Kaiser International HealthGroup

16/03/2021

16/03/2021

1

16/03/2021

Video No 3

16/03/2021

Video No 2

12/03/2021

Monkeys On Fire😀

11/03/2021

THIS IS HOW KAISER 3-in-1 SAVING PLAN WORKS!

Hindi mo man magagamit ito sa ngayon but im sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important? 😃

✔Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.

✔May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.

✔Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.

✔Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.

✔Good as cash sya pagdating ng maturity,
So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.

✔Covered ka kahit beyond 60 ka na, as long as you live!

✔Pede ka magkaroon nito sa halagang *PhpP88.00 pesos saving a day.

Kung kaya mo.mag ipon ng *Php88 / day
usap tayo.

*Monthly premium depends on Plan and Age

10/03/2021

Ilang taon ka na kabayan?
Me nararamdaman ka na bang mga sumasakit sa iyo?
Me nakahanda na bang proteksyon para sa iyo sakaling magkasakit ka at tuluyan ng hindi makapagtrabaho?

Ang maipapayo ko sa iyo....KUMUHA KA NG PROTEKSYON PARA SA SARILI MO AT SA PAMILYA MO. Habang kaya mo pa at me pagkakataon ka pa kabayan, gawin mo na.

Wag mo ng antayin na itanong mo sa sarili mo pagdating ng araw na...
💥Sayang, bakit nga ba d ako nkpag umpisa nung panahon na kumikita at malakas pa ako? 😢
Mas maganda ung masasabi mong...
✅Buti nlng nkpag umpisa ako. Ngayun protektado ako at ang pamilya ko👌👏

Madaming paraan pr gawin mo ito at isa na dito ang pagkuha ng Long Term Healthcare ng KAISER 3-1.

Bakit 3-1? Kc me HEALTHCARE na cya na mggmit mo kung magkakasakit ka kya protektado ka hanggang sa tumanda ka 💪 + LIFE INSURANCE na magiging proteksyon ng pamilya mo sakaling me mangyari sau 👪 + INVESTMENT na mggmit mo sa retirement age mo na tumutubo ng 10% per Annum👴👵

👉 7 years to pay 13 years of waiting = 20 years maturity period

👉Mode of Payment:
1. MONTHLY ( buwanan )
2. QUARTERLY ( tuwing 3 buwan )
3. SEMI ANNUAL ( tuwing 6 buwan )
4. ANNUAL ( tuwing 1 taon )

👉 FREE Annual Physical Examination,
habang nagbabayad ka pa lng ( within 7 years paying period )

👉 FREE Annual Dental Check Up (wihin 7 yrs paying period.

👉 50k maximum hospitalization yearly, (within 7 years paying period.

👉202,000 Terms Insurance , depende sa Plan n kinuha mo.

07/03/2021

financial literacy
OFW ka ba?

Naisip mo ba na "hindi ka pwede maging OFW Forever?"
"Hindi habang buhay may employer na tatanggap sayo." "Pano pag nagkasakit ako, pano na pamilya ko"

Then check mo din.
Nakakapag save/invest ka ba for yourself monthly? Kung hindi pa baka maconsider mo na mag save na.

Bakit? Some facts about OFW.

1. Karamihan sa company is hindi nagbibigay ng retirement fund kahit gaano ka pa katagal nagserbisyo sa kanila.

2. May ibang OFW ang kahit nasa age 60 up hindi padin makauwi dahil wala naipon para sa retirement fund nila.

3. May ilan sa mga pinoy napapauwi sa pinas at nawawalan ng work dahil nagkaron ng health issue at ang masakit dito wala din naipon na pang simula sana ng buhay sa pinas.

4. Meron din karamihan sa kapamilya ng OFW is nasanay sa padala. Kahit kaya ng magwork masyado na umasa sa pamilya nasa ibang bansa. Hindi lahat pero sana kung may kapamilya tayo OFW wag masyado umasa sa sustento kung kya ng magwork, aba magtrabaho na tayo. 🙂

Worst case is may mga OFW kahit retirement age na nila at gusto mo na umuwi hindi pwede kasi may umaasa pa sayo financially at need mo pa magwork kasi hindi nakaipon.

