CIB.O

15/08/2025

🔎 𝐋𝐎𝐎𝐊! | '𝗧𝗲𝗻𝗱𝗼 𝗯𝘆 𝗧𝗼𝗻𝗶𝗸' 𝗺𝗲𝗲𝘁𝘀 𝗖𝗜𝗕.𝗢; 𝗘𝘆𝗲𝘀 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗮𝗻𝗱 𝗘𝘅𝗽𝗮𝗻𝘀𝗶𝗼𝗻 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗶𝗻 𝗖𝗲𝗯𝘂

𝗧𝗲𝗻𝗱𝗼 𝗯𝘆 𝗧𝗼𝗻𝗶𝗸, the digital lending arm of 𝗧𝗼𝗻𝗶𝗸 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗕𝗮𝗻𝗸, recently met with the Cebu IT-BPM Organization (CIB.O) to explore strategic partnerships, potential membership, and growth opportunities in Cebu’s thriving business ecosystem.

During the meeting, Tendo by Tonik Enterprise Sales Manager 𝗞𝗲𝗻𝗻𝗲𝘁𝗵 𝗥𝗲𝗰𝘁𝗼 shared their vision of making lending more accessible, transparent, and tech-driven for individuals and businesses. Recognizing Cebu as one of the country’s most dynamic economic hubs with a growing population of digitally savvy consumers and entrepreneurs, the company is evaluating how its innovative financial solutions can contribute to Cebu’s economic and digital transformation.

CIB.O, representing the interests of Cebu’s IT and business process management sector, welcomed the dialogue, noting the potential synergies in leveraging Tendo by Tonik’s digital financing tools to support the financial needs of startups, SMEs, and IT-BPM employees in the region.

“We see Cebu not only as a key growth market but also as a strategic partner ecosystem where our services can empower more people and businesses to achieve their goals,” Recto said further. “Joining CIB.O would allow us to connect with the right stakeholders and contribute to the region’s innovation-driven economy.”

CIB.O Executive Director 𝗕𝘂𝗱𝗱𝘆 𝗩𝗶𝗹𝗹𝗮𝘀𝗶𝘀 expressed optimism about the potential collaboration: “Tendo by Tonik’s fintech expertise aligns with our mission to foster growth, competitiveness, and innovation in Cebu. Their presence and active participation can create meaningful opportunities for our members and the broader community.”

Tendo by Tonik’s membership in CIB.O and potential participation in upcoming activities marks another step in its expansion roadmap, as the company continues to seek partnerships with organizations, businesses, and institutions that share its commitment to digital financial inclusion.

𝗔𝗯𝗼𝘂𝘁 𝗧𝗲𝗻𝗱𝗼 𝗯𝘆 𝗧𝗼𝗻𝗶𝗸
Tendo by Tonik is the lending business of Tonik Digital Bank, one of the Philippines’ first fully recognized digital banks. It provides fast, transparent, and customer-centric loan products designed to meet the needs of Filipinos through technology and innovation.

15/08/2025

𝐂𝐡𝐞𝐞𝐫𝐬 𝐭𝐨 𝐚𝐥𝐥 𝐨𝐮𝐫 𝐈𝐧𝐝𝐢𝐚𝐧 𝐅𝐫𝐢𝐞𝐧𝐝𝐬 𝐚𝐧𝐝 𝐂𝐨𝐥𝐥𝐞𝐚𝐠𝐮𝐞𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐈𝐓𝐁𝐏𝐌 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 ‼️

Independence Day is celebrated annually on 15 August as a public holiday in India commemorating the nation's independence from the United Kingdom on 15 August 1947. On this day the Indian Independence Act 1947 came into effect, transferring legislative sovereignty to the Indian Constituent Assembly.

14/08/2025

U.S. KEEP CALL CENTERS IN AMERICA ACT OF 2025?

𝗙𝗶𝗿𝗺𝘀 𝗮𝗻𝗱 𝗼𝘁𝗵𝗲𝗿 𝘀𝘁𝗮𝗸𝗲𝗵𝗼𝗹𝗱𝗲𝗿𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲 𝗜𝗧 𝗮𝗻𝗱 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗣𝗿𝗼𝗰𝗲𝘀𝘀 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 (𝗜𝗧-𝗕𝗣𝗠) 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝘄𝗶𝗹𝗹 𝘀𝗲𝗲 𝘁𝗼 𝗶𝘁 𝘁𝗵𝗮𝘁 𝘁𝗵𝗲 𝘀𝗲𝗰𝘁𝗼𝗿 𝗶𝘀 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝗳𝗼𝗿 𝗮𝗻𝘆 𝗰𝗵𝗮𝗻𝗴𝗲𝘀 𝗶𝗻 𝗶𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻𝘀.

