HouseWise Moms

HouseWise Moms International Marketing Group IMG is about Changing People from Spenders to Savers.

WHY KAISER IS THE BEST investment to START? ๐Ÿ’™ Save only for 7 years, maturity period is on the 20th year. Can be covered...
24/05/2025

WHY KAISER IS THE BEST investment to START? ๐Ÿ’™

Save only for 7 years, maturity period is on the 20th year.
Can be covered by healthcare kahit 100 yrs old ka na!

ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ito ay 3 in 1 product.
Meron healthcare + insurance + investment.

โœ”Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

โœ”Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

โœ”May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.

โœ”Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

โœ”Portion of the fund is invested in Mutual Funds.

โœ”Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

โœ”Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acรงount!

โ€ข Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

โ€ข If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your Kaiser 3in1 Long Term Healthcare now.
MESSAGE US for more details and free quotation! ๐Ÿ“ฉ

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. ๐Ÿ™๐Ÿค—๐ŸŽ‰
18/05/2025

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. ๐Ÿ™๐Ÿค—๐ŸŽ‰

Your Time is ValuableLet's use this example.You have a job as a call center agent, and you earn Php 25,000 a month.You g...
18/05/2025

Your Time is Valuable

Let's use this example.

You have a job as a call center agent, and you earn Php 25,000 a month.

You get paid Php 150 per hour.

If you work for a reputable call center and you're handling large accounts, an opening to participate in overtime work is almost always available.

If you spend an extra two hours working, you made and additional Php 300 per day.

If you worked overtime every other day, you would take home and extra Php 3,000 a month.

If you worked overtime every day, you would take home and extra Php 6,000 a month.

One whole workday pays you Php 1,250 a day.

If you spend two hours a day sitting in traffic, you are losing Php 6,000 per month.

If you are playing Mobile Legends or watching YouTube videos, one hour a day, you just put Php 3,000 a month into the garbage.

If you play games or videos two hours a day, that Php 6,000 that you wish you had, went to the game.

If you're a hardcore gamer who plays four hours a day every day, that's Php 12,000 a month in the pockets of the big company that created that game you are playing.

If you spend the whole day with people who don't contribute to your life, you just threw out Php 1,250.

I used to avoid riding the tricycle because I would spend Php 20 for a five -minute ride home.

I didn't realize that the twenty minutes walking costs me Php 30 pesos of my time.

I also wore my shoes down faster and will need to buy a new pair.

I used to spend hours trying to find free information on the internet about a skill that I want to learn.

I could have bought a book for Php 500 or spent a maximum of Php 3,000 pesos.

I could have paid for a Php 5,000 to Php 20,000 for an online course.

I didn't realize that free options often cost more.

Because every hour that I waste, I bleed Php 150.

If you're qualified for call center work and you're not employed, you are losing Php 1,250 a day or more.

If you're only qualified for minimum wage and you have no job, you are losing Php 537 a day.

How much money have you lost because you decided to waste your time?

Thank you for reading this far and thank you for your attention.

If you made it this far, you should introduce yourself.

I am praying for your success. God bless!

- Kevin Olega

Determine where your money is going.Ilista mo lahat kung saan napupunta ang pera mo at kailangan merong allocation. Yan ...
10/03/2025

Determine where your money is going.

Ilista mo lahat kung saan napupunta ang pera mo at kailangan merong allocation. Yan bang binibili mo eh kailangan ba talaga o dahil gusto mo lang kaya ka nagpabudol kahit walang longterm healthcare, life insurance,Emergencyfund and investment ....
Prioritize needs vs wants.

Alamin mo na!

Start creating a budget and stick to it. ๐Ÿ˜Š

Attend our Financial Workshops.

Ask me how.

Change is scary, but staying the same is scarier. Keep growing.
07/03/2025

Change is scary, but staying the same is scarier. Keep growing.

Both mangoes are growing on the same branch of the same tree. One is already ripe, while the other still needs more time...
25/02/2025

Both mangoes are growing on the same branch of the same tree. One is already ripe, while the other still needs more time to mature.

Through these mangoes, nature teaches us an important lesson: just because others seem to succeed before us doesnโ€™t mean we are failures. It simply means our time has not come yet.

Therefore, we must be patient, stay resilient, and not give in to frustration.

We might be just a short time away from reaching our own moment of success.

Remember, our time will comeโ€”it just takes patience, persistence, and faith.

