19/06/2018
MONEY won't make us RICH, MINDSET do.
TOP 12 Secrets to become financially stable.
1. Change your lifestyle, Spend Less.
2. Learn to be addicted seeing your savings grow rather than mag gregor utok nato kung unsaon pag gastos atong kwarta.
3. Save as much as you can. Our main goal in making money is not to spend more but to save more. In savings, you need to start small. Always remember, "It is not how much you earn but how much you save and how much that savings grow."
4. Remove all those unnecessary expenses that won't kill your family. Example: Cignal or Sky cable and so much more, you better know them than me. Your family won't die if they cannot watch HBO and thats 100% sure. Another thing that can be removed is your snacks. You can live without them. Magka arthritis ug magkahighblood lang ka ana, kalas pa kwarta adto gym.
5. Lower down all your important expenses that can't be removed. Bugas. You can buy tag 37/kl naa sa Carbon or mercado main duol nimo kaysa palit ka tag 56/kl na ganador nga mapalit nimo diha sa imong silingan. Parehas ra gihapon na gawasa. Makasave ka ug 19.00/kl ana and lets say 1 sack imong ma consume per month so in 1 year mao ni savings nimo: savings 19.00 x 50kls/month x 12months = 11,400.00 ang imong ma save bugas pa lang na in 1 year. Imagine yourself throwing that money to trash can. Di man gani ta katulog molabay ug kwarta 200.00 sa basurahan samot na kanang 11,400.00
6. Choose only the best opportunity and focus. You can't bank on 2 rivers at the same time. You can't serve 2 masters at the same time. Think of your dreams and start asking yourself whether ang imong gibuhat karun will certainly lead you to your lifetime and biggest goals if not then change your gameplan.
7. When you earn well, maintain your lifestyle. You will never have a million if you don't learn to give value on a single peso.
8. Try your best to cook and eat your meals at home.
9. Choose to buy your 1week groceries in Mercado such as Carbon rather than in Mall Grocery. The difference is vivid: 1kilo Ampalaya in Mall is 65.00 while in Mercado its only 40.00. Its all the same fresh and there's so much more you can save.
10. When you go out eat first so you won't be tempted and be forced to eat outside. Ayaw pang groceries nga gutom kay ang baboy bisag hilaw pa mura na ug adobo sa imong panan aw. The tendency is sige nalang ka panguha sa paliton bisag dili na importante.
11. Make a list of the items you wish to buy before going to Mercado to avoid buying those unnecessary.
12. Learn to put God in everything. All our efforts and sacrifices are useless without Him.
