https://www.kaiserhealthgroup.com/

Health is Wealth, Lahug (2025)

21/07/2024

𝐁𝐚𝐤𝐢𝐭 𝐊𝐚𝐢𝐬𝐞𝐫 𝐦𝐮𝐧𝐚 𝐚𝐧𝐠 𝐢𝐚𝐚𝐯𝐚𝐢𝐥 𝐧𝐚𝐭𝐢𝐧 𝐛𝐚𝐠𝐨 𝐭𝐚𝐲𝐨 𝐩𝐮𝐦𝐚𝐬𝐨𝐤 𝐬𝐚 𝐒𝐭𝐨𝐜𝐤 𝐌𝐚𝐫𝐤𝐞𝐭?

I will explain this in a short story..

"Si Stock at Kaiser"

Si Stock at Kaiser ay magkaklase mula nong High school hanggang College..

Pagkagraduate nila ay naghiwalay na sila ng landas dahil sa magkaibang kompanya sila pumasok..

Dalawang taon ang lumipas, si Stock ay nakakilala ng isang Stock Market Investor..
Na-amaze siya sa ganda Stock Market Investing.. At the same time, hindi siya makapaniwala na magiging Shareholder siya ng mga malalaking Company sa Pilipnas kahit isang ordinaryong Pilipino lang siya.

Sa exitement niya, nag-open siya ng account sa isang kilalang broker..
Every month nagiinvest siya ng Php 6000..

Consistent siya sa pagiinvest..

After 1 year, nagkita sila ni Kaiser sa isang jeep..

Exited si Stock na sabihin kay Kaiser ang tungkol sa Stock Market..

"Kaiser! Kumusta ka na?" tanong ni Stock..

"Ito masaya at may peace of mind." sagot ni Kaiser..

"Narinig mo na ba ang Stock Market".

"Ah Oo naman! yung mga katrabaho ko jan nagiinvest!"

"Oh! eh ikaw, saan ka ba nagiinvest?"

"Ah ako? kumuha ako ng Kaiser Longterm Healthcare. Ito ay 3 in 1 Product. May Healthcare, Insurance at Investment!".

"Isang taon na rin ako nagiinvest sa Kaiser. Kumuha ako ng K-100 Plan.."

"Magkano ang monthly mo jan?" tanong ni Stock.

"5882 per month ang K100 pero annual ang mode of payment ko dahil ito ay discounted ng 2 months, bale Php 58,820 ang binayaran ko" sagot naan ni Kaiser..

"Ikaw Stock? Tingin ko nagiinvest ka sa Stock Market. Kumusta naman ang investment mo ngayon?"

"Maganda ang ekonomiya ngayon, 20% gain ang portfolio ko ngayon sa Stock Market Investment ko."

"Dapat kumuha ka rin ng Kaiser Longterm Healthcare mo Stock kung may budget ka na. Alam mo ba ang turo sa akin sa isang Seminar ng IMG, we are not entitled to invest in Stock Market kung hindi tayo properly protected by both, Health and Life."

"Ah hindi ako naniniwala jan sa Insurance na yan Kaiser, sasayangin ko lang ang pera ko jan!"

"Ah ganun ba? Sige, it's your choice Stock!"

Habang nasa byahe sila, suddenly, isang truck na nawalan ng preno ang bumangga sa jeep na sinasakyan nila..😭

To make this story short, namatay si Stock at Kaiser..😭😭😭

Sa Funeral, sobrang iyak ng pamilya ni Stock dahil siya ang bread winner ng pamilya niya. Nalaman nila na may investment siya sa Stock Market pero less than Php 80, 000 lang ang makukuha nila dahil ito ay pure investment at isang taon palang siya na nagiinvest.

Ang pamilya ni Kaiser ay ganun din ang iyak dahil siya ang bread winner ng pamilya. Pero sa kabilang banda, may kapayapaan sa kanilang isip dahil may matatanggap silang 900K mula sa Kaiser Healthgroup dahil ang cause of death niya ay accident. At the same time, matratransfer ang plan sa primary beneficiary at may matatanggap pa silang maturity value sa maturity period.