Sobrang homesick ang pakiramdam nila at hindi pinupulot ang pera sa ibang bansa kaya pahalaghan at magtulungan para makauwi na sila 😊

Post and Photo ctto:

Send me a message kung nais mong mapaghandaan ang pag uwi mo ng pilipinas😊

02/03/2021

Medical crisis is the NUMBER ONE cause of Filipino family bankruptcy. Are you willing to spend all your money for hospitalization? 🤔

We need to consider that HEALTHCARE is not an expenses but a real investment to ourselves, dahil sa isang sakit lang pwedeng mawala lahat ng ating pinaghirapan.

Do you want to invest in business and become rich? If so that's great, but remember don't forget to invest in your health, for you may completely fail to enjoy your sweat if you neglect your health. This brings us to the conclusion,"health is wealth".
You may consider having longterm healthcare on top of your Investments that you can use until age 100. With Life insurance and mutual funds that grows 10% yearly.

A year from now you will wish you had started today 😊

25/02/2021

PLAN for YOUR HAPPY retirement NOW! Start Building your Solid Financial Foundation Right & Strong!

Here are the steps:
1️⃣HEALTHCARE - To protect your investment when you get sick.
2️⃣INSURANCE - To protect your family when you die to soon.
3️⃣ELIMNATE DEBTS - Bad debts will make your investment useless.
4️⃣EMERGENCY FUND - To protect your investment in times of crisis.
5️⃣INVESTMENT - To build your wealth over time.

KAISER 3-in-1 Savings Plan can help you build your solid financial foundation because it provides the following:
✅HEALTHCARE
✅INSURANCE
✅INVESTMENT

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.🙂 PM us for details.

CTTO

24/02/2021

Suffer now enjoy later. Magtiis na mag lagay ng pera through investment kasi lalago yang pera mo kaysa naman mag eenjoy ka ngayon pagdating ng panahon wala ka ng pera at matanda kana.

Sa International Marketing Group dito tuturuan kayo paano mag invest ng tama sa tamang company. Marami syang ka partner na companies kaya no worries. Marami din kayong benefits na makukuha. Do some research about IMG before judging it dahil hindi namin dadalhin ang mga pangalan ng kumpanyang ito kung hindi ito totoo.

We are helping millions of Families para ma secure ang kanilang future. We just only live once kaya hindi masamang mangarap na giginhawa din ang ating buhay hindi yung lilisan tayo sa mundo na utang ang iniiwan sa pamilya natin at mga problema.


Save and Invest for as low as 1,000 - 5,000 pesos per month.

PM me if you want to invest now for your future.
Lina Ragudos
Managing director
Financial Coach

22/02/2021

Si Sharon Cuneta nahirapan sa Hospital Bills ng mother niya!

March 19, 2018 -Interview of Mega Star with Boy Abunda

MANILA – Sharon Cuneta was not ashamed to admit that there was a time when she did not know where to get money to pay for the hospital bill of her late mother, Elaine Cuneta.

Cuneta made the revelation during her taped interview with Boy Abunda, which was aired on “The Buzz” on Sunday.

“Right now, yes, I am [liquid]. A few months ago, when my mommy was sick up to the time when she passed away, everything I had was in solid investments, in properties. You could not really dispose them quickly because they are all pretty high end. You can’t sell something overnight. When my mama died, I didn’t know where I was going to get the next million,” she confessed.

Cuneta said it was her daughter, actress KC Concepcion, who “saved” her.

Concepcion, who was very vocal about her closesness to her grandmother, insisted that she pay part of the bill.

“It was an eight-figure bill. Si KC ang nagbayad. Humingi pa ako ng deferred payment sa ospital for the last few million. The minute I was able to sell one property alone, I asked KC because she was insisting on paying kahit for a small percentage.

