https://www.facebook.com/103599155113543/

GOAL Getter, Bacolod CIty (2025)

26/05/2022

Yes.....

7 years lang ang Contribution Period and all you have to do next is wait.

Wait for your money to grow.

Wait for the policy to mature dahil good as cash na yan by then.

And while saving and waiting, you can enjoy the many benefits of Kaiser Savings program.

For as low as P88/day pwede ka na mag avail ng super sulit na Ultimate Kaiser Health Builder.

Tandaan, if hindi ka mag-iipon para sa healthcare program mo ngayon, kanino ka a-asa later on pag nagkaroon ka ng medical needs, lalo na pag retire mo?

Want to know more?

Message mo lang ako!📥 https://www.facebook.com/laniel.janelle

01/04/2022

Bakit mahalaga ang pagiinvest sa Healthcare, life insurance and investment.

Simple Formula.
Compute mo gastos mo sa kinakain mo every month. Then multiply mo kung ilang taon ka pa mabubuhay ng walang trabaho.

FOOD = 100 daily , 3,000 monthly
Retire ka ng 60 yrs old at nabuhay ka pa hanggang 75 yrs old.

3,000 × 12 Months = 36,000
36,000 × 15yrs. = 540,000 pesos

1.Tanong ano plano mo para magkaron ng 540k?
2. Ikaw pa lang yan. Hindi pa kasama kung may papakainin ka. Asawa? Anak? Magulang?
3. 100 lang ba tlga ginagastos mo? pano luho mo sa Mcdo? Sa Starbucks at iba pa? Hindi oa kasama ang inflation dyan o pagtaas ng bilihin.
4. Pagkain pa lang yan. Paano ang iba pang bayarin kapag wala knang work kasi retire na? 5. What if plano mong magretire ng mas maaga?

Madami pwedeng mangyari. Paano kung dika handa? Ano pwedeng mangyari sayo?

A. Aasa na lang sa anak at iba pang kamaganak. ( Yun ay kung meron ang anak mo. What if ginaya ka. Hindi rin nagipon? wala ka din aasahan.)

B. Piliting magtrabaho kahit matanda kna. ( I hope kaya mo pa at I hope na madali mkahanap ng pagkakakitaan)

C. Umasa sa gobyerno. ( Teka palagi ka galit sa Presidentr at Mayor diba?)

D. Umasa sa Pension ( Meron ba? Sapat ba? )

E. Mas ok na magkaron ng Financial Freedom.

Saan mo nakikita ang sarili mo? Magipon habang bata ka pa at kaya mo pa. Mahirap magsisi sa huli.

Attend our Free Financial Literacy webinars..

Message me for schedule and slot reservation
👉🏻 https://www.facebook.com/laniel.janelle

You can also visit link below to know more.
👉🏻 https://forms.gle/63XePQ7pMdDWfra68

Ctto...

17/03/2022

KAISER 3IN1 SAVING PLAN Healthcare Benefits:
✅- Long-Term Healthcare that covers hospitalization even beyond age 65
✅- NO DOWNPAYMENT upon hospital admission
✅- Room & board per day
✅- Dental & lab exams coverage
✅- FREE CONSULTATION coverage
✅-Term Life Insurance coverage
✅-Invested in a reserve Trust Fund and in Shares of Stocks
✅-6-10% average interest growth rate yearly

Sa ayaw at sa gusto mo tumatanda Tayo yearly 🤗
Kaya hanggat maaga pa maglaan Ka para sa kalusugan mo,sa emergency man o wala meron Kang aasahan, na Walang pag-aalinlangan.

‼️GET YOUR KAISER 3IN1 SAVING PLAN.❤️🙋

📩MESSAGE ME TO ASSIST YOU🙋

Get your free quotation here 👇
https://120479sg.imgcorp.com/quote/kaiser

To know more about Kaiser 3n1 👉🏻 https://forms.gle/63XePQ7pMdDWfra68

09/03/2022

Stay with me while you can and I got you covered when you need me most, especially when you get old even through out your life time including your love ones.

I am an HMO (Health Maintenance Organization) with the following services that you need in life:

1. Healthcare - you will be given the perfect amount of KAISER care wherever you are in the Philippines through our network.