Ngayon, naiintindihan mo na ba Sangalang kung bakit kailangan natin unahin ang Kaiser bago ang Stock Market?

Sana may natutunan ka sa Short Story ko..😄

TAKE ACTION TODAY!

✅Kahit ano pang EXCUSES mo para hindi maginvest ngayon, one thing is for sure, lalaki ang mga anak mo at kailangan nila ng pangtuition sa pag-aaral nila sa College.

✅ for sure, tatanda ka sa susunod na taon at darating yung panahon na hindi mo na kayang magtrabaho.

Please attend our FREE Financial Literacy and Investment Online Seminar.
PM Me for the Schedule☺️

📌Get to know more about Kaiser. Message me :

ctto

09/04/2024

Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻.

May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.

The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.
𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT
3 PHASES OF LONG-TERM CARE PERIOD:
𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:

- Free Annual Physical Exam

- Free Dental Benefits

- Waiver of Installment due to death

- Transfer of investment to beneficiary if planholder dies

- Waiver of Installment due to disability

- Basic Medical Benefits

- Member’s choice of room and board

- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)

- Life insurance equivalent to contract price

- Accidental Death and Dismemberment for 20 years

- Lifetime network access to over 500 major hospitals and pool of doctors.
𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:

- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.

- Additional Health Bonus when the market is at top performance

- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.
𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:

- Total accumulation of un-used health funds

- Guaranteed longterm care benefit or the plan coverage

- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.

Additional health benefits when the market is at top performance.

Receives visa card where the funds are deposited.
Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.
Retain all and let it grow at an average of 10% Yearly.
Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.
The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

You can watch the video here: https://youtu.be/euJxu8CjEmc?si=0eMOmkr6OFwiVFMz

Avail your Online policy account now! Habang ikaw ay bata at malakas pa at most importantly kumikita pa!
You can check your own quotation here: https://311922ph.imgcorp.com/quote/kaiser

Message me to set an appointments via zoom.

𝙉𝙤𝙩𝙚: 𝙏𝙝𝙞𝙨 𝙞𝙨 𝙣𝙤𝙩 𝙖 𝙡𝙞𝙛𝙚 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙥𝙧𝙤𝙙𝙪𝙘𝙩, 𝙨𝙤 𝙖𝙡𝙡 𝙁𝙞𝙡𝙞𝙥𝙞𝙣𝙤𝙨 𝙗𝙖𝙨𝙚𝙙 𝙖𝙣𝙙 𝙤𝙧 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙞𝙣 𝙖𝙗𝙧𝙤𝙖𝙙 𝙘𝙖𝙣 𝙖𝙫𝙖𝙞𝙡 𝙖𝙣𝙙 𝙖𝙥𝙥𝙡𝙮 𝙛𝙤𝙧 𝙩𝙝𝙞𝙨 𝙤𝙣𝙡𝙞𝙣𝙚.

04/01/2024

Ms. Coravilla claiming her Kaiser Maturity at Omnis Prosperity Tower, Makati.

Kung may itinanim may aanihin talaga.

Know more about this Kaiser Savings Program, just message me.

゚viralシ

04/01/2024

Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well.

IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok.

🎯HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.

🎯CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.

🎯HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?

Client: Really? I didn't know that. I didn't read my policy.

IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can.

This is a concept our organization, IMG, is sharing to the community.

👉Pm me for more details

P. S. You can qualify for an HMO coverage FREE of charge for you and your spouse. Just help 5 people.

MD - P70,000 per illness
SMD - P100,000 per illness
CEO - P150,000 per illness

Currently, the qualifying period is ongoing regardless of rank. Get your 70k HMO now!!! Have peace of mind this 2024🤞

04/01/2024

The longer you delay investing your hard-earned money,
the more money you are losing.
Don't forget the word INFLATION! Start now.