================================

Kahit gaano pa kalakas kumita, kung mali ang pag build ng Financial Foundation, talagang malaking problema siya sa Future. Imagine, marami na siyang properties, pero ang mother niya, si Elaine Cuneta, walang Healthcare para sana magamit pambayad sa Hospital.

Kaya sobrang importante talaga ng KAISER LONGTERM HEALTHCARE lalo na kung bata pa lang nagsimula ka na. Kasi ito ay liquid asset na magagamit mo kung dumating ang time na ikaw ay manghina na at magkasakit. Hindi mogwo-worry ang mga anak para sa iyong health needs kung ikaw ay mag-retire.

Gaano ba ka-importante sa iyo na hindi mahirapan ang mga anak mo kapag dumating ang time na ikaw ang Mag-RETIRE?

KUNG SOBRANG IMPORTANTE ITO, NGAYON ANG TIME NA KUMUHA NG LONGTERM HEALTHCARE.

Ctto

14/02/2021

GIFT
that turns into 1 MILLION?
or how about 3 MILLION?

GUSTO mo?

When it comes to showing your love,
Dapat all out!

Kaya this Valentines,
Ibuhos mo ang lahat,
by SECURING yourself
And your loved ones' FUTURE
with no other than
one and only !

Pag may Kaiser Plan,
Ang SAYA ay sigurado,
sa puso mo,
ngayong !

Get Kaiser Plan here https://120283sg.imgcorp.com/quote/kaiser

PWEDE din ito para sa mga OFWs.
Saan ka man sa mundo,
Ang Kaiser Plan ay para sa yo!

MESSAGE me for more details






Ctto Kaiponero

08/02/2021

ALAMIN: Ang Kaiser LONGTERM HEALTHCARE ba ay VUL?

This past week, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Builder or Longterm Healthcare

Medyo nakakatawa ang tanong, kaya ang sagot
No, it is not! Kaiser Ultimate is a healthcare solution
VUL is a life insurance solution

Pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:

VUL is 2-in-1 life insurance + investment

Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:

-healthcare "if you get sick"

-life insurance "if you die too soon"

-investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution. Sa karamihan ng details, magkaiba sila:

Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na. Maaring kailangan magbayad ng dagdag.

Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napa-fully paid, kaya walang certificate of full payment.

Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50 - 60 year old, baka mas murang life insurance ang Kaiser kaysa VUL :-)

Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.

Hindi talaga comparable ang Kaiser Ultimate at VUL.
SEND A MESSAGE for your coverage

05/02/2021

Kung wala kapang ipon at balak mong magsimulang mag~invest KAISER ULTIMATE HEALTH BUILDER ang maganda simulan .

Bakit maganda?

Bigyan mo ng konting minuto ang explanation ko...

KAISER International Healthgroup is the Healthcare Provider of
Department of Agrarian Reform (DAR)
ng kanilang HMO.

==================================
May product ang KAISER na Kaiser Ultimate Plan - A Longtern Healthcare Plan

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit muman or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chic N' joy na may drinks & fries bes?

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program?

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long...

Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +
Investment) as early as you can

"mas daig ng maagap ang
masipag"
Cto
To know more about KAISER attend my FREE INVESTMENT WEBINAR
Just PM me.
Lina Ragudos
Marketing Director
Financial Coach

