Financial Planning with Jovin T. Castillo

05/10/2023

Dear Teachers, your dedication and guidance shape the future. Happy Teachers' Day!

🔥

01/10/2023

🙏🏻🙇🏻‍♂️🫶🏻
October cutiee.

28/09/2023

Stepping into the heart of financial empowerment. 💼💸

27/09/2023

Ayoko din po. 😂 🤣

25/09/2023

In the intricate web of life’s responsibilities, it is in this context that life insurance emerges as a vital safeguard, offering protection and peace of mind to families facing the uncertainties of life.

25/09/2023

🌟 Jovin T. Castillo

🎓 Licensed Professional Teacher | 💼 Licensed Financial Advisor

📚 As a dedicated Licensed Professional Teacher, I bring a passion for education and a commitment to fostering a love for learning in every student I encounter. I have honed my skills in creating engaging and effective learning experiences tailored to diverse learning styles.

💰 In addition to my teaching expertise, I am also a Licensed Financial Advisor. This dual proficiency allows me to provide invaluable insights into financial literacy and planning, empowering individuals to make informed decisions for a secure future. I believe that education extends beyond the classroom, and being equipped with financial knowledge is a crucial aspect of personal growth.

🏫 Whether it’s instilling a love for learning in young minds or offering sound financial advice to individuals and families, I am dedicated to making a positive impact in the lives of those I serve. Let’s embark on a journey towards knowledge, empowerment, and financial well-being together.

🔥 ☀️

24/09/2023

Syang tunay HAHAHA 😂🤣

23/09/2023

“Turning your what ifs into no matter what.”

23/09/2023

Life is unpredictable, but that doesn't mean we can't plan for the well-being of those we love most. Ensuring your family's financial security is vital, and life insurance stands as a pillar of that assurance. Here are a few key reasons why life insurance should be a priority:

☀️ Peace of Mind: Life insurance provides the assurance that your loved ones are financially protected. It's the umbrella during life's unexpected storms, offering a blanket of security when needed most.

☀️ Financial Support: Think of life insurance as a safety net. If something happens to you, your family can lean on it for daily living expenses, debt coverage, and even funding children's education.

☀️ Flexibility: Every family is unique, and so should be their life insurance. Customize your policy to fit your family's specific needs. Whether it's choosing the type, adjusting the coverage, or adding special riders, it's tailored for you.

☀️ Legacy Planning: More than just a policy, life insurance can be a cornerstone in legacy planning. From efficient wealth transfers to covering estate taxes, it ensures your legacy remains intact for generations.

☀️ Affordability: Quality protection doesn't have to break the bank. Many life insurance policies are surprisingly affordable, with costs varying based on age, health, and coverage needs.

Explore the many facets of life insurance and discover the peace of mind it brings. Reach out to an advisor and start the journey to securing a brighter future for your loved ones. "

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If you’re a financial advisor looking to better value add your client, share this post and don't forget to join the mentoring family here for more insurance tips: learn.sanjaytolani.com

23/09/2023

It is all about SUN SMARTER Life ELITE Peso 5 or 10.

“The gift that keeps on giving”

What is Sun Smarter Life Elite Peso 5 or 10?
5 or 10 years is the paying period of this whole life insurance with GUARANTEED Cash Value and Guaranteed Anticipated Endowment Benefit.

Take note: “GUARANTEED”

Sun Life will give you GUARANTEED Cash Benefit equivalent to 8% of the face amount. Starting at the end of 6th year of the policy, and every 2 years thereafter until age 100.

Whatttt??? Parang grabe naman yun. 5 or 10 years ka lang mag-pay pero you will receive GUARANTEED CASH BENEFIT na equivalent sa 8% ng face amount or desired coverage mo. Pasimplehin pa natin para mas kapana-panabik.

Halimbawa: 1 million yung gusto mong face amount para sa plan na ito. Ang 8% nun ay tumataginting na 80 kyaw lang naman. Mare-receive yung 80k na yun pagtapos ng 6 years na pagbabayad tapos tuloy-tuloy na makakatanggap ng 8% tuwing ikalawang taon hanggang mag 100 years old yung insured.

Ito ang breakdown sa baba with 1M coverage or face amount.
👇🏻👇🏻👇🏻

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends until 100 years old
Eka nga do the math na. Hindi ka panalo dito kundi PANALONG PANALO.

Paano naman kung 2,000,000 face amount?
8% is 160,000 + dividend at the end of the 6th year, 2 years thereafter until age 100.

🟡The lowest face amount allowed is Php 200,000
🟡You’re free to decide whether to withdraw or just leave the fund there.

Here are the PROS of Sun Smarter Life Elite 5 or 10:
✅ Upon death of the insured the face amount will be doubled
✅ GUARANTEED 8% endowment benefit
✅ Dividend (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ It is like a PAMANA plan in view of the fact that you are free to decide if you wanna use the guaranteed cash benefit or save for your child or grandchild because until age 100 you are gonna receive that 8%
✅ Meron waiver of premium kapag naging angel ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit na you’re taken out of the picture, makakatanggap siya ng pera until age 100 (if the kid is the insured)
✅ Okay siya sa taong may hesitations sa investment-linked insurance.
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit

23/09/2023

Here’s a 10-minute video on how life insurance with investment could help you plan for your future. If you guys have time, please watch it. At one point it catches your interest I can help you. Just direct message me or fill out the form available when you click the link. God bless!!

Sun Life aims to provide Filipinos with a financial plan to help them plan for the future. Learn more about our insurance packages designed to meet your financial needs at every stage of life.

22/09/2023

“Promised mission”
Testament of my dedication and determination.