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Kaiser International- Cebu HMO, Cebu, Cebu City (2026)

31/01/2026

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

29/01/2026

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 2000 major hospitals 9 Medical clinics & expanding and pool of doctors

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Message me to get started.

24/01/2026

Kung ikaw ay Edad 30 Years old,
Check mo to...

Sa halagang 2,647 Per Month
Or mas ok kung annual dahil x10 Months lang, 26,470 per year,

Pwede ka magkaron ng:

P524,776 sa Edad na 50
P1,361,133 sa Edad na 60
P2,192,119 sa Edad na 65

Magandang pangRetirement diba...

Pero ang main purpose tlga neto ay Healthcare. Kasi karamihan ng mga umaabot sa Senior ay walang HMO sa retirement age.

Kaya habang bata ma pa lang, pagipunan mo na...

May Health Benefits din at Life Insurance. During paying period at sa panahong wala ka ng binabayaran.

Message kana para sa iba pang katanungan.

- Jessie Lucanas

16/01/2026

READ: All Filipinos can avail, even OFWs.
In the Philippines, Kaiser International Healthgroup, Inc. is the sole provider of LongTerm HealthCare (LTC).

Kaiser LTC is a 3-in-1 health savings program that solves the 3 basic financial needs of Filipinos: Healthcare, Life Insurance, and Investment.

HEALTHCARE
Short -Term and Long -Term Medical Needs

LIFE INSURANCE
4-WAY INSURANCE COVERAGE
1. Term Life
2. Accidental death and dismemberment
3. Waiver of installment due to death
4. Waiver of installment due to permanent and total disability

INVESTMENT
Annual lifetime healthcare benefits from years 8th to 20th accumulate with interest in a "Health Savings Account" which can earn interest beyond 20 years.

SAVING
(YEAR 1 TO 7)
This is the phase where the plan holder is made to save for 7 years only.
During this period, the plan holder gets to enjoy the following benefits and privileges:

✔️ Annual Physical Exam (APE)
✔️ Basic Dental Benefits
✔️ Waiver of installments due to death
✔️ Waiver of installments due to disability
✔️ Basic Medical Benefits
✔️ Term Life Insurance for 20 years
✔️ Earn dividends on your contributions (starting on the 2nd year)
✔️ Member’s choice of room and board
✔️ Annual Benefit Limit In-Patient Care or Hospitalization Benefit (starting at 50,000 per year depending on the plan)

During this period, pre-existing conditions are not covered. This is to protect the healthy plan holders and the company.

COMPOUNDING
(YEAR 8 TO 20)
During this phase, you no longer pay for your Kaiser LTC.

✔️ At this stage, your health funds (plus the accumulated dividends from the Saving Period), are strategically invested in the Stock Market (thru Mutual Funds). Thus, empowering your investment to grow at an average rate of 10% per annum.
✔️ Your medical benefits are basically similar to those in the Paying Period---but this time, payments for medical-related expenses shall be taken cared of by your available funds under compounding or accumulation.
✔️ You get additional health benefits
✔️ VISA Card shall be issued after completion of 7-year contribution
✔️ Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
✔️ Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

MATURITY
(YEAR 20 ONWARDS)
Upon Maturity of your Kaiser LTC, you will enjoy the following benefits:

✔️ Total accumulation of unused health benefits
✔️ LongTermCare Benefit
✔️ LongTermCare Bonus (Up to 85% of return on premium contributed when there are no claims from hospitalization during the Paying Period)
✔️Your health funds shall be as good as cash!
✔️You now have 3 options: Withdraw all your money (option to close your LTC account with Kaiser International); Withdraw a portion of your matured funds; or Let your funds be fully invested with Kaiser to serve as your lifetime healthcare fund and retirement money.
✔️ Whatever amount that remains in your Kaiser LTC health fund shall continue to grow at a guaranteed rate of 6-10% per annum.
Upon age 60 or 65 (if Plan is already matured), the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
Eligibility & Pre-Computed Plans
✔️You should be 10 to 60 years old to avail.
✔️All Filipinos can avail, even OFWs.
✔️You can avail even if you have existing illness and it will be subject for approval.

TAKE NOTE:
7 years ka lang magsacrifice, magdiscipline sa iyong sarili sa pag iipon mo, konting tiyaga lang. Isipin mo kung dika mag take action ngayon, Habang tumatagal tumatanda ka.

Paiksi ng paiksi ang time mo na makapagprepare.
Act Now!
Coach Jessie Lucanas

13/01/2026

💰Let's make our child a millionaire — even if you're an OFW! 💰
As OFW we are working hard for the future of our family.
Why not make your hard-earned money work smarter for your child?
👉 At age 22, he will start investing in Kaiser (7-year investment plan)
👉 Projected value: almost ₱1.2M by age 42
✨ Now includes:
✔ Healthcare coverage
✔ Life Insurance coverage
✔ Investment / Retirement fund
While you are abroad, their future in the Philippines is secure.
Start now the right financial planning for early retirement and peace of mind.
⏰ Don’t miss this opportunity!
📩 Message me!

04/01/2026

We are together for women's health ❤️‍🩹

Cervical cancer awareness matters because it leads to:
✅ Early detection that saves lives
✅ Prevention through screening and vaccination
✅ Timely treatment for better outcomes
✅ Stronger, healthier communities

Visit our website and learn more about us: www.kaisermedcenter.com

03/01/2026

Let's just make it simple brothers and sisters, you'll only save for 7 years, Correct, only 7 years and it can answer the What IF's;

What IF die too soon?
What IF live too long?
What IF get sick?