04/02/2021

"𝑻𝒉𝒆 𝒑𝒂𝒏𝒅𝒆𝒎𝒊𝒄 𝒄𝒓𝒊𝒔𝒊𝒔 𝒊𝒔 𝒉𝒂𝒓𝒅 𝒇𝒐𝒓 𝒖𝒔 𝒓𝒊𝒈𝒉𝒕 𝒏𝒐𝒘 𝒃𝒖𝒕 𝒊𝒕 𝒘𝒊𝒍𝒍 𝒃𝒆 𝒐𝒗𝒆𝒓 𝒔𝒐𝒐𝒏. 𝑻𝒉𝒆𝒓𝒆 𝒄𝒂𝒏 𝒃𝒆 𝒏𝒐 𝒅𝒐𝒖𝒃𝒕 𝒂𝒃𝒐𝒖𝒕 𝒕𝒉𝒂𝒕. 𝑩𝒖𝒕 𝒕𝒉𝒆 𝒃𝒊𝒈𝒈𝒆𝒔𝒕 𝒄𝒓𝒊𝒔𝒊𝒔 𝒊𝒔 𝒄𝒐𝒎𝒊𝒏𝒈 𝒐𝒖𝒓 𝒘𝒂𝒚. 𝑨𝒏𝒅 𝒕𝒉𝒂𝒕 𝒊𝒔 𝒕𝒉𝒆 "𝑹𝑬𝑻𝑰𝑹𝑬𝑴𝑬𝑵𝑻 𝑪𝑹𝑰𝑺𝑰𝑺!"
-xᴜᴀɴ ɴɢᴜʏᴇɴ

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐏𝐑𝐄𝐏𝐀𝐑𝐈𝐍𝐆 𝐟𝐨𝐫 𝐭𝐡𝐢𝐬 𝐂𝐑𝐈𝐒𝐈𝐒?

If you answered YES, HOW DO YOU DO IT?

𝙎𝙏𝙐𝘿𝙔 + 𝙎𝘼𝙑𝙀 + 𝙄𝙉𝙑𝙀𝙎𝙏 + 𝙎𝙀𝘾𝙐𝙍𝙀

ℹ️ Getting a Financial Instrument is not ENOUGH. You should study and learn about it before getting it. Financial Ignorance is very Expensive.

ℹ️ Saving money is not enough because inflation and taxes will beat you. You need to INVEST.

ℹ️Investing may not also be enough. You need to PROTECT and SECURE yourself and your loved ones as well, in case something happens to you.

✅ 𝗚𝗢𝗢𝗗 𝗡𝗘𝗪𝗦❗ 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗦𝗔𝗩𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧 + 𝗦𝗘𝗖𝗨𝗥𝗘 𝗶𝗻 𝗮 𝗦𝗜𝗡𝗚𝗟𝗘 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗜𝗡𝗦𝗧𝗥𝗨𝗠𝗘𝗡𝗧 𝗰𝗮𝗹𝗹𝗲𝗱 𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 '𝗧𝗵𝗲 𝗞𝗮𝗶𝘀𝗲𝗿 𝗨𝗹𝘁𝗶𝗺𝗮𝘁𝗲 𝗛𝗲𝗮𝗹𝘁𝗵 𝗕𝘂𝗶𝗹𝗱𝗲𝗿'

ᴀʀᴇ ʏᴏᴜ ɪɴᴛᴇʀᴇꜱᴛᴇᴅ ᴛᴏ ᴋɴᴏᴡ ᴍᴏʀᴇ ᴀʙᴏᴜᴛ ᴋᴀɪꜱᴇʀ ᴀɴᴅ ꜱᴛᴀʀᴛ ʙᴜɪʟᴅɪɴɢ ʏᴏᴜʀ ꜰɪɴᴀɴᴄᴇꜱ ᴛʜᴇ ᴇᴀꜱʏ ᴡᴀʏ?

