Mutual Funds -Investing wisely

11/12/2021

SA HINDI PA NAKA PAGSIMULA
START INVESTING NOW!!!

✅Want to learn how to invest in stock market?
✅Want to diversify your investments?
✅Want to know how to properly allocate your cash flow?

This is how it works!

There are two types of investing:

⭕ DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.

⭕ INDIRECT INVESTMENT - Meron tayong tinatawag na Fund Manager. Siya ang nagdedecide and nag-aasikaso ng lahat ng investment natin para mag-grow and to minimize the risk.

If you want to invest in stock market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng kung paano
3.) Walang malaking kapital

Then indirect investment would be perfect for you! ✨

Message me now😊
and I will guide you.

09/03/2021

SAVE EARLY to RETIRE EARLY!✨

"KAISER ULTIMATE HEALTH BUILDER (3 in 1)" by Kaiser International Health Group Inc.

✅ Savings + Term Life Insurance + Investment = LONG TERM HEALTHCARE

✅ The ONLY LONGTERM HEALTHCARE in the Philippines

✅ When you get sick it serves as your Health Fund and if you don't get sick, it becomes your Retirement Fund

✅Guaranteed protektado and insured ka na at the age 60 and BEYOND!

✅Accredited to all private hospitals

✅With a minimum of P50,000 free hospitalization every year while saving

✅May investment ka pa through MUTUAL FUNDS for your future goals
-education for Kids, building your dream home, starting a business , travel, RETIREMENT FUND and more....

✅Kaiser Healthcare plan can give you an average of 10% return every year (ZERO Negative)

THE HIGHER YOU SAVE, THE HIGHER THE BENEFITS

✅✅ Be WISE and take CHARGE of your FUTURE! Start your KAISER 3-in-1 SAVINGS PLAN today!

31/01/2021

EX-OFW sa KSA (ENGINEER).... Naging PALABOY matapos ITAKWIL ng PAMILYA ng MAWALAN ng TRABAHO......😭😭😭

LESSON LEARNED!!!!!!👇👇👇👇

💥SAVE and INVEST while we are YOUNG and productive....

💥financial EDUCATION can guide us to reach our financial FREEDOM .....

💥build a PROPER financial FOUNDATION....

💥PREPARED your future RETIREMENT......

💥ATTEND our financial LITERACY class.....

Pm me for more details

31/01/2021

We are excited to bring the news that Kaiser International Healthgroup Inc. is now accredited by more than 2,000 hospitals, 1,000 plus clinics and diagnostics centers and more than 10,000 specialists around the Philippines!

As Kaiser International Healthgroup Inc., concur to be the #1 name in healthcare, we are devoted to increase our medical accreditation to help serve you better in all aspects of health and wellness services.

26/01/2021

Why investing thru MUTUAL FUNDS is the best?

SAFE, LEGIT & SECURED...
kahit sino ay pwede maka access.

1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only 😊

👉 Benefits of Investing in Mutual Funds:

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

We conduct Financial Literacy Talk, thru zoom. Message me for the link, tapos e guide kita after.

16/01/2021

Investing in STOCK MARKET and MUTUAL FUND is now easy with the help of IMG
No need to be an expert to invest in stock market (blue chips).
✔Open to all professional and non-professionals.
❌No age limit.
❌No Maturity
❌No Due Date.
✔Withdrawable/Redeem.
✔Tax Exempt.
For as low Php1,000 minimum initial investment. No Sales Load or Entry Fee as one of our benefit in IMG

Message me, e guide kita how to get started.

11/01/2021

You are rejecting Healthcare today, because you are healthy.

Healthcare will reject you in the future, when you get Sick.

06/11/2020

Noong inalok ako na kumuha ng healthcare hindi ako nagdadalang isip kasi nakita ko ang kahalagahan ng benefits nito at natatakot ako pag dumating ang araw hindi na ako maka pagtrabaho at wala ako magamit sa retirement ko, alam naman natin na hindi sapat ang pension natin at philhealth pag tayo ay magkakasakit at meron ng maintenance na gamot plus personal needs pa natinn. at dahil sa hindi naman pangmatagalan ang kita sa pagtatrabaho bilang isang Empleyado at tatanda tayo at magkakasakit. ang tanong sino ang tutulong sa akin or sayo? kaya nag decide ako na meron ako nito. Ito ang healthcare plan ko: KAISER!! ikaw ano gusto mo maging pabigat liabilities sa pamilya mo o maging asset ka sa pamilya mo?

MERON KA NA DIN BA?

MARAMI ang nagtatanong,
ANO daw ang pinaka-RECOMMENDED
na healthcare provider sa Philippines?