๐‘ท๐’‚๐’“๐’†๐’๐’•๐’” ๐’‚๐’“๐’† ๐’๐’๐’• ๐’š๐’๐’–๐’“ ๐‘ฌ๐’Ž๐’†๐’“๐’ˆ๐’†๐’๐’„๐’š ๐‘ญ๐’–๐’๐’…, ๐‘ช๐’‰๐’Š๐’๐’…๐’“๐’†๐’๐’” ๐’‚๐’“๐’† ๐’๐’๐’• ๐’š๐’๐’–๐’“ ๐‘น๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• ๐‘ญ๐’–๐’๐’…Eto yung ๐’”๐’„๐’†๐’๐’‚๐’“๐’Š๐’ na ๐’Ž๐’๐’”๐’•๐’๐’š ayaw nating mang...
20/02/2025

๐‘ท๐’‚๐’“๐’†๐’๐’•๐’” ๐’‚๐’“๐’† ๐’๐’๐’• ๐’š๐’๐’–๐’“ ๐‘ฌ๐’Ž๐’†๐’“๐’ˆ๐’†๐’๐’„๐’š ๐‘ญ๐’–๐’๐’…, ๐‘ช๐’‰๐’Š๐’๐’…๐’“๐’†๐’๐’” ๐’‚๐’“๐’† ๐’๐’๐’• ๐’š๐’๐’–๐’“ ๐‘น๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• ๐‘ญ๐’–๐’๐’…

Eto yung ๐’”๐’„๐’†๐’๐’‚๐’“๐’Š๐’ na ๐’Ž๐’๐’”๐’•๐’๐’š ayaw nating mangyari. Parang nakakatakot ๐’•๐’–๐’Ž๐’‚๐’๐’…๐’‚ na wala kang ๐’‚๐’‚๐’”๐’‚๐’‰๐’‚๐’.๐Ÿ˜”

Kaya mabuti din na habang ๐’‘๐’“๐’๐’…๐’–๐’„๐’•๐’Š๐’—๐’† ka at ๐’Ž๐’‚๐’๐’‚๐’Œ๐’‚๐’”, ๐’Ž๐’‚๐’ˆ๐’๐’‚๐’‚๐’ ka para sa ๐’‰๐’†๐’‚๐’๐’•๐’‰ ๐’Ž๐’ o ๐’“๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• mo, para kapag ๐’•๐’–๐’Ž๐’‚๐’๐’…๐’‚ ka na at di mo na kayang ๐’Ž๐’‚๐’ˆ ๐’˜๐’๐’“๐’Œ, may ๐’”๐’‚๐’—๐’Š๐’๐’ˆ๐’” ka.

Dapat magkaroon ka din ng ๐’‘๐’‚๐’”๐’”๐’Š๐’—๐’† ๐’Š๐’๐’„๐’๐’Ž๐’†. Sabi nga, wag iasa sa anak ang ๐’‘๐’‚๐’ˆ๐’•๐’‚๐’๐’…๐’‚. Kahit sabihin mo pang ๐’๐’๐’—๐’† ๐’๐’‚ ๐’๐’๐’—๐’† ka ng mga ๐’‚๐’๐’‚๐’Œ mo at sabihin nila na ๐’•๐’‰๐’†๐’š ๐’˜๐’Š๐’๐’ ๐’•๐’‚๐’Œ๐’† ๐’„๐’‚๐’“๐’† ๐’๐’‡ ๐’š๐’๐’– may ๐’‘๐’‚๐’Ž๐’Š๐’๐’š๐’‚ din sila or mag kakaroon din sila ng sariling pamilya.

Ang tanong, mahal ka din ba ng mapapangasawa Nila? Ang hirap kaya ng nakikipisan ka lang sa anak mo. Mas okay pa din na ๐’‘๐’‚๐’ˆ ๐’‚๐’‚๐’ˆ๐’‚๐’˜๐’‚๐’ ๐’Œ๐’‚, kesa sa ๐’‘๐’‚๐’ˆ๐’‘๐’‚๐’”๐’‚ ๐’‘๐’‚๐’”๐’‚๐’‰๐’‚๐’ kapag dumating yung ๐’•๐’Š๐’Ž๐’† na di mo na kayang mag ๐’˜๐’๐’“๐’Œ at ๐’Ž๐’‚๐’•๐’‚๐’๐’…๐’‚ ka na tapos ๐’Ž๐’‚๐’š๐’”๐’‚๐’Œ๐’Š๐’• ka pa.๐Ÿ˜”