2. Term Insurance - you will have legacy to your love ones easing the PAIN of your absence when you're gone.

3. Investment - when you stay healthy through out the years, you are being rewarded with cash bonuses, aside from annual interest of your money, dividends and many more...as the years passes by until it reach its maturity. You will have the freedom to choose and enjoy your rewards!!

By then, you will realize and super grateful to your younger self for believing and doing the right thing.

Truly Yours with 💙♥️

KAISER Saving Plan/ KAISER ULTIMATE HEALTH BUILDER💙♥️

Age 10 to 60 can get a Kaiser Plan

If interested just message me How to assist you.👇🏻👇🏻👉🏻https://www.facebook.com/laniel.janelle.

18/02/2022

Bakit patok na patok si Kaiser Ultimate Health Builder?
🤔☀️
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by primary beneficiary.

Get Your FREE Kaiser Quote here 👉🏻https://120479sg.imgcorp.com/quote/kaiser

To know more about Kaiser 3n1👉🏻 https://forms.gle/63XePQ7pMdDWfra68

:

11/02/2022

As a Financial Literacy Advocate, eto ung pinaka-ayaw at pinakamasakit mong maririnig..

"Bakit hindi mo ako pinilit?" May sakit na ako ngayon, kung may insurance sana ako wala akong problema sa gastos.

"Bakit hindi mo ko pinilit?" Naaksidente ako at hindi ko na kayang magtrabaho. Wala na ko pagkukuhanan ng panggastos.

"Bakit hindi mo ko pinilit?" Mag aaral na nang college mga anak ko at kulang/wala kaming pagkukuhanan ng tuition.

"Bakit hindi mo ko pinilit?" Matanda na ako at hindi sapat ang ipon, aasa nalang ba ako sa mga anak ko o sa ibang tao.

——————-

Bakit hindi kita pinilit? Unang una wala namang pilitan. We dont sell, We Educate.

Bakit hindi kita pinilit? Nagmessage po ako sayo noon, check nyo nalang po baka hindi nyo pa naseen.

Bakit hindi kita pinilit? Umiwas ka nung makakasalubong mo ako sa mall.

Bakit pa kita pipilitin? Kung alam mo ang importante sa hindi, hindi mo na kailangang pilitin.

Nakasalalay sa mga desisyon mo ngaun ang iyong kinabukasan..

👉🏻 https://120479sg.imgcorp.com/

06/02/2022

MAJOR FINANCIAL NEEDS

1. Income Protection
Instantly replace your income and secure your family in your presence.

2. Investment
Generate regular income for you when you retire and when you live too long.

3. Short and long term health care
Assist you in paying for unexpected high medical cost if you get sick.

Need proper consultation?
Send me a message👉🏻 https://www.facebook.com/laniel.janelle

👉🏻https://120479sg.imgcorp.com/quote/kaiser

👉🏻https://forms.gle/63XePQ7pMdDWfra68

04/02/2022

Marami ang nagtatanong Bakit ako sumali sa IMG
IMG stands for International Marketing Group
My reason👇
Ang IMG Membership Benefits,
Kapag nagpamember ka, sa
👉Membership Fee na (P5,500.00 pesos Philippines Membership Fee/
👉International Membership Fee 8K~10k Pesos ) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

✔️ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

✔️ Manila Bankers Life PH 100K
Personal Accident Insurance: 600k for International code : Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos to 600, 000 pesos para sa kanila diba?��✔️ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.

✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

✔️24 Hours Memorial Concierge Services:

To know more about IMG how we can help you click the link below👉🏻 https://120479sg.imgcorp.com/
To know more just pm me 👉🏻 https://www.facebook.com/laniel.janelle
Ctto

29/01/2022

Juan: Bakit ako magse-save, matatag naman ang trabaho ko.

Me: Ang trabaho mo matatag, ang katawan mo ba matatag din? Di mo ba naisip na baka isang araw magkasakit ka?

Juan: May philhealth naman ako.