The Filipino Investment Guide
is actually recommending
LONG-TERM HEALTHCARE
that does not only stand as healthcare, rather a

"COMPLETE RETIREMENT PACKAGE"

OR that supports a

"COMPLETE FINANCIAL PLAN."

Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:

"KAISER LONG TERM HEALTHCARE"

It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.

HOW Does
Kaiser Long Term Healthcare Work?

⚠️It’s a 3-in-1 product
that solves the 3 major financial needs
of Filipinos:

investment,
life insurance and
long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder.

How does it work?

⚠️The long-term care program has 3 phases:

the accumulation period,
extended period, and
the start of long-term care period (maturity).

⭐️1. ACCUMMULATION Period (7years)
This is the part where the plan holder is made to save for 7 years. - paying period

At this period, the plan holder gets to have the following AMAZING BENEFITS:

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)

⭐️2. EXTENDED Period (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The BENEFITS
under EXTENDED period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. LONG TERM CARE Period (beyond 20 years)

Upon MARURITY, the plan holder will receive the following BENEFITS:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be GOOD AS CASH.

The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65,
the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.

💡Unlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.

Pm me for more details

18/09/2020

May tanong po ako sa inyo??

May kakilala ba kayo na maraming ari-arian?

May kakilala po ba kayo na isang tao na nabenta o naisanla niya ang mga ari-arian niya dahil sa isang sakit o emergency sa family niya?😕

In reality, marami pong ganitong pangyayari sa buhay ng maraming mga Pilipino..😢

Ito ang dahilan kung bakit may Healthcare Company. Ang Company po ang sasagot sa mga hospital bills natin if ever magkasakit tayo.

Kaya mahalaga na maliban sa mga ari-arian, magkaroon din tayo ng Healthcare. Ang Healthcare po ay isang investment na magproprotekta sa mga Investments na mayroon kayo like LUPA, BAHAY, STOCKS at marami pa.

Get your Kaiser 3 in 1 today!😊

11/09/2020

BECOME ONE OF THE INVESTORS ON THIS NEWLY OPENED TELECOM
COMPANY!!!

Nandito na ang THIRD TELCO kalaban ng GLOBE AT PLDT!! ❤

Sino gusto matuto PAANO mag INVEST sa 3rd TELCO natin sa PILIPINAS?
Name ng company: Dito Te
lecommunity
Stock Code: $DITO

Compared sa Presyo ng GLOBE at PLDT napakamura pa ng shares ng DITO 3 pesos per share lang!!

INVEST and BE A SHAREHOLDER!

Tuturuan ko kayo habang mura pa ang SHARE nila 3 pesos per share lang ito. Pwede kana maka pag invest sa halagang 1,000 pesos lang.

MESSAGE ME DIRECTLY NOW!





Once allowed to operate, Dito is expected to break the country’s telco duopoly dominated by Smart Communications owned by tycoon Manny V. Pangilinan and Globe Telecom of the Ayala Group.

Learn > INVEST > EARN

FINANCIAL EDUCATION IS THE KEY

ctto

15/08/2020

"Being an OFW is not a lifetime career: Reduce your risk through financial literacy"

√ You will never be forever young "TATANDA KA RIN" and your chances of being retained or being hired again by employer/s is at stake.

√ You will never be healthy all the time - sickness is no respect of person, age & time.

√ You may have now all the sophisticated gadgets in the world of modern technology, but none of those could generate income to sustain your lifestyle and your family needs and the worst is you end up broke during your retirement age - nothing to sustain you.

In an age where there is really no job security, you need to beef up your assets or securities.

This means turning your hard-earned income into paper assets or portfolio assets and passive assets.

These will earn income for you long after your job is gone.

Clinging to a job without any paper or passive assets to back up is riskier business in the long-term.

"Hard work beats talent when talent doesn't work hard" - Tim Notke

Attend our Free Financial Education Program.

14/08/2020

Reasons Why Filipinos Don't Go Into Business:

1. - ′′ I'll save first. My money is lacking."
2. - ′′ I'm still dealing with a lot "..
3. - ′′ I don't know how to do business, I might just lose."
4. - ′′ That's not for me."
5. - ′′ I don't know much."

What's the point?

1. (MONEY) until when will you save?
2. (TIME) if you pay 20 k, then offer 100 k will you grab it? I thought you don't have time?
3. (SKILLS) are all learning quickly? Everything has a learning process. The study you worked hard for more than ten years, right?
4. (Opportunity) Haven't tried yet, not already for him? Negative right away?
5. (Connection) Why did you use FB? 5,000 friends capacity of Facebook, right?

"Change your MINDSET if you want to be successful ✊💪🔥
Ctto.

