Plan With Janine

Plan With Janine Helping you see insurance as a need, not a burden.
❤️ FWD Financial Planner | Here to guide you toward a secure and worry-free future.

DM me — let’s talk about your goals and how to protect them.

Why 𝙎𝙚𝙩 𝙛𝙤𝙧 𝙃𝙚𝙖𝙡𝙩𝙝 is the best Health Insurance in the market?Simple. Zero waste. Walang tapon. Traditional plan sya, me...
07/09/2025

Why 𝙎𝙚𝙩 𝙛𝙤𝙧 𝙃𝙚𝙖𝙡𝙩𝙝 is the best Health Insurance in the market?

Simple. Zero waste. Walang tapon. Traditional plan sya, meaning walang investment component. 💯

1. 𝘾𝙡𝙖𝙞𝙢 𝙪𝙥 𝙩𝙤 3𝙭 𝙪𝙣𝙧𝙚𝙡𝙖𝙩𝙚𝙙 𝙈𝙖𝙟𝙤𝙧 𝘾𝙧𝙞𝙩𝙞𝙘𝙖𝙡 𝙄𝙡𝙡𝙣𝙚𝙨𝙨 - Yes, you read it right. Pwede ka magclaim, 3x, for unrelated critical illnesses. 100% covered for 42 major Critical Illnesses.

2. 𝙈𝙞𝙣𝙤𝙧 𝘾𝙧𝙞𝙩𝙞𝙘𝙖𝙡 𝙄𝙡𝙡𝙣𝙚𝙨𝙨 - Aside from Major Critical Illness, you can also claim for Minor Critical with 20% of the coverage for 15 minor critical illnesses.

3. 𝙒𝙖𝙞𝙫𝙚𝙧 𝙤𝙛 𝙋𝙧𝙚𝙢𝙞𝙪𝙢 - Upon first diagnosis of Major Critical Illness, or nagkaroon ng Total and Permanent Disability during the paying period, NO NEED TO PAY na yung mga susunod na premiums or hulog. Fully Paid na.

4. 𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝘽𝙚𝙣𝙚𝙛𝙞𝙩 - If you are taken out of the picture before age 75, makakakuha and beneficiaries mo ng 100% (buo) ng death benefit. Ikaw ang pipili kung sino ang gusto mong beneficiaries.

5. 𝙃𝙚𝙖𝙡𝙩𝙝𝙮 𝙇𝙞𝙛𝙚 𝘽𝙚𝙣𝙚𝙛𝙞𝙩 - If wala kang naging claim for Major Critical Illness until age 75, ibabalik sa'yo nang buo lahat ng hinulog mo. ALL PREMIUMS, 100% CASHBACK.

6. 𝙇𝙞𝙢𝙞𝙩𝙚𝙙 𝙋𝙖𝙮 - May options ka to pay for 5, 10, or 20 years only. And remember: MAS BATA, MAS MURA 🧡

Message me for a free quotation and consultation. Pagkwentuhan natin over coffee, or via Zoom 😊

What if….From this mindset:“Insurance lang yan”To this:“Insurance isn’t an expense, it’s your family’s safety net.”🙂🧡
26/08/2025

What if….

From this mindset:
“Insurance lang yan”

To this:
“Insurance isn’t an expense, it’s your family’s safety net.”

🙂🧡

Kapag may critical illness, hindi mo lang iniisip ang paggaling — iniisip mo rin kung saan kukuha ng pera.Pero kung may ...
27/07/2025

Kapag may critical illness, hindi mo lang iniisip ang paggaling — iniisip mo rin kung saan kukuha ng pera.

Pero kung may insurance ka...

✅ Hindi mo kailangan galawin ang savings mo
✅ Hindi mo kailangang ibenta ang bahay, kotse, o investments mo
✅ At higit sa lahat — hindi mo kailangan humingi ng tulong sa pamilya o mangutang sa iba

Dahil Set for Health by FWD is designed to protect not just your health, but your dignity, peace of mind, and the life you've worked hard for.

💪 Claim up to 3x for unrelated major critical illnesses
💸 Get back 100% of your premiums if no claim is made
👨‍👩‍👧‍👦 And if anything happens, your family still receives the full benefit

Secure your health. Protect your legacy.
Message me to know more. 📩

22/07/2025

KEEP SAFE EVERYONE

TYPHOON EMERGENCY HOTLINES

𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗘𝗠𝗘𝗥𝗚𝗘𝗡𝗖𝗬 𝗛𝗢𝗧𝗟𝗜𝗡𝗘 - 911

𝗣𝗛𝗜𝗟𝗜𝗣𝗣𝗜𝗡𝗘 𝗥𝗘𝗗 𝗖𝗥𝗢𝗦𝗦
Hotline: 143, (02) 527-0000, (02) 527-8385 to 95
Disaster Management Office: 143(Staff), 132(Manager),133(Radio Room)

𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗗𝗜𝗦𝗔𝗦𝗧𝗘𝗥 𝗥𝗜𝗦𝗞 𝗥𝗘𝗗𝗨𝗖𝗧𝗜𝗢𝗡 𝗔𝗡𝗗 𝗠𝗔𝗡𝗔𝗚𝗘𝗠𝗘𝗡𝗧 𝗖𝗢𝗨𝗡𝗖𝗜𝗟 (𝗡𝗗𝗥𝗥𝗠𝗖)
Trunkline: 911-5061 to 65
Phone Number: (+632) 91114016, (+632) 9122665

