HMO/INSURANCE/Investment-Axa Philippines

26/04/2025

09/01/2025

I asked my client last night:

“Anong mas madali kapag kailangan mo ng pera pampagamot? Mag-apply ng insurance o mangutang ng 500k sa kaibigan mo?”

Natawa si client.

“Mag-apply ng insurance.”

“See? Ang hirap mangutang ngayon lalo kung malaking halaga. Why not just get yourself insured?”

Hindi kailangan komplikado ang explanation ng benefits! ✨

17/11/2024

Life Insurance can if you will.
Have the right mindset


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17/11/2024

𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐘𝐄𝐀𝐑𝐋𝐘 𝐏𝐀𝐘𝐎𝐔𝐓 𝐎𝐅 𝟖 % is happening today! 7 years of Savings!!!
𝐀𝐗𝐀 𝐒𝐄𝐂𝐔𝐑𝐄 𝐅𝐔𝐓𝐔𝐑𝐄

If you are looking for an EDUCATIONAL FUNDS or RETIREMENT PLAN as early as now, baka ito na ang tamang plan for you!!!😃

• 𝟖% 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐂𝐀𝐒𝐇 payout from the 𝟖𝐭𝐡 𝐭𝐨 𝐭𝐡𝐞 𝟐𝟎𝐭𝐡 𝐲𝐞𝐚𝐫
• 𝟑% Non-Guaranteed Dividends
• 𝟐𝟓𝟎% GUARANTEED Death Benefit
• 𝟏𝟐𝟓% Guaranteed Terminal Illness Benefit
• 𝟏𝟎𝟎% 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐋𝐔𝐌𝐏-𝐒𝐔𝐌 𝐌𝐀𝐓𝐔𝐑𝐈𝐓𝐘 𝐂𝐀𝐒𝐇 𝐁𝐄𝐍𝐄𝐅𝐈𝐓

This is a LIMITED offer, and our nationwide allocation is only 200M.
This is a 𝐅𝐈𝐑𝐒𝐓-𝐂𝐎𝐌𝐄, 𝐅𝐈𝐑𝐒𝐓 𝐒𝐄𝐑𝐕𝐄𝐃 𝐎𝐅𝐅𝐄𝐑! The minimum is Php60,000 per year.

Payment options include monthly, quarterly, semi-annually, or yearly.

Let’s meet up online and listen for this amazing endowment product that we have.

Message me now for a free financial planning.

27/10/2024

Not just a policy but a 𝗡𝗘𝗖𝗘𝗦𝗦𝗜𝗧𝗬.
Not just a folder but a 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟 𝗦𝗘𝗖𝗨𝗥𝗜𝗧𝗬.
This could be:
❤️your 𝗰𝗵𝗶𝗹𝗱’𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗳𝘂𝗻𝗱,
❤️your 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗮𝗻𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱,
❤️your 𝘄𝗮𝘆 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀, or
❤️a 𝘀𝗵𝗶𝗲𝗹𝗱 from 𝗵𝗶𝗴𝗵 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝘀𝘁 𝗼𝗳 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗶𝗹𝗹𝗻𝗲𝘀𝘀.
Don’t get confused on the cost of insurance with the value it can bring to you and your family.
Para ka lang kukurot sa savings mo kung saan ang balik sayo kapag kailangan mo na ay more than what you saved. 💯
Protect yourself this year from life’s uncertainties. ❤️

ctto

15/08/2024

Have the right mindset Now❗❗❗

19/07/2024

No cap, not being prepared is a red flag! 🚩 Be ready for whatever life may throw at you by being protected with the right coverage. Don’t wait till it’s big yikes for you, fam! 💙

14/07/2024

Introducing AXA’s newest critical illness insurance plan protecting you from 150+ critical conditions across different stages of your illness.

HEALTH MAX ELITE 💙 The plan made superior against critical illness.

✅Up to 9x claims against the policy
✅Pre early & Special Conditions Benefit covers 6 Pre-early Conditions (First in the Market)
✅Crisis Assistance Benefit (First in the Market)
✅Cash Endowment: Advanced Health Fund
✅Multiple CI Claim Benefit up to 4x Major CI Claim for 77 critical conditions
✅Extended Major Critical Illness Benefit
✅2x Minor Critical Illness claim for 73 Minor CI
✅
✅100% Death Benefit

Best in the Industry now.
BIGGER and BETTER benefits for the better YOU. Message now for a free quotation !!!






ctto

14/07/2024

Get your Health Care Access Now❗

Free quotation, pm me now
💙💙💙💙

AXA Health Care Access is AXA’s comprehensive and affordable health care plan, empowering Filipinos to take full responsibility for their long-term wellbeing by promoting a more proactive and prepared approach toward health. Launched in 2020, it came at a critical point in the pandemic when people were seeing firsthand the importance of being prepared for the financial repercussions of being sick.

WHY HEALTH CARE ACCESS??

👉🏼AXA Health Care Access -Comprehensive Medical Insurance Plan.

👉🏼Higher Coverage 500k, 1M, 2M, 4M and 5 Million Annual Benefit Limit (higher benefit means better coverage)

👉🏼With INPATIENT, Outpatient , and Emergency Coverage 500k to 5M depending on the variant chosen, unlike other HMO who has limited benefits.