13/08/2020

Don't get this wrong...

You can't have a happy life without enough savings... You know why?

If today, you worry about Financial responsibilities such as an electric bill or a loved one getting sick...

How much more in the future - there will always be electric bills, and there will always be someone getting sick...and what if it's you. 😭

Saving money today is like paying the bills for the future especially the expenses in your old age.

Because in the future -
your job income is guaranteed to stop...
You will be too old to find a new job...
Your employee benefits will stop...
And your social security pension may not be enough...

Most importantly...
you don't want to be a burden to your children, future son or daughter in-law.

22/07/2020

Pm me for more details

BE AN INVESTOR OF JOLLIBEE AND TO THE BLUE CHIPS COMPANY NOW...

STOCK MARKET IS STILL ON SALE!!!

Masarap kumain ng chicken joy at spaghetti habang pinagmasdan mo ang haba nang pila patungo sa counter, lalo na kung INVESTOR ka.
Bakit? Alam mo na kumikita ka rin sa kinkita ng Jollibee at sa ibang companies hawak nila.

Anu-ano nga ba yong mga companies sinasabi ko?
1.) Mang Inasal
2.) Chowking
3.) Red Ribbon
4.) Burger King
5.) Coffe Bean

Ang mga Blue chips naman:
1.) Ayala
2.) Petron
3.) GMA
4.)BDO
At marami pang iba...

Sa halagang 1000 as your initial investment pwde ka nang makapagsimula as shareholder through MUTUAL FUNDS.

Learn from us, by attending Financial Literacy Talk online via ZOOM. Contact me, 0919779393/0933 6064 633

-financially educated

17/07/2020

You're not tired, you're uninspired. Are you becoming the person you want to be?
Are you living a dream that you want to be?
In life, you always have a choice.👌

Try to look and assist yourself are you growing your self value?

17/07/2020

"The Bangko Sentral ng Pilipinas (BSP) is coordinating with other institutions to improve financial literacy and financial capability in the country amid the coronavirus disease 2019 (Covid-19) pandemic crisis, its chief said over the weekend.

Nearly half of adults (48 percent) have savings, but 68 percent of them keep savings at home.

Diokno added that more than a third of Filipino adults are unable to meet regular spending needs, and resort to loans to deal with emergencies.

The central bank chief also underscored that only 18 percent have insurance, and only 3 percent invest in financial instruments.

“Painfully, the Covid-19 pandemic has surfaced their importance. Financial unpreparedness limits the ability of families to cope and recover from the socio-economic impact of Covid-19,” he said.

Besides this, Diokno added that there are also families and individuals, despite earning regular incomes, still struggling to understand financial concepts or make effective budget.

The BSP head added that Filipinos have little understanding of compounding interest; the effect of inflation on the buying power of households; and investment risks, returns and diversification.

“This limitation is highlighted in unexpected situations such as the pandemic, where, more than ever, preparedness for the proverbial rainy day is brought to fore,” Diokno emphasized.

That said, he highlighted that the Bangko Sentral has recognized the need to improve financial literacy and financial capability in the Philippines.

17/07/2020

INVEST NOW WHILE THE STOCK MARKET IS STILL ON SALE!

As a Financial Brokerage Company, IMG is also encouraging individuals to invest their hard-earned money in the right investment vehicle.

Now is the best time to invest while blue-chip companies are on sale!

Imagine calling yourself a shareholder of these leading companies -- you're no longer just a customer!

Wise investors see this as an opportunity to invest at a DISCOUNTED price!

“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”-W.Buffet

Investing now when MARKET IS LOW is like buying stocks at a price from 5-10 years ago! If you are looking out for great deal, recent stock market drops as signal to buy, not sell. This is also a great way to have alternative income amidst pandemic crisis.

Attend our Free Financial Classes for more details.
Just send us a message for the schedules and slot reservation. 😉📩




CTTO

15/07/2020

SA HINDI PA NAKA PAGSIMULA NA MAG INVEST, BECOME AN INVESTOR NOW !

Initial amount is only P1,000 thru mutual funds.

Now is the best time to invest while blue-chip companies are on sale!

Imagine calling yourself a shareholder of these leading companies -- you're no longer just a customer!

Wise investors see this as an opportunity to invest at a time
“If you aren’t thinking about owning a stock for 10 years, don’t even think about owning it for 10 minutes.”-W.Buffet

Investing now when MARKET IS LOW is like buying stocks at a price from 5-10 years ago! If you are looking out for great deal, recent stock market drops as signal to buy, not sell. This is also a great way to have alternative income amidst pandemic crisis.

Learn first before invest, by attending our free orientation on Financial Concept.

Message me for assistance.