母的心意
指定方式 指定意愿
一步一步留给孩子

现在可以透过Prudential legacy保单
把想法先规划好

而且这项信托安排
是免费的♥️

18/01/2026

大家都能拥有的保障💜
越年轻，越划算！
也适合刚毕业的你/妳 👩‍🎓👨‍🎓
🎗 男女癌症保障
🏡 生活备用金
❌ 不是医药卡
🤑 买车 / 买房 / 结婚 / 升值都有钱拿
重点是👇
保费 110% 可退还
✔ 没事 = 存钱
✔ 有事 = 赔钱
最低RM 6x 起

#存钱 #保险 #理财 #刚毕业 #买车
#年轻人必看
#马来西亚 #美里

16/01/2026

Pernah dengar pelan insuran macam PERCUMA? 👀

Percuma? 😲
👉 Bayar sekarang, dapat balik di hujung tempoh

✨ Tambahan ganjaran bila capai fasa hidup:
🚗 Beli kereta → BONUS
💍 Kahwin → BONUS
🎉 Banyak lagi ganjaran menarik

📌 Ini BUKAN medical card
Pelan perlindungan selepas rawatan untuk bantu kewangan semasa tempoh pemulihan

💰 Layak pelepasan cukai (Tax Relief)

05/12/2025

这些年听过太多爸妈说：
“孩子还小，应该不会用到医药卡吧？”

但孩子最容易生病的
就是这么小的时候

这次扁桃体手术：
💰 医药卡承担RM9,629
👨🏻‍🦰 家长付 RM300
📌 保费 RM190

不是贵不贵的问题，
是——
事件来的时候，我们准备好了没有？

愿所有爸妈都拥有这份底气💛

When a child needs surgery, parents fear the pain — not the bill❤️

This 6-year-old needed tonsil removal:
🧾 Medical card paid: RM 9,629
👨‍👩‍👦 Parents paid: RM 300
💳 Monthly premium: RM190

RM190/month → RM9,629 protected
That’s what medical planning is for — peace of mind

19/10/2025

我们努力赚钱、努力生活💪
但你有想过吗？
如果有一天生病不能工作…
谁来守护你和家人？

👉 人寿保险是「离开后的爱」
👉 疾病保险是「活着时的底气」

07/09/2025

大多数人都有medical card，因为担心hospital bills
但很少人想到：生病时，生活费谁来帮？
Car loan、house loan、daily living expenses…这些账单不会因为一场病而暂停 🔚

👉 医药卡 + 收入卡 = 完整保障
才是真正守护家庭的方式✨

💡只需 10% 就能保障90%的收入
最低RM 1️⃣0️⃣0️⃣

#医药卡 #疾病保障

18/08/2025

很多人以为有医药卡就够了…
确实，医药卡可以帮付医院账单 🏥
但是，如果因为重大疾病不能工作，谁来负责家里的生活开销呢？ 💵

🏥 医药卡 = 医院账单
💰 重大疾病保障 = 家庭日常开销

你知道吗❓
每月只需准备 RM100，就能拥有 RM100,000 的备用基金，守护你和家人的未来 ✨

#美里 #砂拉越 #保险知识 #医药卡 #疾病保障
#家庭第一 #保障未来 #安心生活