Financial Strategies Made Simple by Noli Lucero

18/05/2025

Bakit Kaiser Long Term Care ang the best healthcare para sayo at pamilya mo?
Dahil ito ay 3 in 1 plan:
1. Healthcare - magagamit pag nagkasakit kaya walang pangamba sa hospital bills.

2. Insurance - may maiiwang pera sa pamilya ng kaiser member sakaling may mangyari sa kanya.

3. Investment - perang pwedeng maasahan sa pagtanda galing interest ng investment kaya hindi kailangang umasa kahit kanino.

Sa Kaiser Long Term Care may Peace of Mind tayo!
- Affordable premium depende sa edad
- Flexible payment terms (Annual, Semi-Annual, Quarterly, Monthly, Spot Cash)
- 7 years lang mag iipon pero protected ka hanggang pag tanda.
- Mas lumalaki ang ipon kung hindi magamit for hospitalization habang may HMO benefit pa sa company.
- Kahit saang panig tayo ng mundo pwedeng kumuha ng Kaiser Long Term Care!

Note: Edad 10 hanggang 60 ang pwedeng kumuha ng Kaiser Long Term Care.

Recommended Plan: K100 and Up

"Alagang Kaiser, Alaga ka KAPATID"

18/05/2025

29/04/2025

Financial Literacy Matters!

Money isn't just about earning—it’s about managing, growing, and protecting what you have.

Start with the basics:

1. Budgeting – Know where your money goes.

2. Saving – Pay yourself first.

3. Investing – Make your money work for you.

4. Debt Management – Borrow smart, pay smart.

5. Financial Goals – Plan today for tomorrow’s success.

Financial literacy empowers you to make informed decisions and build a future that aligns with your dreams.

It’s never too early—or too late—to get financially smart.

BE AN IMG MEMBER to avail of free seminars and workshop. Message me if interested.

02/04/2025

For OFWs & Seafarers, who will bear the expenses if there is an emergency?

Don't let your savings go to medical bills!
With Kaiser 3-in-1, you have protection even if you are not in the Philippines!

💙 Health Plan even if you're old
💙 Investment that is growing
💙 Life Insurance for your family

👀 Don't miss out on the smartest healthcare investment!

Comment or Message us for free info! You may also get a quote here:
https://285085ph.imgcorp.com/quote/kaiser

03/12/2024

Please PM me if you want to know the details of ou Long Term.Health Care.

“Baka masayang lang pera ko jan sa Kaiser”

You Die - You get Paid
You Get Sick - You get Paid
You Live long - You get Paid
You Get disabled - You get Paid

and IT IS TRANSFERRABLE to your 4 Beneficiaries.

Ito yung ipon na walang TAPON🫰
Message ka lang explain ko sayo ang detalye.




ctto

17/11/2024

Message me or click this link if you want to know more about IMG:https://285085ph.imgcorp.com

11/11/2024

Message me if you want to learn more about Financial Education.

25/09/2024

If you want it easily IN the bank so you can easily get it. And investing in the Long-term is not suitable for you because you said it would take a long time. If you have a goal, your mindset should be focused on that....

25/09/2024


BANK vs HMO 😊

Meet Zally and Jeff, both 25 years old.
Both of them allotted 88 pesos/day for their future.

Zally puts her money in the BANK while Jeff invested on HMO.

See the difference?
Grow your money faster and better by investing to a HMO with 10% average returns per year.

BANK vs HMO
HMO or HEALTH MAINTENANCE ORGANIZATION is an Longterm Healthcare + Life Insurance + investment =Protection for your health and income.

Be Healthy and Insured while investing!

Let's talk.

25/09/2024

Grow your money with mutual funds! https://go.rampver.com/signup

Mutual funds invest in various assets like Philippine and global stocks, government and corporate bonds, REITs, international ETFs, and even cash!

Expert fund managers make smart choices for you, spreading your money across different investments to maximize the fund's earnings potential and reduce risk.

And all this starts for as low as ₱1,000! Talk to us to know more: https://go.rampver.com/signup

25/09/2024

You should consider your healthcare as a priority.

Why?

Because even if you save a few hundred pesos a month, but have no healthcare, it will not take you far.

You will drain your finances..you will drain your family's finances..you will sell your properties for a lower price or use them as collateral just to pay for hospital bills and pawn whatever jewelry you have (back to zero)...the worst thing is when you will be a burden to your family.

Getting long term healthcare is the best investment.

Secure your healthcare now👇
https://71426sg.imgcorp.com/quote/kaiser/

Wag SAYANGIN ang ORAS!

11/07/2024

Mutual Funds: Bakit magandang mag-invest dito?
Mag-signup na for FREE: go.rampver.com/signup

POTENTIAL HIGHER RETURNS

Ang mutual funds ay maaaring magbigay ng potential higher returns dahil ito ay naka-invest sa iba’t-ibang klase ng financial assets gaya ng stocks, bonds, at marami pang iba.

Dahil pinagsasama-sama ang pera ng mga investors sa isang fund, mas maraming oportunidad ang maaaring magawa ng fund manager upang mas mapalago pa ang mutual fund para sa mga investors nito.

Mag-signup na for FREE: go.rampver.com/signup