👉🏼Covers all Doctors Fee, Surgeon Fee and other fees, unlike other usual HMO who has limited coverage and inner limits.

👉🏼Higher Room and Board coverage of up to 4500 to 15k per day
(Local HMO is just 1000-1500/day, you will pay the remaining. In the end, mas mapapagastos ka.)

👉🏼With Life and Accident Insurance (50,000-500,000)

👉🏼With Dental Benefit (Extraction, cleaning, pasta/tooth fillings, brace adjustment)

👉🏼Emergency Benefit (accident or non accident) with ambulance coverage

👉🏼24/7 Unlimited Teleconsultation via My Pocket Doctor. (very useful and convenient, can request prescription, lab test request, and medical certificate for free)

👉🏼Guaranteed Renewable until age 75(regardless if the client had a critical illness or has higher claims. )
For local HMO, they have the right to not renew the plan if the client has major claims already.

👉🏼Premiums increases base on age, not on claims (mas economical and practical)

👉🏼Can avail treatment even from non accredited clinics via reimbursement.

👉🏼With Longevity Health Fund (Cashback fund starting on the 5th year)

👉🏼Pre and Post Hospitalization Benefit ( covers up to 500k ABL for Outpatient lab test and treatment related to confinement within 90 days before confinement or 90 days after confinement)

👉🏼With Annual Physical Exam + FBS , ECG, and Total Cholesterol and additional Blood tests

👉🏼With Affordable Critical Illness Lump Sum Cash Benefit Rider

👉🏼Inflation Shield design / Annual Benefit Limit Booster - increment of ABL by 10% every 3 yrs to make sure you can avail the best Health care through the years

✉️Kindly message me for more details ✉️

12/07/2024

✅REALITY CHECK
20-30s - Mas mura ang rate insurance as long na healthy. Mas malaki maiipon kapag may investment component ang policy.

40-60's- Higher rate but same benefits with the younger ones. Kapag naka-encounter na ng critical illness like heart attack, stroke, cancer- mejo challenging na ang policy approval. In the end, walang pera kapag retired na. 😔

Kapag walang policy, kapag nagkasakit ang breadwinner- sa IPON kukuha. Kung may policy, may makukuha financial benefits from the insurer, tulong pampagaling. Hindi sa ipon kukuha ng pang-medical expense. Kaya ang tawag sa insurance ay "income protection."

Get your proposal now

ctto

01/07/2024

"𝑯𝒊𝒏𝒅𝒊 𝒌𝒂𝒔𝒊 𝒕𝒂𝒏𝒈𝒊𝒃𝒍𝒆 𝒏𝒂 𝒎𝒂𝒊𝒑𝒂𝒈𝒎𝒂𝒍𝒂𝒌𝒊 𝒂𝒏𝒈 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆."

Hindi siya naipapatayong 𝒃𝒂𝒉𝒂𝒚.
Hindi siya 𝒂𝒑𝒂𝒓𝒕𝒎𝒆𝒏𝒕 sa siyudad.
Hindi siya 𝗯𝗿𝗮𝗻𝗱 𝗻𝗲𝘄 𝗰𝗮𝗿.
Hindi siya 𝐢𝐏𝐡𝐨𝐧𝐞 𝟏𝟓 𝐏𝐫𝐨 𝐌𝐚𝐱 or latest gadget.
Hindi siya 𝒕𝒓𝒊𝒑 𝒕𝒐 𝑱𝒂𝒑𝒂𝒏 or abroad escapades.
Hindi siya 𝐟𝐫𝐚𝐧𝐜𝐡𝐢𝐬𝐞 𝐧𝐠 𝐏𝐨𝐭𝐚𝐭𝐨 𝐂𝐨𝐫𝐧𝐞𝐫 or 𝐆𝐨𝐧𝐠 𝐂𝐡𝐚 or kahit pa man 𝐒𝐚𝐫𝐢-𝐬𝐚𝐫𝐢 𝐒𝐭𝐨𝐫𝐞 sa probinsya.

𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗷𝘂𝘀𝘁 𝗮 𝗽𝗶𝗲𝗰𝗲 𝗼𝗳 𝗽𝗮𝗽𝗲𝗿.
It's just words on a sheet. It's just a contract.

𝑩𝒖𝒕 𝒚𝒐𝒖 𝒌𝒏𝒐𝒘 𝒘𝒉𝒂𝒕?
It's a piece of paper na kapag may sakuna will read, "𝙒𝙚 𝙤𝙬𝙚 𝙮𝙤𝙪 𝙢𝙤𝙣𝙚𝙮," instead of "You owe us money, 𝒂𝒏𝒅 𝒉𝒆𝒓𝒆'𝒔 𝒚𝒐𝒖𝒓 𝒅𝒆𝒂𝒅𝒍𝒊𝒏𝒆 𝒐𝒓 𝒆𝒍𝒔𝒆..."

𝐖𝐞 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐞 𝐫𝐞𝐯𝐞𝐧𝐮𝐞 𝐧𝐨𝐭 𝐝𝐞𝐛𝐭.

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Cars, gadgets, appliances, etc., will be outdated and become obsolete one day, but your VUL Insurance will appreciate over time.

And the earlier you start, the more time you allow your money to grow. 🌱
Send me a message for a free quotation! 💙

Ccto