04/01/2024

Most people think that successful people know something about money. But they really dont because they never had the education.

03/01/2024

Regardless how you acquire the knowledge...

Kung walang knowledge, walang understanding.
Kung walang application, walang asenso.

Hindi lahat, marunong mag business.
Hindi lahat, may professional degree.
Hindi lahat, maging executive sa company.
Hindi lahat, may koneksyon.
Hindi lahat, may talent.
Hindi lahat, may pang kapital.

Pero lahat pwedeng umasenso, basta with the right knowledge and right guidance.

Financial Abundance is knowledge, understanding and application. Then get the right mentors to guide you.

If you are in the engineering business, get an engineer as mentor.

If you are in the medical field, get a doctor as a mentor.

If you want financial success, get a financial coach.

For the right person, abundance is a simple process.

Message us to learn more on that simple process.

Happy New Year 2024 tanan!

03/01/2024

Imong utang sa imong self (savings), kanus-a man nimo bayaran?

02/01/2024

Ang KAISER ay IPON na may HMO o Hospitalization Fund, INSURANCE at INVESTMENT na pwedeng MAIPAMANA sa ating mga MAHAL SA BUHAY. Dapat meron ka no’n. ✅💙 Start na ngayong bagong taon.

31/12/2023

Pag dumaan to sa newsfeed mo, please mag save kana this 2024.

I care for your future kahit hindi tayo close. 😁

23/12/2023

8 days na lang, 2024 na!

Natuman ba imung New Year's Resolution sa 2023?

20/12/2023

Sa mga teachers waiting for the SRI.

Gentle reminder.
Pls save some of it for retirement.

Supplement your existing retirement/pension savings. Set up a personal retirement savings plan. Especially yung may longterm (lifetime) healthcare.

My grandfather was a teacher/superintendent.

He retired in his 60s, but he lived upto almost age 101.

His pension was enough in his early senior years.

But thru time, with inflation, his pension decreased in value versus the prices of commodities, cost of living and rising medical expenses.

Plus, your government pension, hindi maipamana sa pamilya, anak at apo.

And besides, our children and grandchildren can't guarantee that they can take care of us, in presence and in financial matters, to secure our retirement life for us.

Only you can secure your financial future with a the right financial decision and strategies in place.

Bonus na lang ang ibibigay na assistance ng anak at apo.

The 3 Major Financial Challenges in life - dapat ma solve at mapaghandaan natin ito.

1. What if we die too soon?
2. What if we get sick, especially during old age?
3. What if we live too long?

Financial education is key to getting the needed financial preparation.

Sa mga mahal naming teachers, we are in this journey together.

Message us to learn more on the options.

07/12/2023

We extend our deepest sympathy to the family of Ms. Marilou Mendoza, a Kaiser Policyholder who entrusted their future with us.

Ms. Marilou Mendoza's family received a Death Claim from her healthcare insurance plan as a part of its benefits. Kaiser continues its commitment to be your life partner in providing the best healthcare.

Know how Kaiser helps your family's future, click here:

https://bit.ly/ruchbiolink

24/11/2023

Achieving Financial Independence with IMG! Invest in your future with Mutual Funds for as low as 20 pesos TOP up, available only to IMG members.

Wait there's more! Join us and take advantage of the opportunity to secure a 3-in-1 plan - Long Term Healthcare, Life & Accident Insurance, and Savings & Investment - with our trusted partner Kaiser.

It's time to make your money work for you! Join IMG today and let us work together to create a better financial future!

Invest your time and money wisely!
Dito na sa Ipon na walang Tapon!
Be an IMG member now.

Pm me for more detailed information.

05/11/2023

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.

maganda diba?

Message Me for A Free Quote 😊

05/11/2023

On November 03, 2023 Ms. MaryRose Dela Cruz, received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc., in Omnis Prosperity Tower, Makati. Her journey has been a long and rewarding one, and we are proud to say that she has attained the maximum level of maturity in her healthcare journey.