๐‘ซ๐’‚๐’‘๐’‚๐’• ๐‘ณ๐’‚๐’ˆ๐’Š๐’๐’ˆ ๐‘ฏ๐’‚๐’๐’…๐’‚!!!
Sa ๐‘ฐ๐‘ด๐‘ฎ itinuturo namin kung paano mo paghahandaan ang para sa ๐‘น๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• ๐‘ญ๐’–๐’๐’… mo. Itinuturo din namin kung paano ang tamang ๐’‘๐’‚๐’ˆ๐’Š๐’Š๐’‘๐’๐’ wag ka mahihiyang magtanong. ๐‘ด๐’‚๐’ˆ ๐’‹๐’๐’Š๐’ ka sa ๐’”๐’†๐’Ž๐’Š๐’๐’‚๐’“ namin para mas maunawaan mo kung paano ang tamang pagiipon.
๐‘ฉ1๐’๐’‡๐‘ผ๐’”. ๐‘ฉ๐’–๐’Š๐’๐’… ๐’€๐’๐’–๐’“ ๐‘ถ๐’˜๐’ ๐‘พ๐’†๐’‚๐’๐’•๐’‰.

https://260513ph.imgcorp.com/quote/kaiser



Most of the time, people only see the result but never the struggle.But hey! Work hard anyway! Because the goal is not t...
06/02/2025

Most of the time, people only see the result but never the struggle.

But hey! Work hard anyway! Because the goal is not to get anyone's validation but to become the best version of yourself! ๐Ÿ’ช

Life insurance or investment or Healthcare is just a part of the big picture - it is not the only thing necessary. It is...
04/02/2025

Life insurance or investment or Healthcare is just a part of the big picture - it is not the only thing necessary. It is labeled as Protection.

They are just ingredients, components, a part of the whole or a small slice of the cake.

Ang Tanong: Enough or sapat naba para sa pamilya mo ang isang slice lang???

Financial Security is the big picture.

Sa IMG, pag-aaralan natin kung paano e combine lahat.

Financial education is key. ๐Ÿ”‘

Ask for access sa mga online and face to face classes natin.


Ganda ng mensahe ๐Ÿฆ…๐Ÿ’ช๐Ÿ˜ŠAng kaisa isahang ibon na nagtangkang tumuka sa isang agila ay ang uwak..Nag land siya sa likod ng a...
09/01/2025

Ganda ng mensahe ๐Ÿฆ…๐Ÿ’ช๐Ÿ˜Š

Ang kaisa isahang ibon na nagtangkang tumuka sa isang agila ay ang uwak..

Nag land siya sa likod ng agila, at tutukain sa leeg ang agila.

PERO! Hindi lalaban ang agila. Hindi niya uubusin ang lakas niya, para lumaban sa uwak..

Sa halip, ibubuka niya ang kanyang pakpak at lilipad siya ng mataas.

Mas mataas, mas maganda!

Habang pataas ng pataas, ang agila.. pahirap ng pahirap para sa uwak ang huminga...

Hanggang sa mahuhulog na lang ang uwak dahil naubusan ng oxygen at mamatay...

Sayo na nagbabasa nito

May mga bagay, pangyayari or even mga tao na pipilitin kang bumagsak.. Hihilahin ka pababa at susubukan kang ibagsak...

Alam mo, wag mo uubusin lakas at oras mo sa kanila.

Lipad ka ng mas mataas pa! Mangarap ka ng mas mataas pa!

Eventually, kusa silang malalaglag.

LABAN PARA SA PANGARAP HUWAG PAAPEKTO LALO NA SA MGA NEGATIBONG TAO.

Wag pag chismisan ang kaibigan mong kuripot, dahil ang sahod nya ay di naman nya pinupulot :)Be gentle. ๐Ÿ’š di bale ng kur...
12/12/2024

Wag pag chismisan ang kaibigan mong kuripot, dahil ang sahod nya ay di naman nya pinupulot :)

Be gentle. ๐Ÿ’š di bale ng kuripot, kaysa maging waldas.

Pero kung para naman sa iyong kinabukasan, huwag mong tipirin ang sarili mo.
#

Procrastination steals dreams. Start todayโ€”perfection can wait, but regret wonโ€™t ๐Ÿ™Start Now ๐ŸŽฏ
22/11/2024

Procrastination steals dreams. Start todayโ€”perfection can wait, but regret wonโ€™t ๐Ÿ™

Start Now ๐ŸŽฏ

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