IT and Business Process Association of the Philippines (IBPAP) President and CEO Jack Madrid told the press that the industry is “closely reviewing” the recently proposed Keep Call Centers in America Act of 2025 and its potential implications for the industry.
The measure intends to impose restrictions on the outsourcing of call center operations by American firms.
Madrid said the US is still the Philippine IT-BPM industry’s largest client base as it contributes roughly two-thirds of the sector’s revenues in 2024, or approximately $25 billion.

Firms and other stakeholders in the Philippine IT and Business Process Management (IT-BPM) industry will see to it that the sector is prepared for any changes in international regulations. IT and Business Process Association of the Philippines (IBPAP) President and CEO Jack Madrid told the BusinessM...

14/08/2025

🔎 𝐋𝐎𝐎𝐊! | 𝗪𝗶𝗹𝗹𝗶𝘀 𝗧𝗼𝘄𝗲𝗿𝘀 𝗪𝗮𝘁𝘀𝗼𝗻 𝗩𝗶𝘀𝗶𝘁𝘀 𝗖𝗜𝗕.𝗢; Explores Expansion Opportunities in Cebu

Global advisory, broking, and solutions company 𝗪𝗶𝗹𝗹𝗶𝘀 𝗧𝗼𝘄𝗲𝗿𝘀 𝗪𝗮𝘁𝘀𝗼𝗻 (WTW) recently met with the Cebu IT-BPM Organization (CIB.O) to discuss potential expansion opportunities in Cebu, signaling renewed investor confidence in the city’s growing IT-BPM sector.
The visit is part of WTW’s ongoing efforts to assess strategic locations in the Philippines to support its growth plans and enhance service delivery to clients worldwide.
The company, known for its expertise in risk management, employee benefits, and data-driven solutions, sees Cebu as a high-potential hub due to its robust talent pool, competitive business environment, and strong public-private partnerships.

During the meeting, 𝗖𝗜𝗕.𝗢 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿 𝗕𝘂𝗱𝗱𝘆 𝗩𝗶𝗹𝗹𝗮𝘀𝗶𝘀 shared insights on Cebu’s thriving IT-BPM ecosystem, industry talent readiness, and ongoing initiatives to strengthen digital infrastructure and upskill the workforce. WTW representatives, led by its 𝗠𝗮𝗻𝗮𝗴𝗶𝗻𝗴 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿 𝗝𝗮𝗺𝗲𝘀 𝗚. 𝗠𝗮𝘁𝘁𝗶 expressed interest in tapping Cebu’s skilled professionals to support their global operations, highlighting the city’s reputation as a top-tier outsourcing and shared services destination. The WTW Group was accompanied by Ms. Hermie Go, CCCI Trustee and former VP of AON Philippines.

“Cebu continues to be a strategic location for companies looking to diversify operations in the Philippines,” said 𝗖𝗜𝗕.𝗢 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿 𝗕𝘂𝗱𝗱𝘆 𝗩𝗶𝗹𝗹𝗮𝘀𝗶𝘀. “WTW’s interest reflects the city’s strong fundamentals and our commitment to building an enabling environment for business growth.”
WTW’s exploratory visit aligns with CIB.O’s mission to promote Cebu as a premier IT-BPM hub in the Asia-Pacific region and to attract more global players to invest in the city’s economy. Both organizations expressed optimism about potential collaborations and agreed to continue discussions in the coming months.

About 𝗪𝗶𝗹𝗹𝗶𝘀 𝗧𝗼𝘄𝗲𝗿𝘀 𝗪𝗮𝘁𝘀𝗼𝗻
Willis Towers Watson (NASDAQ: WTW) is a leading global advisory, broking, and solutions company that helps clients around the world turn risk into a path for growth. With a presence in over 140 countries, WTW works across industries to design and deliver solutions that manage risk, optimize benefits, and cultivate talent.

13/08/2025

📰 𝐑𝐄𝐀𝐃 𝐍𝐎𝐖! | Bill name/number: 𝗨𝗦 𝗞𝗲𝗲𝗽 𝗖𝗮𝗹𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀 𝗶𝗻 𝗔𝗺𝗲𝗿𝗶𝗰𝗮 𝗔𝗰𝘁 𝗼𝗳 𝟮𝟬𝟮𝟱, S.2495 (introduced July 29, 2025). Sponsor: Sen. Ruben Gallego (D-AZ). Referred to the Senate Commerce, Science, and Transportation Committee.

