Health is Wealth By Raquel

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Kaiser Ultimate Health Builder... Long Term Care-To provide you health care when you retire or when you stop working someone to takecare of you when you get old..

RAQUEL, is IMG an insurance company? 🤔No, dear friend, IMG is not an insurance or investment company. It is a life-chang...
07/08/2025

RAQUEL, is IMG an insurance company? 🤔

No, dear friend, IMG is not an insurance or investment company. It is a life-changing financial brokerage platform that partners with some of the biggest names in the financial industry — from insurance to healthcare, investments, and more.

I know… many people think IMG is just here to sell. But that's far from the truth.
IMG exists to educate.
To open your eyes.
To empower you to finally take control of your finances.

Think of it like this:
A doctor doesn’t sell medicine, but he diagnoses and recommends what’s best for your health. That’s exactly what IMG does — we don’t sell financial products; we guide you, educate you, and recommend what’s best for your future based on your needs.

Before IMG, many of us didn’t know where to start — going from one agent to another, one company to another, each one pushing their own product. It’s overwhelming, confusing, and for many, it becomes a reason to give up on financial growth.

But IMG changed that.
IMG became a one-stop shop.
A safe space.
A family of dreamers and doers helping one another build a more secure life.

For me, IMG was more than just a company — it was my wake-up call.
It made me realize that no one else should manage my money better than ME.
IMG taught me how to be my own financial advocate — not to depend on anyone, not to wait until it's too late.

And while we’ve all heard horror stories of agents disappearing or making promises they couldn’t keep, IMG does the opposite — it equips you so that YOU know what to do, even without a middleman.

Because there's a big difference between a financial agent and a financial educator:
👉 One earns from your confusion.
👉 The other earns from your transformation.

If you’re ready to take that first step — to learn, to grow, and to finally be free from financial fear — I’m here for you.

Let’s talk.
Let me help you.
I’m Raquel Quibido, and I will walk with you in your journey to financial freedom. 💚

Alam mo ba na sa halagang ₱6,000 lang, pwedeng magbago ang takbo ng buhay mo at ng pamilya mo? 😢💔Marami sa atin ang nags...
06/08/2025

Alam mo ba na sa halagang ₱6,000 lang, pwedeng magbago ang takbo ng buhay mo at ng pamilya mo? 😢💔

Marami sa atin ang nagsusumikap araw-araw... pero laging kapos. Laging kulang. Walang ipon. Walang proteksyon. Walang kasiguraduhan sa bukas.

Pero may pag-asa. IMG is here for every ordinary Juan na may extraordinary pangarap. 🇵🇭

✔️ 1. Financial Education
Hindi mo na kailangang mangapa sa pera. Dito mo matututunan kung paano mag-budget, mag-ipon, mag-invest, at palaguin ang pinaghirapan mo.

✔️ 2. Access to Legit Financial Tools
Hindi mo na kailangang mahirapan humanap ng healthcare, insurance, o investment na abot-kaya. IMG gives you access to trusted, proven, and affordable tools.

✔️ 3. Lifetime Membership
Isang bayad lang, habang buhay mong magagamit ang benefits, trainings, discounts at marami pang iba.

✔️ 4. Community of Savers
Hindi ka nag-iisa. Dito, makakahanap ka ng mga taong kapareho mo ng laban — sama-samang nagsisikap, nagsisave, at nangangarap.

✔️ 5. Business Opportunity
Pwede kang kumita habang tumutulong sa iba. Hindi lang trabaho, kundi advocacy ang dala mo — ang turuan ang bawat pamilyang Pilipino ng tamang kaalaman sa pera.

✔️ 6. Personal Growth
Mababago ang pananaw mo sa buhay. Mas lalo kang lalakas. Magkakaroon ka ng confidence at leadership skills na dati akala mo hindi mo kaya.