Me: May philheath ka nga, babayaran ba ni philhealth ang total amount ng hospital bill mo? Halimbawa lang magkakasakit ka ngayon, san mo gustong itakbo, sa private hospital o public hospital?

Juan: May healthcare naman ako sa company ko ngayon.

Me: Ang tanong habambuhay ka ba sa company mo magtatrabaho? paano pag mag resign ka sa company mo or mag retire ka na? Hindi mo madadala ang HMO ng kompanya mo.

Juan: Hindi naman ako sakitin talaga.

Me: Pasalamat ka kay Lord na healthy ka. Pagtanda mo may ipon ka pa rin. Pero gaano ka kasigurado na sa pagtanda mo hindi ka magkakasakit? Lamang pa rin ang nakapaghanda.

******
Walang sinuman ang makakapagdesisyon para sa sarili mo, ikaw lang!

Kung gusto mo matulungan ka paano mag umpisa, mag attend ng financial class

👉🏻 https://www.facebook.com/laniel.janelle

Credits to Owner

19/01/2022

Ngbabayad ka ng St Peter Plan mo 900+ pesos monthly for 5 years diba? Kabaong lang yun 😁,

PEro pag IMG member ka 500 pesos one time payment lang may 50k life insurance kana na convertible sa memorial concierge pa 😊, Saan kapa! 😍

Fidelity is essentials lalo na kung breadwinner ka,
Handa kabang maging beneficiary?
Iinsured na dapat ang mga breadwinner.
Mura dba? Murang mura...
Be a member of IMG and you can have it too.
👉🏻 https://120479sg.imgcorp.com/

ctto

09/01/2022

Client: I don't need or long term healthcare because I already have insurance and I am paying the and rider as well.
IMG Educator: That's good to hear ma'am/sir. But let me share some inputs if it's ok.
🎯HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.
🎯CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.
🎯HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees, and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?
Client: Really? I didn't know that. I didn't read my policy.
IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps? No need to choose. Get them all if you can.
This is a concept our organization, IMG, is sharing with the community.

Credits to one of our coaches - Coach Rosey Sardido

usap tayo... https://www.facebook.com/laniel.janelle

Know more..
https://120479sg.imgcorp.com/

06/01/2022

Pinapansin ba sila nuon? Hind diba?
Bakit?

Kasi iniisip natin na hindi tyo magkakasakit. Hanggang sa dumating na nga, ang tao saka pipila sa Mercury at Watson hanggang sa magkaubusan.

Ganun din ang Healthcare at mga Insurance. Iniiisip mo n dimo kailangan, hanggang sa kailanganin na nga. Kaso malabo kna makakuha sa panahon na kailangan mo na.

Preparation is the key. Dapat handa ka. Dapat meron kana bago mo pa kailanganin.

Have your Healthcare now while you still can. Message me for more details👉🏻 https://www.facebook.com/laniel.janelle

15/12/2021

KAISER'S VISION & MISSION :
"We shall aim to be the industry leader in providing maximum, long-term and short-term health care benefits to all our members."

"We help build a secure future and wise financial foundation in coping with inevitable medical expenses each of us would one day face especially after employment and during retirement years."

THIS IS VERY ALARMING : Why we should not always depend on the government alone.

WE ALL KNOW THAT...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

WE ALL KNOW THAT...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

WE ALL KNOW THAT...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

We should always have our own protection and a backup plan in terms of health and Savings. That's why I am very proud to have my own KAISER Long-term healthcare.

KAISER LONG TERM CARE
A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.
✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

START TODAY, WHILE YOU STILL CAN.
Protect yourself and your family before it's too late.
Start Your Kaiser Ultimate Health Builder Plan Now!

To get ideas about KAISER HEALTHCARE Plans (Do-It-Yourself Proposal)👉🏻 https://120479sg.imgcorp.com/quote/kaiser

Discover IMG Membership Benefits that are tailored-made for your family 👉🏻 https://120479sg.imgcorp.com/

Gear up yourself with Financial Literacy.
Be with IMG, Increase your Financial IQ's
Attend our Free financial literacy class via Zoom

Be part of the campaign. Be part of the 30 Million financially educated Filipino families that takes charge of their future and revolutionizes the industry.

