Pru Life U.K Financial Consultant- Shaina C. Cabilbil

Pru Life U.K Financial Consultant- Shaina C. Cabilbil Let's protect and secure your future wisely! Step up and be an insured-investor now! Assistant Unit Manager | Licensed Financial Advisor

‼️𝗑𝗒𝗧 π—”π—Ÿπ—Ÿ π—œπ—‘π—¦π—¨π—₯π—”π—‘π—–π—˜ π—”π—£π—£π—Ÿπ—œπ—–π—”π—§π—œπ—’π—‘π—¦ π—›π—”π—©π—˜ π—§π—›π—˜ π—¦π—”π— π—˜ π—’π—¨π—§π—–π—’π— π—˜β€ΌοΈNot all insurance applications have the same result.Each one is ...
19/09/2025

‼️𝗑𝗒𝗧 π—”π—Ÿπ—Ÿ π—œπ—‘π—¦π—¨π—₯π—”π—‘π—–π—˜ π—”π—£π—£π—Ÿπ—œπ—–π—”π—§π—œπ—’π—‘π—¦ π—›π—”π—©π—˜ π—§π—›π—˜ π—¦π—”π— π—˜ π—’π—¨π—§π—–π—’π— π—˜β€ΌοΈ

Not all insurance applications have the same result.
Each one is unique and assessed individually, which may lead to outcomes such as Declined, Postponed, Rated, or Approved.

Understanding these outcomes will help you navigate the process with confidence:

⛔️ Declined – The application is rejected, and no policy will be issued.

⚠️ Postponed – The application is put on hold, with the possibility of reassessment at a later date.

β˜‘οΈ Rated – The application is approved, but with a higher premium due to additional risk factors.

βœ… Approved – The application is accepted at standard rates (or with only a minor rating adjustment), and a policy is issued.

πŸ’‘ Getting insurance while you are still young and healthy means:
βœ”οΈ Lower premiums
βœ”οΈ Easier access to coverage
βœ”οΈ A stronger foundation for future financial security

Apply now❣️

𝙑𝙐𝙇 𝙫𝙨. π™π™šπ™§π™’ π™‡π™žπ™›π™š 𝙄𝙣𝙨π™ͺπ™§π™–π™£π™˜π™š β€” π™’π™π™žπ™˜π™ π™Šπ™£π™š π™π™žπ™©π™¨ 𝙔𝙀π™ͺ π˜½π™šπ™¨π™©?Choosing the right life insurance isn’t just about the cost β€” it’s...
31/08/2025

𝙑𝙐𝙇 𝙫𝙨. π™π™šπ™§π™’ π™‡π™žπ™›π™š 𝙄𝙣𝙨π™ͺπ™§π™–π™£π™˜π™š β€” π™’π™π™žπ™˜π™ π™Šπ™£π™š π™π™žπ™©π™¨ 𝙔𝙀π™ͺ π˜½π™šπ™¨π™©?

Choosing the right life insurance isn’t just about the cost β€” it’s about matching your plan to your needs.
Here’s a quick side-by-side comparison:

πŸ“Œ VUL

βœ” Lifetime coverage
βœ” Builds cash value through investments
⚠ Has market risk β€” policy may lapse if fund value runs out
βœ” Flexible premiums & benefits
πŸ’² Higher cost but long-term potential

πŸ“Œ Term Life

βœ” Affordable
βœ” Fixed period coverage (renewable yearly)
βœ” No cash value β€” pure protection
⚠ Premium may increase upon renewal
πŸ‘ Great for short-term needs on a budget

πŸ’¬ Which one would YOU choose? Comment below!

31/08/2025

Celebrating my 1st year on Facebook. Thank you for your continuing support. I could never have made it without you. πŸ™πŸ€—πŸŽ‰

Did you know?One insurance policy throughout a lifetime will not be enough.Also, one can sign up for multiple policies a...
29/03/2025

Did you know?

One insurance policy throughout a lifetime will not be enough.

Also, one can sign up for multiple policies as long as he/she is healthy, and can assign each policy for certain milestones/purpose.

βœ… Income Protection
βœ… Critical Illness/ Hospitalization/ Disability/ Accident
βœ… Education Fund
(for my future kids)
βœ… Future Purchases (yes, you can use it to buy your dream house or car)

Address

Caloocan
1400

Website

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