Kaiser International Heath Group

Kaiser International Heath Group YOUR EXTRA ORDINARY LONG-TERM CARE

KAISER 3 in 1 BENEFITS
1. HEALTHCARE
2. LIFE INSURANCE
3. INVESTMENT

Most Filipinos prepare for retirement…pero nakakalimutan ang pinakamahal na gastos: HOSPITAL.Isang major illness langpwe...
14/04/2026

Most Filipinos prepare for retirement…
pero nakakalimutan ang pinakamahal na gastos: HOSPITAL.

Isang major illness lang
pwedeng ubusin ang ipon ng buong pamilya.

Kaya maraming financial educators ngayon ang nagsasabi:

Hindi sapat ang HMO lang
Hindi sapat ang insurance lang
Hindi rin sapat ang investment lang

You need all three.

That’s why many families are discovering the power of the 3-in-1 long-term healthcare plan from Kaiser International Healthgroup.

✅ Healthcare – coverage for hospitalization and medical needs
✅ Life Insurance – protection for your family if something happens to you
✅ Investment – a health fund you can use in the future

Unlike traditional HMOs that usually stop coverage around retirement age, long-term healthcare plans are designed to help protect you even during your senior years when medical costs are highest.

And the unique part?

You only build the fund for a limited period, but the benefits can support your healthcare needs for the long term, maski umabot ka ng age 100+

If you want to learn:
✔ How long-term healthcare works
✔ Why many families prepare for medical costs early
✔ How this 3-in-1 strategy protects income, health, and retirement

Comment “KAISER” or send me a message.

I’ll show you how it works.

Because the goal is simple:
Hindi lang yumaman…
kundi manatiling healthy habang tumatanda.

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𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 +...
13/04/2026

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:

📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hosubject for kaiser approvalser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
maganda diba?

Message us for A Free Quote 😊

Basta healthy ay qualified po for this program?

If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 ,(Longterm Healthcare, Life Insurance +
Investment) as early as you can, "mas daig ng maagap ang masipag"

Para sa klaro at kumpletong detalye message us!

What will be the biggest financial challenge if you live until 100 years?Definitely, your very own HEALTHCARE.Sabi ng ib...
11/04/2026

What will be the biggest financial challenge if you live until 100 years?

Definitely, your very own HEALTHCARE.

Sabi ng iba, dagdag bayarin ang healthcare.

Hindi ba mas magastos magkasakit na walang healthcare?

Kapag wala kang health insurance, magwi-withdraw ka sa mga ipon mo, or worse magbebenta ka ng mga naipundar gaya ng bahay, lupa, kotse at iba pang ari-arian.

I hear you. Meron kang healthcare ngayon kasi nagtatrabaho ka, may HMO ka.
Ang kaso, ang HMO (or short term healthcare) hindi ka na ico-cover pag age 60+ ka na or kapag wala ka na sa kumpanya, at magreretire ka na.
Or pag sinubok ng panahon, nawalan ka ng trabaho, wala na agad ang HMO mo.

Isa lang ang solusyon diyan, kumuha ka ng healthcare na nag-iinteres.
Ang tawag dyan ay Longterm Healthcare.

Kung magkasakit ka ng maaga, may magagamit ka na health insurance.

Kung healthy ka naman, mas maganda dahil lalago lang ang pera na pwede mong magamit pang-ospital sa pagtanda mo.

Kung kunin ka naman ni Lord, pwedeng ipamana sa pamilya at may makukuha pang life insurance benefit ang iyong mahal sa buhay.

Mahal magkasakit kaya mag-invest sa Longterm Healthcare, yan ang magiging Health Fund mo.

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Sa panahon ngayon dahil sa lifestyle ng mga tao - ✓unhealthy diet ✓lack of exercise ✓disrupted sleep patterns lalo na yu...
10/04/2026

Sa panahon ngayon dahil sa lifestyle ng mga tao

- ✓unhealthy diet
✓lack of exercise
✓disrupted sleep patterns lalo na yung mga nasa night shift
✓masasamang bisyo - smoking, drinking, drug abuse
at dahil na rin sa maruming kapaligiran marami na ang nagkakaroon ng mga malulubhang sakit.

Nakakatakot pero kailangan handa tayo anoman ang mangyari. Pag nagkasakit at na ospital ang unang tanong ANO ANG HEALTHCARD MO? Hindi naman nagtatanong kung may pera ka ba sa bangko or may house and lot ka.

May healthcard na 7 taon ka magiipon at 20 years ang protection. May healthcare na may term insurance at investment pa.

KAISER ULTIMATE HEALTH BUILDER (3 in 1)

Pm ka lang if you are interested to know more 😊

WHY KAISER IS THE BEST investment to START? 💙 Save only for 7 years, maturity period is on the 20th year. Can be covered...
09/04/2026

WHY KAISER IS THE BEST investment to START? 💙

Save only for 7 years, maturity period is on the 20th year.
Can be covered by healthcare kahit 100 yrs old ka na!

ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ito ay 3 in 1 product.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may masamang mangyari sa policy holder.

✔Waived na ang payment kung mamatay o ma totally disabled ang policy holder, means wala ng babayaran ang family kahit 1-year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Portion of the fund is invested in Mutual Funds.

✔Good as cash sya pagdating ng maturity, So pwede kang magwidraw, Hanggat may fund ang account mo, patuloy lang ang pag-earn (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your Kaiser 3in1 Long Term Healthcare now.
MESSAGE US for more details and free quotation! 📩

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Mag-ipon ngayon Habang may Panahon pa!
08/04/2026

Mag-ipon ngayon Habang may Panahon pa!