Get more details 👉🏻https://www.facebook.com/laniel.janelle

Start your journey now.

09/12/2021

Investment? Stock Market? Mutual Funds?😳😳😳😳

Hindi ba pang-mayaman lang yan?🤔🤔🤔🤔

👍 Bidang-bida ang saya dahil SIMPLE lang mag-INVEST sa Stock Market at Mutual Funds.

Anuman ang iyong hanapbuhay - teacher ka man, accountant, doctor, engineer, manager, factory worker, security guard, OFW, seafarer, empleyado o negosyante ka man... LAHAT TAYO ay TATANDA.

Darating ang araw na hindi na natin kayang magtrabaho, o ayaw na nating magtrabaho. Kaya bago dumating ang araw na iyon, dapat may sapat na tayong perang aasahan….INVESTMENT.

Ano nga ba ang Investment?

Posible ba na ikaw at ako ay makapag-invest din sa stock market at mutual funds?

Iyan ang pag-uusapan natin sa online webinar.

Message me to attend our FREE financial webinars 👉🏻 https://www.facebook.com/laniel.janelle

Ctto

05/12/2021

Dahil walang saysay ang Mahal Kita hanggang wakas kung wala nang bigas.😂

Kikiligin ka pa kaya Kung kumakalam na ang yung sikmura?😀

Honestly, STRONG FINANCIAL FOUNDATION plays an important role in a healthy relationship.

Hindi ka mabubusog ng Iloveyou lang!
Hindi pwedeng ibayad sa hospitalization ang salitang 'Mahal kita' o pambayad ng anak sa school fees.

That's why it will be better that before you enter in a commitment, everything is settled. Both should plan, talk about their goals especially in terms of handling their finances. Kasi, hindi parents ang nagsasakripisyo ng failed relationship but the children.

If your partner doesn't talk about future plans, relationships goals, financial goals, etc., then he or she might not seriously engage in that relationship!

DON'T JUST BUILD A RELATIONSHIP,
BUILD A PARTNERSHIP.

Kung interesado kang pag-aralan kung paano magsimula, 😎

Message us now😉

Ctto

05/10/2021

Introducing Kaiser Troo Max!
Sa typical na life insurance with critical illness coverage, kung hindi ka magkaroon ng critical illness, wala kang benefit.
Kaya mixed emotion ka every year.
Parang nasayang ang bayad.
Para sulit, kumuha ka ng Healthcare with critical illness benefit!
Ang Kaiser Troo Max ay short term healthcare na may critical illness at life coverage, kaya covered din ang doctor consultation, outpatient services (halimbawa: annual physical examination / diagnostics) at hospitalization. Effectively, ito ay short term healthcare at term insurance in one bundle.

PM me for more information if How much the premiums are for Kaiser Troo Max, Plans 500K & Plan 1M. 👉🏻 https://www.facebook.com/laniel.janelle

01/10/2021

We can never turn back time...naisip nyo n ba if pano kayo sa pagtanda..will u also depend on ur son's,daughter..?come to think if they themselves has a family of their own..dapat hindi tayo maging burden sa knila..so while u still can save..start saving now..we can help u start..
👉🏻just messge on how..😊😊
Or click the link 👉🏻 https://120479sg.imgcorp.com/

27/09/2021

ALAM MO BA?..na ang kakulangan sa Healthcare ang isang malaking rason kaya nalulubog sa utang ang isang pamilya?!
Unfortunately...
• nare-Realize lang ng karamihan na napaka-IMPORTANTE ng Healthcare kapag may sakit na, nasa hospital na, o nag-retire na.
• Medical costs double every 5 to 7 years.
• Maraming doctor at maraming gamot, pero bakit namamatay ang pasyente? Madalas, dahil WALANG PERANG pampagamot!

There are 3 Kinds of Healthcare: Short-term healthcare, Long-term healthcare, and Senior Care.

Get your Kaiser Quote here 👉🏻 https://120479sg.imgcorp.com/quote/kaiser

To know more 👇🏻👇🏻👇🏻👇🏻
https://forms.gle/63XePQ7pMdDWfra68

GOAL Getter