Sparkling Savers with Robert

Sparkling Savers with Robert International Marketing Group's Right way of saving and investing money thru stockmarket.

We believe that Financial Education is the key to achieve Financial success.

21/03/2025

Para sa mga nagtatanong about Mutual Funds. I hope mkatulong po sa inyo.

ADVANTAGES OF MUTUAL FUNDS

1. Low Initial Invesment
- It takes only P1,000 to start in MF investing. After that, you can invest P500 every month or every other month, or as often as you want.

2.Diversification
-Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can get your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing NAVPS.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therfore, investors in MF are no longer subject to tax.

7. Regulated by the Securities & Exchange Commission

PM ME FOR DETAILS :)

HAPPIEST BIRTHDAY TO THE MOST FEARLESS FINANCIAL COACH EVERY MET. IN BEHALF OF THE TEAM GRACERS, I AM WISHING YOU GOOD H...
18/07/2024

HAPPIEST BIRTHDAY TO THE MOST FEARLESS FINANCIAL COACH EVERY MET. IN BEHALF OF THE TEAM GRACERS, I AM WISHING YOU GOOD HEALTH AND MORE WEALTH SO OTHERS MAY ENCOURAGE TO FULFILL GOD'S PURPOSE OF PROSPERING HIS BELOVED PEOPLE. THANK YOU SO MUCH FOR BEING ONE OF THE BEST FATHER OF ETEAM. ENJOY LIFE TO THE FULLEST KAY DIA MI SA LIKOD MAGPATAKOD..NAA KAY LANA DIHAA SIR? CHEERS! HEHEHE๐ŸŽŠ๐ŸŽ‰๐Ÿ’–๐ŸŽ

16/04/2024

๐™Ž๐™– ๐™†๐˜ผ๐™„๐™Ž๐™€๐™, ๐Ÿ• ๐™ฎ๐™š๐™–๐™ง๐™จ ๐™ ๐™– ๐™‡๐™–๐™ฃ๐™œ ๐™ข๐™–๐™œ-๐™ž๐™ž๐™ฅ๐™ค๐™ฃ. ๐™ˆ๐™–๐™—๐™ช๐™๐™–๐™ฎ ๐™ ๐™– ๐™ข๐™–๐™ฃ ๐™๐™–๐™ฃ๐™œ๐™œ๐™–๐™ฃ๐™œ ๐Ÿ๐ŸŽ๐ŸŽ ๐™ฎ๐™š๐™–๐™ง๐™จ ๐™ค๐™ก๐™™ ๐™ข๐™–๐™ฎ ๐™๐™š๐™–๐™ก๐™ฉ๐™๐™˜๐™–๐™ง๐™š ๐™ ๐™– ๐™ฅ๐™– ๐™ง๐™ž๐™ฃ.
๐Ÿฏ-๐—ถ๐—ป-๐Ÿญ ๐—ฆ๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฃ๐—น๐—ฎ๐—ป. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ + ๐—ง๐—˜๐—ฅ๐—  ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ + ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐“ ka na.
Kumpleto na at may peace of mind ka!
๐€๐๐Ž ๐๐€ ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?
โœ…๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—”๐—™๐—™๐—ข๐—ฅ๐——๐—”๐—•๐—Ÿ๐—˜. 7 years mo lang huhulugan at covered ka na kahit nasa paying period ka palang.
โœ…๐——๐—œ๐—ฅ๐—˜๐—–๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ง๐—›๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ. Mura kasi DIY na! Pwede ikaw ang mag process sa sarili mong application, kahit nasa ibang bansa kapa. Direct to Company din ang payment mo!
โœ…๐—™๐—ฅ๐—˜๐—˜ ๐—”๐—ก๐—ก๐—จ๐—”๐—Ÿ ๐—ฃ๐—›๐—ฌ๐—ฆ๐—œ๐—–๐—”๐—Ÿ ๐—”๐—ก๐—— ๐——๐—˜๐—ก๐—ง๐—”๐—Ÿ ๐—–๐—›๐—˜๐—–๐—ž ๐—จ๐—ฃ. After ng 1 year na pagbabayad entitled ka na sa LIBRENG Annual check-up.
โœ…๐—™๐—œ๐—ซ๐—˜๐—— ๐—ฃ๐—ฅ๐—˜๐— ๐—œ๐—จ๐—  ๐—”๐— ๐—ข๐—จ๐—ก๐—ง. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
โœ…๐—Ÿ๐—ข๐—ก๐—š ๐—ง๐—˜๐—ฅ๐—  ๐—–๐—”๐—ฅ๐—˜ ๐—•๐—ข๐—ก๐—จ๐—ฆ. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang ๐Ÿด๐Ÿฑ% na binayad mo on your maturity date. So making it like ๐—–๐—ข๐—ฆ๐—ง ๐—™๐—ฅ๐—˜๐—˜.
โœ…๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo ONLINE kahit cellphone lang ang gamit mo.
โœ…๐“๐‘๐€๐๐’๐…๐„๐‘๐€๐๐‹๐„: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pag-kawala mo. At pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
Maganda diba? Kumpleto! ๐Ÿ˜
๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—œ๐—ก๐—ง๐—˜๐—ฅ๐—ก๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—š๐—ฅ๐—ข๐—จ๐—ฃ ๐—œ๐—ก๐—–. ๐–ณ๐—๐–พ ๐–ฅ๐—‚๐—‹๐—Œ๐— ๐–ญ๐–บ๐—†๐–พ ๐—‚๐—‡ ๐–ง๐–พ๐–บ๐—…๐—๐—๐–ผ๐–บ๐—‹๐–พ.
Message us to get your quotation now!