✔️ 7. A More Secure Future
Ito ang pinakaimportante. Dahil ang lahat ng matututunan mo dito, magagamit mo para sa sarili mo, sa mga anak mo, sa pamilya mo.
Wala nang utang. Wala nang kaba. Wala nang takot sa kinabukasan. 💔➡️❤️

P6,000 lang ito. Pero ang balik? Peace of mind, knowledge, protection, income, at bagong pag-asa. 🙏

Kaya kapatid, kaibigan, kabayan…
Gising na tayo. Simulan na ang pagbabago.
Maging IMG member na. 🥰




Kaibigan, kailan ka pa kikilos — kapag may nangyari na?Mas mabuting maghanda habang malakas pa tayo, habang may kinikita...
04/08/2025

Kaibigan, kailan ka pa kikilos — kapag may nangyari na?
Mas mabuting maghanda habang malakas pa tayo, habang may kinikita pa.

Lalo na kung ikaw ang breadwinner ng pamilya — nasa’yo ang kinabukasan nila.
Huwag tayong umasa sa “sakali” o “sana hindi mangyari.”
Maghanda tayo habang maaga.

💡 Iintroduce ko sa’yo ang Kaiser 3-in-1 Saving Plan — isang kumpletong solusyon sa healthcare, insurance, at retirement.

✅ 7 taon ka lang mag-iipon, pero may HMO ka na for 7 years
✅ May Term Life Insurance ka for 20 years
✅ May Investment/Retirement fund ka rin pag nag-mature ang plan mo

Iba ang KAISER.
Ito ay HMO – hindi ito ordinaryong insurance.

Halimbawa:

📌 Scenario 1: May Life Insurance ka pero naospital ka.
– Hindi tatanggapin ng ospital ang Life Insurance mo. Lalabas at lalabas ka pa rin ng pera.

📌 Scenario 2: May KAISER HMO ka at naospital ka (not pre-existing).
– Pwede mong sabihin: “May Kaiser HMO po ako.”
Tatanungin lang nila ang policy number mo, at bahala na si KAISER. 🙌

Kaya mas kampante ka. May healthcare ka na, may insurance ka pa, at may retirement savings ka rin.

Magsimula habang malakas ka pa.
Gawin mong priority ang sarili mo at ang pamilya mo.
Message me for details. 📩

25/07/2025

Kaiser 3-in-1 Saving Plan – Your Complete Financial Solution

Mag-ipon ka lang ng 7 taon, at may HMO coverage ka na for 7 years.
May kasama rin itong 20 years of Term Life Insurance, at sa maturity ng plan mo, may matatanggap kang Retirement Fund.

Ang ganda, ‘di ba? Parang tatlong benepisyo sa iisang plan!
Kaiser is truly one of a kind.

Take note: HMO po ito – Health Maintenance Organization, hindi lang basta-bastang Insurance. Magkaiba po ‘yon. Pero ang maganda dito, may kasamang Life Insurance at Investment pa rin.

Isipin mo ito:
Scenario 1:
Nagkasakit ka at kailangang ma-ospital.
Sabihin mong, “Meron po akong Life Insurance.”
Anong sagot ng ospital? “Sorry po, hindi covered ‘yan.”
Sa madaling salita, ikaw pa rin ang gagastos.

Scenario 2:
Nagkasakit ka ulit (not pre-existing), pero this time may Kaiser HMO ka.
Sasabihin mo, “Meron po akong Kaiser.”
Anong sagot ng ospital? “Ano po ang policy number niyo?”
Walang stress. Walang kaba. Covered ka.

Iyan ang kaibahan ng may Kaiser.
Hindi ka mag-aalala. Hindi ka magpapanic.
May Healthcard ka na, may Insurance ka pa, at may Investment ka rin.

Kung gusto mong protektahan ang kalusugan mo, pamilya mo, at kinabukasan mo—
Start your Kaiser plan now.
Ang desisyong gagawin mo ngayon, magpapagaan sa buhay mo bukas.