Relocating call center operations to the United States will increase healthcare and mortgage servicing costs, according to a local think tank. A preliminary analysis of the 𝗜𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗲 𝗳𝗼𝗿 𝗥𝗶𝘀𝗸 𝗮𝗻𝗱 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗦𝘁𝘂𝗱𝗶𝗲𝘀 𝗜𝗻𝗰. (𝗜𝗥𝗦𝗦𝗜) showed that forcing the onshoring of outsourced hospital call centers could increase US healthcare operational costs by as much as $166 billion a year.

Joey Sarte Salceda, chair of IRSSI shared this analysis in a letter he sent to President Ferdinand Marcos Jr. “With typical pass-through rates of 60 to 90%, this would raise US healthcare bills for patients and insurers by tens of billions of dollars every year".

As for mortgage servicing, onshoring would add $97.76 billion per year in costs for servicers currently outsourcing. “Spread across approximately 50 million active mortgages, this translates to an additional $1,955 annually or $163 monthly per mortgage. Both instances highlight that outsourcing to the Philippines functions as a “cost-control” measure for Americans, not just a “labor arbitrage” for companies.

Relocating call center operations to the United States will increase healthcare and mortgage servicing costs, according to a local think tank. A preliminary analysis of the Institute for Risk and Strategic Studies Inc. showed that forcing the onshoring of outsourced hospital call centers could incre...

08/08/2025

🎥 𝐌𝐢𝐬𝐬𝐞𝐝 𝐭𝐡𝐞 𝐖𝐨𝐫𝐤𝐬𝐡𝐨𝐩? 𝐍𝐨 𝐰𝐨𝐫𝐫𝐢𝐞𝐬 — 𝐭𝐡𝐞 𝐫𝐞𝐜𝐨𝐫𝐝𝐢𝐧𝐠 𝐢𝐬 𝐧𝐨𝐰 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞!

Rewatch the webinar on 𝐓𝐄𝐒𝐃𝐀’𝐬 𝐌𝐢𝐜𝐫𝐨-𝐂𝐫𝐞𝐝𝐞𝐧𝐭𝐢𝐚𝐥𝐬 𝐓𝐫𝐚𝐢𝐧𝐢𝐧𝐠 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 — a strategic initiative designed to support re-tooling, upskilling, and reskilling for IT-BPM professionals.

Discover how your company can benefit from fundable, modular training aligned with the demands of automation, digitalization, and AI integration.

Workshop Highlights:
-Overview of TESDA’s Micro-Credentials framework
-Proposal submission requirements & mechanics
-Step-by-step walkthrough of the approval & funding process
-Alignment with evolving IT-BPM job roles

Watch now and stay ahead in the ever-evolving digital landscape!

05/08/2025

📌𝐇𝐎𝐋𝐈𝐃𝐀𝐘 𝐀𝐋𝐄𝐑𝐓 | In observance of the Provincial Charter Day Celebration, the CIB.O Secretariat Office will be closed on Wednesday, 06 August. Regular operations will resume on Thursday, 07 August 2025.

📌𝐇𝐎𝐋𝐈𝐃𝐀𝐘 𝐀𝐋𝐄𝐑𝐓: Cebu Province will mark its 456th founding anniversary on Wedneday, August 6. Under Republic Act 8952, August 6 of every year is declared a special non-working holiday for the entire province, including the highly urbanized cities of Cebu, Mandaue and Lapu-Lapu. /𝑪𝑬𝑩𝑼 𝑷𝑰𝑶

05/08/2025

🔎 𝐋𝐎𝐎𝐊! | Attention INDUSTRY members - 𝗧𝗵𝗶𝘀 𝗶𝘀 𝗮 𝗴𝗿𝗲𝗮𝘁 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝘁𝗼 𝗥𝗲-𝗧𝗼𝗼𝗹, 𝗥𝗲-𝗦𝗸𝗶𝗹𝗹, 𝗮𝗻𝗱 𝗨𝗽𝘀𝗸𝗶𝗹𝗹 𝘆𝗼𝘂𝗿 𝘄𝗼𝗿𝗸𝗳𝗼𝗿𝗰𝗲. Participation is open to CIB.O Members and Non-Members specifically in the ITBPM Industry Sector.
SCAN the QR Code to Register Now!👇👇