𝗗𝗘𝗣𝗔𝗥𝗧𝗠𝗘𝗡𝗧 𝗢𝗙 𝗦𝗢𝗖𝗜𝗔𝗟 𝗪𝗘𝗟𝗙𝗔𝗥𝗘 𝗔𝗡𝗗 𝗗𝗘𝗩𝗘𝗟𝗢𝗣𝗠𝗘𝗡𝗧
GLOBE: 09171105686 at 09178272543
SMART: 09199116200
inquiry@dswd.gov.ph

𝗣𝗛𝗜𝗟𝗜𝗣𝗣𝗜𝗡𝗘 𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗣𝗢𝗟𝗜𝗖𝗘 𝗛𝗢𝗧𝗟𝗜𝗡𝗘 𝗣𝗔𝗧𝗥𝗢𝗟
Hotline: 117, 722-0650
Text Hotline: 0917-847-5757

𝗕𝗨𝗥𝗘𝗔𝗨 𝗢𝗙 𝗙𝗜𝗥𝗘 𝗣𝗥𝗢𝗧𝗘𝗧𝗜𝗢𝗡 (𝗡𝗖𝗥)
Direct Hotline: (02) 426-0219, (02)426-3812, (02) 426-0246

𝗣𝗛𝗜𝗟𝗜𝗣𝗣𝗜𝗡𝗘 𝗖𝗢𝗔𝗦𝗧 𝗚𝗨𝗔𝗥𝗗
Trunkline: (02) 527-8481 to 89
Action Center: (02) 527-3877
0917-PCG-DOTC 0917-724-3682(Globe)
0918-967-4697

𝗠𝗘𝗧𝗥𝗢 𝗠𝗔𝗡𝗜𝗟𝗔 𝗗𝗘𝗩𝗘𝗟𝗢𝗣𝗠𝗘𝗡𝗧 𝗔𝗨𝗧𝗛𝗢𝗥𝗜𝗧𝗬
Hotline:136
Trunkline: (02) 882-4150-77
loc. 337 (Rescue)
255 (Metrobase)
319 (Road Safety)
374 (Public Safety)
320 (Road Emergency)
(02) 882-0925 (Flood Control)

As low as 1,800 a month! Be smart! Start NOW! 🧡🧡🧡
21/07/2025

As low as 1,800 a month!

Be smart! Start NOW! 🧡🧡🧡

“Mahal magkasakit. Pero mas mahal kapag wala kang proteksyon.”Akala mo gastos?Critical Illness Insurance is actually a s...
21/07/2025

“Mahal magkasakit. Pero mas mahal kapag wala kang proteksyon.”

Akala mo gastos?
Critical Illness Insurance is actually a smart way to save money. 💡

Here’s why:

1. It Covers Major Medical Expenses
Cancer, stroke, heart attack — treatments can cost ₱500K to ₱2M or more.
PhilHealth and HMO is good backup but not always enough.
✔️ Insurance gives you a lump-sum cash payout na ikaw ang bahalang gumamit — for chemo, rehab, surgery, o kahit maintenance meds.

2. It Replaces Lost Income
Hindi ka makakapagtrabaho habang nagpapagaling.
Paano na ang bills, groceries, tuition, renta?
✔️ Critical illness insurance gives you cash kahit wala kang sweldo — tuloy ang buhay.

3. It Prevents You from Going into Debt
Walang insurance =
🚫 Mangungutang
🚫 Magbebenta ng ari-arian
🚫 Maghihingi ng donation
✔️ Insurance keeps your family financially stable — no need for emergency loans or ibenta ang bahay.

💸 4. The Payout Is Yours to Use — However You Need
✔️ Tax-free.
✔️ Walang restrictions.
✔️ Pwedeng gamitin sa treatment, travel for care, pangkabuhayan, or daily expenses.

5. Peace of Mind = Better Decisions
Walang panic, walang utang, walang stress sa pera habang ikaw ay nagpapagaling.
And that? That’s priceless. 🙏🏻

BOTTOM LINE:
Hindi mo binabayaran ang sakit —
Binabayaran mo ang proteksyon mo laban sa mas malalang gastos.

Hindi ito dagdag sa gastusin.
Ito ang nagliligtas sa ipon mo, sa bahay mo, at sa kinabukasan ng pamilya mo. 🧡

📩 Let’s talk about a plan that fits your budget and needs.




When is the ideal time to retire?Aside from being within the retirement age, it’s better to reassess if you can already ...
21/07/2025

When is the ideal time to retire?

Aside from being within the retirement age, it’s better to reassess if you can already retire comfortably.

Some of these reasons include being free from debt; you are no longer supporting your family; you have saved enough, and your spouse or loved ones agree with your decision.

Life is unpredictable, but your family's future doesn't have to be. 💼👨‍👩‍👧If you're not a superhero, then it's time to a...
20/07/2025

Life is unpredictable, but your family's future doesn't have to be. 💼👨‍👩‍👧
If you're not a superhero, then it's time to act like one by planning ahead. 🛡️🧡

Protect your loved ones and be the real-life hero they need.
✅ Get insured today, para secured sila bukas.

📩 Message me now for a free quote!



Success in silence. Strength through grace.Keep it lowkey. Keep it solid.- By the grace of God. ✨
20/07/2025

Success in silence. Strength through grace.
Keep it lowkey. Keep it solid.
- By the grace of God. ✨

18/07/2025

"Hindi na tayo pa-cute era. Nasa pa-wealth and pa-progress era na tayo. ✨ Make sure your circle talks about goals, not chismis. 😅

"

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