TIME can work with you or can work against youTIME is your best allyINVEST early! Have a right mindset! Exercise discipl...
18/06/2025

TIME can work with you or can work against you
TIME is your best ally
INVEST early! Have a right mindset! Exercise discipline all the time!
Hindi palagiNG YOLO may friend, remember meron ding YAGO (You Also Grow Old)
Message me for free Financial Coaching ❤️👍

Kaiser 3-in-1 Saving Plan - A Complete Financial SolutionPitong taon ka lang mag-iipon, may HMO ka for 7 Years.May Term ...
11/06/2025

Kaiser 3-in-1 Saving Plan - A Complete Financial Solution
Pitong taon ka lang mag-iipon, may HMO ka for 7 Years.
May Term Insurance sa loob ng 20 years at Retirement money kapag nag mature na ang Plan mo.
Ang ganda di ba? KAISER is like no other. HMO po ito ha, hindi Insurance. Magkaiba kase ‘yon. Pero Maganda na may Insurance Policy ka din.
Scenario 1: Nagkasakit ka at naospital. Hindi mo pwede sabihin sa Ospital o Doctor na meron po ako “Life Insurance”, kase po hindi iyon i-ho-honor o tatanggapin sa Ospital. Pag na-ospital ka, maglalabas ka pa rin ng pera.
Scenario 2: Nagkasakit ka at naospital (Not Pre-existing), then may KAISER HMO ka. Pwede mo sabihin sa Ospital o Doctor na, meron po akong KAISER. Tatanggapin yon at itatanong lang sa’yo ano po ang policy number niyo?
That is the difference. Hindi ka mangangamba kase may HMO o Healthcard ka. Healthcard na may Term Insurance at Investment.
Ganda ba? Start Now!

Ngbabayad ka ng St Peter Plan mo 1,000+ pesos  monthly for 5 years diba? Kabaong lang yun at memorial service😁,PEro pag ...
11/06/2025

Ngbabayad ka ng St Peter Plan mo 1,000+ pesos monthly for 5 years diba? Kabaong lang yun at memorial service😁,
PEro pag IMG member ka 500 pesos one time payment lang may 50k life insurance kana na convertible sa memorial concierge pa 😊, Saan kapa! 😍
Fidelity is essentials lalo na kung breadwinner ka,
Handa kabang maging beneficiary?
Iinsured na dapat ang mga breadwinner.
Mura dba? Murang mura... Be a member of IMG and you can have it too.
Pm for More Info:


Invest Yourself To Learn For FREE..Mag attend nang FREE FINANCIAL LITERACY TALK SA MGA FINANCIAL CENTER NATIONWIDE.........
10/06/2025

Invest Yourself To Learn For FREE..
Mag attend nang FREE FINANCIAL LITERACY TALK SA MGA FINANCIAL CENTER NATIONWIDE.........
Message me para ma guide kita👍
https://272603ph.imgcorp.com/linkbio/

✨Philhealth Vs Kaiser 3in1 ✨Ayaw mo kumuha ng Kaiser Long Term Care kasi meron kang coverage sa pinagtatrabuan mo? At Ya...
09/06/2025

✨Philhealth Vs Kaiser 3in1 ✨
Ayaw mo kumuha ng Kaiser Long Term Care kasi meron kang coverage sa pinagtatrabuan mo?
At Yan ay Short-term healthcare na benepisyo natin bilang isang employee.
Tanong?
hindi ka ba magkakasakit hanggang pagtanda mo?
Madadala mo ba yang coverage na yan kahit retired ka na?
Naghuhulog ka nga ng Philhealth, ilan taon na? Nagamit mo man lang ba? May ROI ka ba na matatanggap doon?
Dito sa kaiser SAVINGS mo, ang kagandahan kung hindi ka magkakasakit, lalong lumalago ang pera mo, habang naghuhulog ka ay protected ka sa iyong HEALTH, LIFE at ACCIDENT.
May ROI kapang makukuha pagdating ng maturity age.. Kung hindi mo naman kunin hanggang pagtanda mo, may HEALTH FUND ka pa rin.
Isang produkto tatlong solution na ang ma provide sayo..
Pero sobrang best na mag partner kung may SHORT-TERM at LONG-TERM HEALTHCARE Tayo 🤗
Message us so we can send you a proposal. 📖





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If you are working on something that you really care about, you don’t have to be pushed. The vision pulls you.”—Steve Jo...
18/09/2024

If you are working on something that you really care about, you don’t have to be pushed. The vision pulls you.”
—Steve Jobs

15/09/2024

Don't say" There's no time "or " Maybe next time" Because there's also a concept of "It's too late".

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