We are honored to recognize her hard work and dedication, and we wish her all the best in her future endeavors

Congratulations, Ms. MaryRose Dela Cruz!

Disclaimer:
The appropriation of the official posts of the Company outside of the official accounts of Kaiser International Healthgroup is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup are considered violations of the intellectual property rights of the company. The Kaiser International Healthgroup reserves the right to take legal action against those who violate our intellectual property rights including seeking redress for damages in the proper courts of the Philippines.

15/09/2023

Congratulations, Pety!!!! 👏👏👏

This is kinda long, but I hope you read til the end because there are a lot of life lessons to learn from their story.

Ang ganda ng kwentong Kaiser nya.
Hindi sya ordinaryong, nag ipon sa kaiser, ngayon, nakuha na ang maturity benefit.
I met Pety online (di ko na rin maremember how) basta June 4, 2013, nag message sya. Nagpapatulong about her mother’s kaiser plan para malipat na sa kanya. More than 10years na pala tayong magkakilala, sis! Kaya nga sabi ko, you are already part of the team kahit di ka naman from TRM 🥰

Pety’s mother, Ms Eulalia Navarro, was an OFW in Hong Kong. She met IMG there, applied what she learned, got a Kaiser long-term healthcare in 2007, & also did the IMG business as a side hustle or sideline for extra income. Ang sipag! Sundays lang ang off nya, di pa nga sila every Sunday nakakalabas but nagawa nya ang IMG biz, just like a lot of our OFW-IMG Members there!
She became a Senior Marketing Director.
She went home for good in 2008.
Unfortunately, passed away due to sickness in 2010. 😔 Nakuha ng family ang death benefit.
Ang Kaiser plan nya, almost 3 years pa lang nagbayad, na fully paid due to her untimely death.
& ang maganda pa, nalipat sa beneficiary ang plan, sa daughter nyang si Pety. Sa kanya na ang health plan ng mother nya ng wala ng binayaran pa. Aside from
the health benefits since na lipat sa kanya ang plan, dahil na reach na ang maturity, sya na ngayon ang recipient ng maturity benefit na ito! 🥰

Sa IMG side, dahil SMD ang mother nya, naipasa din ang position nya at IMG business kay Pety. Meaning si Pety, from an Associate, di na dumaan as Marketing Director, naging SMD na kagad. & if you’re an IMG Member, you know very well the perks & benefits of being SMD😉, sabi nga sa training, SMD has the best contract!
& ang pinaka good news is, ginagawa na ni Pety ang IMG Business as an SMD! 🤩
finally, diba sis? hihi .. so kung may kilala po kayo or kayo mismo ay from TUGUEGARAO, iko-connect ko po kayo sa kanya.

This is the beauty of Kaiser Long Term Care Plan. Sagot sya sa
What if You Die Too Soon
What if you Live Too Long
What if you Get Sick.

There is no such thing as a perfect product but this one I believe is sooo much worth it to have. 🎖️
Sabi nga ni Daniel Padilla, Kaiser, nasayo na ang lahat!

Photo credits to Kaiser International HealthGroup, Inc.

13/09/2023

Nasa Kaiser na ang lahat! We cannot predict what the future brings. Whatever happens, it's important to be prepared.

Just in case:
- You die too soon, your family can receive cash proceeds
- You get sick, you have lifetime hospitalization benefits
- You live too long, you have guaranteed retirement savings (fund that doesn't go negative)

Walang sayang na pera sa Kaiser!!!

Get a free quote
https://m.me/ruchelyn.teves

P.S. Daniel Padilla and Karla Estrada are our new Kaiser ambassadors. ❤️

Health is Wealth

21/07/2024

09/04/2024

04/01/2024

04/01/2024

04/01/2024

04/01/2024

03/01/2024

03/01/2024

02/01/2024

31/12/2023

23/12/2023

20/12/2023

07/12/2023

24/11/2023

05/11/2023

05/11/2023

15/09/2023

13/09/2023

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