KAISER LONG-TERM HEALTHCARE is the level 1 investment that we have in our lives.

A new year that's a good start and let's prepare for it brothers and sisters 🥰🫰🙏

For details and how to get started you can send a message 👇👇👇
Jessie Lucanas

03/01/2026

Healthcare and Life Insurance are two products that you can only buy when you DON'T NEED IT? But when you need it - you can't buy it (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE.

Because there are people who want to avail, but can't buy.
It’s our healthy body, NOT our money, that enables us to buy it.

So now that you're still young, you're still healthy, or you don't have sickness, this is the BEST TIME to start your Healthcare and Life Insurance.

Message me for Quotation based on your age. 😊

02/01/2026

Sino ba si Kaiser? Hindi po Insurance company ang Kaiser.

Si Kaiser ay isang HMO na may kasamang benefits na Insurance at Investment.

Si Kaiser lang ang tanging HMO na may longterm. 20years ang term pero 7years ka lang need mag ipon at pwde mo na sya magamit kahit abutin kapa ng 100yrs old, ito ung klase ng HMO na hindi ka manghihinayang pag d mo nagagamit habang nagbabayad ka kc nagiging bonus sya o bumabalik syo ang 85% ng binayad mo, at tumutubo pa ito up to 10% yearly, kaya maganda sya pang retirement.. kasi meron kana Healthcare meron kapa life insurance na magagamit for final expense at ung investment nya hindi nag nenegative.

Hwag kang umasa lang sa HMO as part of your benefits of being an employee. sa panahon na magresign ka o mag retire, hindi mo madadala iyan

Prepare for your Longterm care, habang malakas at wala kapang sakit, para sa pagdating mo nang retirement age. Meron kang magagamit dahil napaka mahal ng Senior care.

______________
Maraming kilalang hospital sa buong Pilipinas na accredited ang Kaiser International HealthGroup, Inc. bka meron sa lugar nyo.😊

28/12/2025

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭
Message me now!😊🤗🙋‍♀️

27/12/2025

For 10 to 40 years old. You can save atleast 88 pesos per day. Mas madaling ipunin yan dahil most of us minimum naman ang sahod , yung iba may bussiness, may raket, at may mga networks pa.

Kaiser 3 in 1 Investment..

Start Now your basic level investment for as low as ₱88.00/day or ₱2,647/month* for only 7 years Saving Period!

🔘 Funds are invested in a reserve trust fund, and in the stock market (thru mutual funds);
🔘 With Term Life Insurance rider;
🔘 With LongTerm HealthCare that covers your hospitalization even beyond age 65;
🔘 Plus 10% average interest growth rate yearly (during compounding period and even after maturity or full coverage period);
🔘 Includes Healthcare Benefits:
- No downpayment upon hospital admission
- Dental Care coverage
- Room & board coverage
- Plus more benefits!

Note: This is an LTC investment design

Having a LongTerm HealthCare Investment is better than just having insurance w/ health insurance riders only~

Here are the Top 5 Reasons Why:

1. IT COVERS YOU WAY BEYOND RETIREMENT YEARS - Most HMOs & Life insurance products limit their health coverage between 65-80 years old. LongTerm Care investment can cover even beyond 100 years old (based on available funds).

2. IT WORKS BETTER THAN YOUR COMPANY HEALTHCARE - Life Insurance is a reimbursement type program. You can never present your Life Insurance policy during admission or when settling your hospital bill. You have to pay the hospital first, then file necessary documents for reimbursement. With LongTerm HealthCare, it is just like the usual company HMOs--even better! It settles everything (other than personal misc.) after deducting the PhilHealth benefits. It uses negotiated rates by the provider (Kaiser International Healthgroup Inc.) and the accredited hospital, thus making you spend lower compared to when you pay in cash.

3. PEACE OF MIND - Every Filipino fears about getting hospitalized because of having little or no cash available on hand. Most borrow money somewhere else expecting to pay interests in the future. If you only have Life Insurance, you can get reimbursement to pay back your lender but you will still shell-out money out from your pocket. Remember: The insurance provider will only reimburse what the hospital billed to you and it does not include the interests you incurred from borrowing it. With LongTerm HealthCare, you no longer need to borrow money from somewhere else. That's peace of mind!

4. PROGRESSIVE COVERAGE OVER TIME - In Life Insurance, its health benefits are fixed and limited. The program's health benefits now may not be enough to cover hospitalization expenses 30 years or 40 years from now, thus forcing you to squeeze-out more money from your pocket. Kaiser's LongTerm HealthCare program makes your contributions and unused healthcare benefits grow over the period of time (ave. 10%) giving you more hospitalization coverage when you need it in the future.

5. WELL MANAGED FUND - To ensure sustainability and security of all Kaiser Long Term care plan holders' contributions, its fund are invested in a long term investment vehicle. Kaiser International Healthgroup Inc. owns 80% of the most dynamic Mutual Fund company in Philippines--Soldivo Funds. In 2015, Soldivo Funds was able to grow their assets to more than 200%, just one year after it was launched.

Possessing both programs give you a more secure financial future for you and your loved ones!

Kaiser International Healthgroup Inc. is the 1st in the Philippines that provides the best comprehensive LongTerm HealthCare investment to take build your future, today~

√ Send us a personal message to know more 💞

Kaiser International- Cebu HMO

31/01/2026

29/01/2026

24/01/2026

16/01/2026

13/01/2026

04/01/2026

03/01/2026

03/01/2026

02/01/2026

28/12/2025

27/12/2025

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