04/08/2025

🔎 𝐋𝐎𝐎𝐊! | The 𝗯𝗶𝗴 𝗯𝗿𝗼𝘁𝗵𝗲𝗿–𝘀𝗺𝗮𝗹𝗹 𝗯𝗿𝗼𝘁𝗵𝗲𝗿 relationship between IBPAP and CIB.O is a collaborative partnership in which IBPAP, a more established, resource-rich, and experienced organization provides mentorship, support, and guidance to CIB.O (the "small brother").
This collaborative relationship often includes capacity building, knowledge transfer, joint initiatives, and strategic alignment to help the smaller entity grow sustainably, adopt best practices, and better navigate complex systems. While the "big brother" benefits by expanding its influence and nurturing industry ecosystems, the "small brother" gains accelerated development and access to critical networks and opportunities... Do you have a big brother? 😎

01/08/2025

𝗛𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝘁𝗼𝗱𝗮𝘆... 👇👇

‼️📢𝐖𝐞𝐛𝐢𝐧𝐚𝐫 𝐀𝐥𝐞𝐫𝐭!📢 ‼️𝐏𝐚𝐲𝐫𝐨𝐥𝐥 𝐅𝐨𝐫𝐮𝐦 𝟐𝟎𝟐𝟓: 𝐔𝐧𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐃𝐎𝐋𝐄 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐚𝐧𝐝 𝐄𝐧𝐬𝐮𝐫𝐢𝐧𝐠 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐞 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞

CIB.O in partnership with P&A Grant Thornton invites you to a free, in-depth webinar designed to empower HR professionals and business leaders with the tools and knowledge to elevate their HR and payroll practices.

This comprehensive session will explore essential topics such as:
-Employment and labor law guidelines
-Employer and employee responsibilities
-Payroll terminology and calculations
-Remittance processing
-And much more!

Our expert speakers will share practical insights to help you stay ahead of evolving HR trends, ensure compliance, and streamline your operations.

Whether you're managing a growing team or refining your payroll systems, this session will equip you with strategies to drive efficiency and success across your organization.
Join us and gain the confidence to make informed HR decisions that support both your people and your business goals.

https://us06web.zoom.us/meeting/register/QTZjuU8SQ9iGxaBn5093aQ

31/07/2025

📰 𝐑𝐄𝐀𝐃 𝐍𝐎𝐖! | 𝗖𝗜𝗕.𝗢 𝗔𝘁𝘁𝗲𝗻𝗱𝘀 𝗤𝗜𝗦𝗧𝗖𝗼𝗻.𝗽𝗵 𝟮𝟬𝟮𝟱: 𝗔𝗱𝘃𝗮𝗻𝗰𝗶𝗻𝗴 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗖𝗼𝗺𝗽𝘂𝘁𝗶𝗻𝗴 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝘁𝗵𝗲 𝗜𝗻𝗱𝗼 𝗣𝗮𝗰𝗶𝗳𝗶𝗰

The Cebu ITBPM Organization (CIB.O) proudly announces its participation in QISTCon.ph 2025—the Philippines’ first Quantum Information, Science, and Technology Conference—from July 30 to August 1, 2025, at JPark Island Resort & Waterpark in Cebu.

Organized under the banner of the 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗬𝗲𝗮𝗿 𝗼𝗳 𝗤𝘂𝗮𝗻𝘁𝘂𝗺 𝗦𝗰𝗶𝗲𝗻𝗰𝗲 𝗮𝗻𝗱 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 (𝗜𝗬𝗤), QISTCon.ph marks a defining moment in the nation’s stride toward becoming a regional quantum hub. With the theme “Bridging Quantum Technology, Society, and Responsibility for a Sustainable Future in the Region,” the conference draws local and international experts, startups, policymakers, and academia to accelerate quantum ecosystem development across Southeast Asia.

𝗖𝗜𝗕.𝗢’𝘀 𝗱𝗲𝗹𝗲𝗴𝗮𝘁𝗶𝗼𝗻, composed of Executive Director Buddy Villasis, academe Trustees – Dr. Cherry Sta. Romana, Dean of CIT-U College of Computer Studies, and Dean Jovelyn Cuizon of USJR School of Computer Studies attended key plenary sessions, panel discussions, and working groups that explored cross-cutting themes including national strategies, ethical technologies, and industry adoption.

