Created by the unions who protect your right at work - to protect your health in life In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs. So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick. Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life. And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'. So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too. Because you’re part of something better - with HealthCarePlus.
11/11/2025
When money feels tight and you’re juggling several high-interest debts - maybe a couple of credit cards, a store card, or a personal loan - it’s natural to look for ways to simplify things. With interest rates beginning to ease, debt consolidation is back in the headlines as one possible strategy.
Debt consolidation can simplify repayments but it’s not always the best move. We review guidance from Sorted, MoneyHub and MoneyTalks to help you decide safely.
06/11/2025
We all know someone affected by high blood pressure, but did you know it’s the leading cause of stroke in New Zealand? Each year, around 9,000 Kiwis experience a stroke, and experts say most could be prevented through regular blood pressure checks and ongoing management.
Learn how managing blood pressure can significantly reduce the risk of stroke and improve overall health. Discover practical tips and expert advice for better retirement.
02/11/2025
With the cost of living still high and budgets under pressure, it’s easy to feel overwhelmed by the constant stream of financial advice out there. At HealthCarePlus, we know our members don’t always have the time or the desire to sort through it all.
In this Money Matters Spotlight, we share practical ideas from Sorted that show how small, everyday fixes can help you strengthen your finances and build confidence.
30/10/2025
If you’ve been saving for your first home, there’s some cautiously good news on the horizon. From 1 December 2025, the Reserve Bank will loosen its loan-to-value ratio (LVR) rules, that is the limits that control how much of a deposit you need and how freely banks can lend.
The Reserve Bank’s new LVR rules take effect 1 December 2025. We explain in plain English what’s changing and how it could help first-home buyers.
28/10/2025
Ever tried to cancel a subscription online and felt like you were trapped in a maze? Or ended up buying way more than you planned? You’ve likely been caught in a dark pattern - a sneaky design trick used by websites to manipulate your choices.
Learn to identify and combat dark patterns online to protect yourself from deceptive design tricks that manipulate your choices and exploit your privacy.
24/10/2025
With mortgage rates easing and a little more flexibility returning to the housing market, now’s a smart time to revisit your home loan strategy.
Learn how to pay off your home loan faster with seven practical strategies from NZ’s top banks and money experts - all compiled in one easy guide.
24/10/2025
If you’ve been feeling the pressure of high loan repayments and rising living costs, there’s finally a little relief in sight. In early October, the Reserve Bank surprised markets by cutting the Official Cash Rate (OCR) by 0.50 percentage points to 2.5 % and signalled that more reductions could follow.
Lower interest rates and relaxed lending rules may ease the pressure on homeowners. Learn five smart ways to make the most of today’s changes and strengthen your financial resilience.
01/10/2025
Many retirees are finding that their savings are falling short of what they’d ideally like. While this can feel overwhelming, according to Liz Koh there are practical strategies that can help stretch resources, reduce financial stress, and still support a fulfilling lifestyle. So we’re sharing her guide below, which outlines her eight essential financial survival strategies tailored for retirees.
Discover 8 effective financial strategies for retirees to maximize income, reduce costs, and ensure a comfortable lifestyle. Learn practical tips from retirement planning expert Liz Koh.
26/09/2025
Recent research confirms that regular aerobic exercise can significantly improve mood and reduce symptoms of depression. Exercising at 70-80 percent of your max heart rate for at least 35 minutes, four times a week, can lead to lasting improvements in mental wellbeing. Experts recommend starting slowly with two or three 20 to 30-minute sessions per week and gradually building up to four cardio workouts per week.
Learn how regular aerobic exercise can boost your mood and reduce depression symptoms through an effective, research-backed regimen.
25/09/2025
We’re proud to work alongside partners who share our commitment to giving members accessible, proactive support, whether that’s making sense of your insurance, your healthcare benefits, or your income in retirement. Together, we can help you navigate life’s challenges with more confidence.
That's why we are sharing this article from Vanessa Glennie from Lifetime Retirement Income as she identifies some practical ideas to help you save on groceries and stretch your budget with smart shopping strategies and meal planning.
Discover nine practical tips to combat food inflation and save on groceries with smart shopping strategies and meal planning in our latest blog post.
23/09/2025
Finance expert Liz Koh takes a closer look at the top five challenges facing retirees today. From limited retirement savings to rising healthcare costs, these pressures are shaping how many of us plan the years ahead.
Explore the top five challenges facing retirees today, from housing issues to healthcare costs, and discover innovative solutions for a better retirement.
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In today’s world, it’s hard to be strong when you’re standing alone.
And when it comes to looking after the health and wellbeing of you, and your whānau, it’s equally hard to find a partner that’s genuinely focused on your interests – not just the profits that serve theirs.
So, the very same unions that protect your rights at work, created HealthCarePlus to protect your health in life. A unique scheme that’s designed to serve Members, not maximise profits, HealthCarePlus provides more affordable healthcare, that can benefit you in everyday life – not just when someone’s sick.
Our cover is more generous - with less of the usual barriers and exclusions. It’s designed to maximise the benefits paid to you, not minimise them - often paying out more each year to typical families than it costs. And once you’re a member - you and your family can enjoy the benefits, not just for the rest of your union membership, but for the rest of your life.
And any surplus we make is only used to benefit workers in the education & public service sectors – through making our healthcare even more affordable, delivering advice and resources, and through our charitable 'Grants for Good'.
So when you protect you and your family's health - you can be part of something bigger. Something more generous. Something more genuine. And something that helps make your colleagues and sector better off too.
Because you’re part of something better - with HealthCarePlus.