19/09/2025
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Not all insurance applications have the same result.
Each one is unique and assessed individually, which may lead to outcomes such as Declined, Postponed, Rated, or Approved.
Understanding these outcomes will help you navigate the process with confidence:
βοΈ Declined β The application is rejected, and no policy will be issued.
β οΈ Postponed β The application is put on hold, with the possibility of reassessment at a later date.
βοΈ Rated β The application is approved, but with a higher premium due to additional risk factors.
β
Approved β The application is accepted at standard rates (or with only a minor rating adjustment), and a policy is issued.
π‘ Getting insurance while you are still young and healthy means:
βοΈ Lower premiums
βοΈ Easier access to coverage
βοΈ A stronger foundation for future financial security
Apply nowβ£οΈ