𝗡𝗼𝘁𝗮𝗯𝗹𝗲 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀
• Participation in the “Indo Pacific Quantum Strategies and Ecosystem” session moderated by Elmer C. Peramo, featuring updates from Singapore, Indonesia, Thailand, the Philippines, and beyond
• Engagement with expert panels on quantum hardware approaches, including NMR-based systems, neutral-atom architectures, and superconducting platforms QISTCon.ph.
• Attendance at the “Investment in Quantum Technology” panel, featuring leaders from Qubits Ventures, Rigetti Computing, SPINQ, and Deloitte Asia Pacific
• Involvement in sessions on cybersecurity and post-quantum cryptography, with speakers from SGV & Co./EY Philippines, SpeQtral, and Deloitte discussing pathways from hype to deployment
• Contribution to working group discussions shaping quantum education roadmaps, national policy, and regional integration across the Indo Pacific

“CIB.O’s presence at QISTCon.ph underscores our commitment to building a sustainable and inclusive quantum ecosystem in the Philippines and the region. By collaborating with public sector, industry, and academic leaders, we aim to catalyze quantum-driven innovation in both research and business transformation” 𝗮𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝗖𝗜𝗕.𝗢 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿 𝗕𝘂𝗱𝗱𝘆 𝗩𝗶𝗹𝗹𝗮𝘀𝗶𝘀

CIB.O supports innovation and technology-driven enterprise development across the Philippines. By bridging talent, research institutions, startups, and investors, the organization fosters ecosystems that empower emerging tech leaders.

𝗔𝗯𝗼𝘂𝘁 𝗤𝗜𝗦𝗧𝗖𝗼𝗻.𝗽𝗵 𝟮𝟬𝟮𝟱
Held at JPark Island Resort & Waterpark in Cebu from July 30–Aug 1, 2025, QISTCon.ph is the Philippines’ first major conference dedicated to quantum information, science, and technology. The program featured keynote speeches, panels, poster exhibitions, and a pioneering Quantum Diplomacy Game, designed to advance governance and ethical reflection in quantum tech deployment across the region

29/07/2025

🔎 𝐋𝐎𝐎𝐊! | 𝟐𝟎𝟐𝟓 𝐓𝐑𝐀𝐍𝐒𝐅𝐎𝐑𝐌𝐀𝐓𝐈𝐎𝐍 𝐒𝐔𝐌𝐌𝐈𝐓 & 𝐈𝐍𝐃𝐔𝐒𝐓𝐑𝐘 𝐀𝐖𝐀𝐑𝐃𝐒

We are thrilled to announce the return of the highly anticipated 2025 Transformation Summit—Cebu’s flagship event for the IT and BPM industry. Organized by the Cebu IT/BPM Organization (CIB.O), the summit is set to take place live and in-person on September 19, 2025, at the Marco Polo Plaza, Cebu City.
This year's event brings together over 400 top-tier industry leaders, decision-makers, tech enablers, and innovation advocates from the Philippines and across the Asia Pacific.

𝗪𝗵𝗮𝘁’𝘀 𝗡𝗲𝘄 𝗮𝗻𝗱 𝗧𝗿𝗲𝗻𝗱𝗶𝗻𝗴 𝗮𝘁 𝘁𝗵𝗲 𝟮𝟬𝟮𝟱 𝗦𝘂𝗺𝗺𝗶𝘁
• CX/UX-Centric Keynotes from global experts and disruptive thinkers.
• AI and Automation in Experience Design – How to personalize at scale.
• Immersive Tech Exhibits showcasing cutting-edge solutions that redefine the end-user journey.
• Expanded Regional Reach with participation from stakeholders in government, academe, and support sectors across the Asia Pacific.
• Trade Expo – Your brand’s opportunity to shine in front of a highly engaged professional audience.
• Strategic Initiatives by CIB.O members and partners focusing on innovation, talent development, and ecosystem resilience.
• Exclusive Access to Market Intelligence and insights on emerging technologies, digital maturity, and consumer behavior.

𝗪𝗵𝘆 𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝗪𝗶𝘁𝗵 𝗨𝘀?
• Be recognized as a leader in experience-driven innovation and digital transformation.
• Gain premium brand visibility before, during, and after the event.
• Engage directly with decision-makers, procurement officers, and CXOs from both global and local companies.
• Showcase your products and services to a qualified audience eager to discover solutions that improve experience, efficiency, and growth.
• Be part of a platform that celebrates collaboration, inclusivity, and innovation.

𝗥𝗘𝗚𝗜𝗦𝗧𝗘𝗥 𝗡𝗢𝗪 👉👉 https://summit.cib.org.ph
𝗜𝗡𝗤𝗨𝗜𝗥𝗜𝗘𝗦: 👉👉 info@cib.org.ph