Kaiser healthcare for us/IMG

10/06/2025

Is VUL a healthcare or HMO?

I would like to clarify things about the misconception of the difference between this two type of insurance.

If you need healthcare or HMO because you are after of immediate hospitalization na kapag ma hospital Tayo even minor illness walang down payment at makatulong ang ating HMO automatic before discharge pang bayad sa ating hospital bills well we need an HMO not VUL .

Note if the insurance you avail is not stated here from Insurance Commission website under list of HEALTH MAINTENANCE ORGANIZATION (HMO)well you got the wrong product meaning it's not an HMO it's a VUL. So better read your policy.

Kaiser International Health Group, Inc. is number 16 in the list of

HEALTH MAINTENANCE ORGANIZATION or HMO from Insurance Commission website as of April 2025 records

If you're interested in learning more about Kaiser long-term healthcare, feel free to message me—I'd be happy to guide you!




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19/04/2025

Maganda Kung meron ka healthcare sa pilipinas. Magagamit mo man o hindi mas maganda pa din, isa din itong investment dahil nag iinterest ang plan mo.
Bakit kapa mag iisip kung pra sau din Ito at lalo na sa Mahal mo sa buhay.

Ang Kaiser ay 3-in-1 saving plan.

1. Long-term Healthcare
2. Life Protection
3. Investment

Kaiser ay 7 years to pay and 13 years of waiting for the Maturity. Meaning, sa 20th year makukuha ang investment good as cash and may option din to retain ang funds at kumikita pa ng 6-10% per year.

For ages 10 - 40, ang minimum plan na pwede ay 2,647 a month.

For ages 41 - 50, ang minimum plan na pwede ay 3,529 a month.

For ages 51 - 60, ang minimum plan na pwede ay 4,412 a month.

For example ay 25 years old ka nagstart ng Kaiser at minimum plan ang kinuha mo.

* May hospitalization benefits ka ng 50,000 every year. May FREE Annual Physical Exam and FREE dental din every year.

* May Life Protection coverage ka na 202,500 pesos. Just in case may mangyari sa policy holder ay may matatanggap na instant money ang family. Kung cause of death ay accident, doubled ang coverage at ang matatanggap ng family ay 405,000 pesos.

* May investment or cash din na makukuha sa 20th year which is 524,776.
Kung edad mo ngayon ay 25, after 20 years ay 45 years old mayroon kang half million na savings or investment.

May options ka na i-retain ang funds, for example kinuha mo pa ang investment mo at the age of 60, makakakuha ka ng 2,192,119 pesos, halimbawa naman ay sa age 65 mo pa kinuha mayroon ka naman na 3,530,429 pesos.

Cto.

message us directly, for more details..

02/10/2024

18/07/2024

Sa KAISER,7 years ka lang mag-iipon.
Mabuhay ka man hanggang 100 years old
may healthcare ka pa rin.

3in 1= HealthCare+Income Replacement+ Investment. kumpleto na.
Advantages ng KAISER:

📌VERY AFFORDABLE: 7 years ka lang mag-iipon,after dun mag grow na ang pera mo,good as cash pa by maturity! Lahat ng mga unused health funds mo, ma co covert pa to Investment! Sa iba,masyadong mahal,wala pang HealthCare yun,tama

📌HINDI PROBLEMA ANG PANG-ADMIT MO SA HOSPITATAL: magagamit mo ito dahil may KAISER ka at active ang PLAN,at least 1-year ka nag-iipon thru KAISER.

📌BASIC MEDICAL BENEFITS: free Annual Physical Examination,Check up,Laboratory,Free Dental Cleaning,etc.

📌FIXED ANG AMOUT: kung ano ang inumpisahan mo,fixed na sya for 7-yrs hind mag babago kahit nagkaka-edad ka.

📌MAYROON FAMILY ASSISTANCE: Maaari mong ipagamitsa immediate family mong nagkakasakit.hindi mo kailangan mangutang nang pandeposit sa hospital bill.

*subject for KAISER Approval*

📌TRANSFERABLE: Maari itong ma-transfer upon death,hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

Maganda diba?
Kumpleto.😍

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