𝙎𝙚𝙣𝙙 𝙢𝙚 𝙖 𝙢𝙚𝙨𝙨𝙖𝙜𝙚 𝙖𝙣𝙙 𝙇𝙚𝙩'𝙨 𝙨𝙩𝙖𝙧𝙩 𝙖 𝙘𝙤𝙣𝙫𝙚𝙧𝙨𝙖𝙩𝙞𝙤𝙣

04/02/2021

"𝑻𝒉𝒆 𝒑𝒂𝒏𝒅𝒆𝒎𝒊𝒄 𝒄𝒓𝒊𝒔𝒊𝒔 𝒊𝒔 𝒉𝒂𝒓𝒅 𝒇𝒐𝒓 𝒖𝒔 𝒓𝒊𝒈𝒉𝒕 𝒏𝒐𝒘 𝒃𝒖𝒕 𝒊𝒕 𝒘𝒊𝒍𝒍 𝒃𝒆 𝒐𝒗𝒆𝒓 𝒔𝒐𝒐𝒏. 𝑻𝒉𝒆𝒓𝒆 𝒄𝒂𝒏 𝒃𝒆 𝒏𝒐 𝒅𝒐𝒖𝒃𝒕 𝒂𝒃𝒐𝒖𝒕 𝒕𝒉𝒂𝒕. 𝑩𝒖𝒕 𝒕𝒉𝒆 𝒃𝒊𝒈𝒈𝒆𝒔𝒕 𝒄𝒓𝒊𝒔𝒊𝒔 𝒊𝒔 𝒄𝒐𝒎𝒊𝒏𝒈 𝒐𝒖𝒓 𝒘𝒂𝒚. 𝑨𝒏𝒅 𝒕𝒉𝒂𝒕 𝒊𝒔 𝒕𝒉𝒆 "𝑹𝑬𝑻𝑰𝑹𝑬𝑴𝑬𝑵𝑻 𝑪𝑹𝑰𝑺𝑰𝑺!"
-xᴜᴀɴ ɴɢᴜʏᴇɴ

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐏𝐑𝐄𝐏𝐀𝐑𝐈𝐍𝐆 𝐟𝐨𝐫 𝐭𝐡𝐢𝐬 𝐂𝐑𝐈𝐒𝐈𝐒?

If you answered YES, HOW DO YOU DO IT?

𝙎𝙏𝙐𝘿𝙔 + 𝙎𝘼𝙑𝙀 + 𝙄𝙉𝙑𝙀𝙎𝙏 + 𝙎𝙀𝘾𝙐𝙍𝙀

ℹ️ Getting a Financial Instrument is not ENOUGH. You should study and learn about it before getting it. Financial Ignorance is very Expensive.

ℹ️ Saving money is not enough because inflation and taxes will beat you. You need to INVEST.

ℹ️Investing may not also be enough. You need to PROTECT and SECURE yourself and your loved ones as well, in case something happens to you.

✅ 𝗚𝗢𝗢𝗗 𝗡𝗘𝗪𝗦❗ 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗦𝗔𝗩𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧 + 𝗦𝗘𝗖𝗨𝗥𝗘 𝗶𝗻 𝗮 𝗦𝗜𝗡𝗚𝗟𝗘 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗜𝗡𝗦𝗧𝗥𝗨𝗠𝗘𝗡𝗧 𝗰𝗮𝗹𝗹𝗲𝗱 𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 '𝗧𝗵𝗲 𝗞𝗮𝗶𝘀𝗲𝗿 𝗨𝗹𝘁𝗶𝗺𝗮𝘁𝗲 𝗛𝗲𝗮𝗹𝘁𝗵 𝗕𝘂𝗶𝗹𝗱𝗲𝗿'

ᴀʀᴇ ʏᴏᴜ ɪɴᴛᴇʀᴇꜱᴛᴇᴅ ᴛᴏ ᴋɴᴏᴡ ᴍᴏʀᴇ ᴀʙᴏᴜᴛ ᴋᴀɪꜱᴇʀ ᴀɴᴅ ꜱᴛᴀʀᴛ ʙᴜɪʟᴅɪɴɢ ʏᴏᴜʀ ꜰɪɴᴀɴᴄᴇꜱ ᴛʜᴇ ᴇᴀꜱʏ ᴡᴀʏ?

𝙎𝙚𝙣𝙙 𝙢𝙚 𝙖 𝙢𝙚𝙨𝙨𝙖𝙜𝙚 𝙖𝙣𝙙 𝙇𝙚𝙩'𝙨 𝙨𝙩𝙖𝙧𝙩 𝙖 𝙘𝙤𝙣𝙫𝙚𝙧𝙨𝙖𝙩𝙞𝙤𝙣. 🙂