02/03/2024

Simplehan ko lang ang tanong ha? Alin ba ang madalas danasin ng mga tao, MAMATAY O MAGKASAKIT?

So? Nararapat lamang na unahing paghandaan ang pagkakaroon ng HEALTHCARE Plan kaysa MEMORIAL Plan, tama po ba?

Ganito ang nangyayari at dahil din
sa kakulangan ng kaalaman, inuna natin ang paghanda kung tayo ay mamatay. Ilang beses ka pala mamatay? diba,isang beses lang.
Ngayon, hindi natin ginusto na magkasakit tayo. At ilang beses tayo magkaroon ng masamang karamdaman lalo na pag hindi tama ang ating lifestyle. Kaya napakalaking problema kung hindi natin ito pinaghandaan habang malusog pa ang ating katawan at meron pang active income.

Sa mga wala pang alam, ang pagkaroon ng long term healthcare ay pinaka unang investment na dapat meron tayo. It will not only protect ourself but it will
Also protect our assets.

Para maiwasan natin ang sobrang pagdaramdam hindi lang dahil nagkakasakit ka kundi dahil mahal ang mabayaran sa hospital. Kaya, Secure a health protection now.

Kaiser as your first level of investment 3 in 1 na siya.

Message if you're interested to learn more.

Hanggang saan aabot ang ๐Ÿด๐Ÿด ๐—ฝ๐—ฒ๐˜€๐—ผ๐˜€ mo?Mag-ipon lang ng ๐Ÿณ years ๐—ถ๐—ป ๐—ผ๐—ป๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜,  ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ at ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐—ง ...
29/10/2023

Hanggang saan aabot ang ๐Ÿด๐Ÿด ๐—ฝ๐—ฒ๐˜€๐—ผ๐˜€ mo?
Mag-ipon lang ng ๐Ÿณ years ๐—ถ๐—ป ๐—ผ๐—ป๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜, ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ at ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐—ง ka na.
The ๐—ฏ๐—ฒ๐˜€๐˜ ๐—ถ๐—ฝ๐—ผ๐—ป na ๐˜„๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐˜๐—ฎ๐—ฝ๐—ผ๐—ป.

๐‘ฏ๐’๐’˜ ๐‘ซ๐’๐’†๐’” ๐‘ฒ๐’‚๐’Š๐’”๐’†๐’“ ๐‘ณ๐’๐’๐’ˆ-๐‘ป๐’†๐’“๐’Ž ๐‘ฏ๐’†๐’‚๐’๐’•๐’‰๐’„๐’‚๐’“๐’† ๐‘พ๐’๐’“๐’Œ?

Itโ€™s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1๏ธโƒฃ. ๐‘จ๐’„๐’„๐’–๐’Ž๐’–๐’๐’‚๐’•๐’Š๐’๐’ ๐‘ท๐’†๐’“๐’Š๐’๐’… (7 ๐’š๐’†๐’‚๐’“๐’”)
You start saving for 7 years while getting the following benefits:
โœ”๏ธ- Free Annual Physical Exam
โœ”๏ธ- Free Dental Benefits
โœ”๏ธ- Waiver of Installment due to death
โœ”๏ธ- Transfer of investment to beneficiary if planholder dies
โœ”๏ธ- Waiver of Installment due to disability
โœ”๏ธ- Basic Medical Benefits
โœ”๏ธ- Memberโ€™s choice of room and board
โœ”๏ธ- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
โœ”๏ธ- Life insurance equivalent to contract price
โœ”๏ธ- Accidental Death and Dismemberment for 20 years
โœ”๏ธ- Lifetime network access to over 500 major hospitals and pool of doctors.

2๏ธโƒฃ. ๐‘ฌ๐’™๐’•๐’†๐’๐’…๐’†๐’… ๐‘ท๐’†๐’“๐’Š๐’๐’… (13 ๐’š๐’†๐’‚๐’“๐’”)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
โœ”- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
โœ”- Additional Health Bonus when the market is at top performance
โœ”- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3๏ธโƒฃ. ๐‘ณ๐’๐’๐’ˆ-๐’•๐’†๐’“๐’Ž ๐‘ช๐’‚๐’“๐’† ๐‘ท๐’†๐’“๐’Š๐’๐’… (๐’ƒ๐’†๐’š๐’๐’๐’… 20 ๐’š๐’†๐’‚๐’“๐’”)
Upon maturity, the plan holder will receive the following benefits:
โœ”- Total accumulation of un-used health funds
โœ”- Guaranteed longterm care benefit or the plan coverage
โœ”- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
โœ”Additional health benefits when the market is at top performance.
โœ” Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Message me to get started or click my biolink.
https://236436ph.imgcorp.com/linkbio/




The main purpose of having an INVESTMENT is not to make us rich right away. Investment is the continuance of our lifesty...
08/10/2023

The main purpose of having an INVESTMENT is not to make us rich right away. Investment is the continuance of our lifestyle and will sustain in providing our needs when we retire.

Facts :
When we get old -
* We'll become irrelevant to the government.
*To few of our friends.
* To the society and community where we belong.
* Perhaps, even to our own family.
Sapat nang magtiwala ka na mahal ka nila, pero 'wag na 'wag kang umasa. Build your own retirement fund.

Kung Mahal mo Ang family mo at sarili mo, start now. We are open at our IMG Maasin Financial Center near Capitol Hills Lawn Tennis Club at 9am-6pm from Monday to Saturday.
For special appointment you can pm me or hit my linkbio.๐Ÿ‘‡
https://236436ph.imgcorp.com/linkbio/

Address

Brgy Mantahan
Maasin

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