There are two types of Healthcare or HMO: SHORT-TERM (ST) and LONG-TERM (LT). We can have both if we can. But if we have...
07/04/2026

There are two types of Healthcare or HMO: SHORT-TERM (ST) and LONG-TERM (LT). We can have both if we can. But if we have limited budget, which one should we go for?

Answer:
LONG TERM Healthcare. Why? Read the reasons below:

ST: Renewal not guaranteed if high claims
LT: Renewal is guaranteed

ST: Yearly increase of premium until age 60
LT: Fixed premium for 7 years to save only

ST: Hospitalization benefit only, no insurance
LT: Hospitalization plus insurance coverage for natural death, accidental death and disability. The plan will also become fullypaid (waiver of premium)

ST: No accumulation of unused funds, no return of premium (disposable)
LT: All unused funds grow with interest and 85% of the contract price will be returned at maturity

ST: Age limitation, normally covers up to age 60 only
LT: Covers beyond age 60 with long term yields

Other Long-Term HMO features:
- Transferable to beneficiary in case of death of the planholder
- Reinstatement within 2 years of lapsed policy
- Covers all pre-existing conditions and dreaded illnesses after fullpayment
- Online account portal accessible anytime anywhere
- Online application and payment methods

Kaiser Long-term Healthcare is a complete savings plan that answers the 3 possibilities of life.

1. In case we get sick, we have hospitalization funds.
2. In case we die too soon, we have insurance funds to be left behind to our loved ones.
3. And in case we live too long, we have a retirement fund, we will not become a burden to our family.

Be prepared! Get yours now.

Message me for a Free Zoom Appointment or see me in person

Healthy naman ako, sayang pera sa Healthcare. Parang Fire Extinguisher.Wala pang apoy binibili mo na...Ang Healthcare ga...
06/04/2026

Healthy naman ako, sayang pera sa Healthcare.

Parang Fire Extinguisher.
Wala pang apoy binibili mo na...
Ang Healthcare ganun din. Bininili mo na habang wala ka pang sakit.

Hindi naman pwedeng kapag may apoy na saka ka pa lang bibili neto.

Hindi rin pwedeng kung kailan kana may sakit saka ka bibili ng Healthcare. Wala ng magbebenta sayo...

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Maraming OFW ang tumatanda sa abroad — hindi dahil gusto nila, kundi dahil mali ang naging priority sa buhay.Sa sobrang ...
04/04/2026

Maraming OFW ang tumatanda sa abroad — hindi dahil gusto nila, kundi dahil mali ang naging priority sa buhay.

Sa sobrang focus sa trabaho, padala, at responsibilidad, nakakalimutan na minsan ang sarili, ang future, at ang tunay na dahilan kung bakit sila umalis ng Pilipinas.

Ito ang reality na hindi madalas pag-usapan:
Kapag mali ang priorities mo, mauubos ang years mo sa kakahabol — pero hindi sa tunay na pag-asenso.

Kaya ang message is simple and direct:
Huwag kang tumulad.
Ayusin mo ang priorities mo habang maaga.
Mag-ipon, magplano, at maghanda para sa araw na hindi mo na kailangang mag-abroad para mabuhay.

Ang tunay na success ng OFW ay hindi yung tumanda sa ibang bansa —
kundi yung makauwi nang may ipon, may direction, at may peace of mind.

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Kung lagi mong inuuna ang gastos, huwag magtaka kung walang natitira. Unahin mo naman sarili mo this time. Mag-ipon ka.©
02/04/2026

Kung lagi mong inuuna ang gastos, huwag magtaka kung walang natitira. Unahin mo naman sarili mo this time. Mag-ipon ka.

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𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗖𝗼𝘀𝘁𝘀 𝗔𝗳𝘁𝗲𝗿 𝟲𝟬“𝗠𝗮𝘀 𝗺𝗮𝗵𝗮𝗹 𝗮𝗻𝗴 𝗺𝗮𝗴𝗸𝗮𝘀𝗮𝗸𝗶𝘁 𝗸𝗮𝘆𝘀𝗮 𝗺𝗮𝗴-𝗶𝗻𝘃𝗲𝘀𝘁.”Habang bata pa tayo, akala natin optional ang pagha...
01/04/2026

𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗖𝗼𝘀𝘁𝘀 𝗔𝗳𝘁𝗲𝗿 𝟲𝟬

“𝗠𝗮𝘀 𝗺𝗮𝗵𝗮𝗹 𝗮𝗻𝗴 𝗺𝗮𝗴𝗸𝗮𝘀𝗮𝗸𝗶𝘁 𝗸𝗮𝘆𝘀𝗮 𝗺𝗮𝗴-𝗶𝗻𝘃𝗲𝘀𝘁.”

Habang bata pa tayo, akala natin optional ang paghahanda para sa health.
Pero pagdating ng 60 pataas, doon natin mararamdaman ang totoong halaga ng healthcare.

💸 Maintenance meds
💸 Regular check-ups
💸 Hospital bills
💸 Emergency expenses

Isang sakit lang, pwedeng maubos ang ipon na inipon mo ng ilang taon.

Kaya habang may kakayahan pa:
✔ Maghanda ng healthcare fund
✔ Mag-invest sa health protection
✔ Alagaan ang katawan at finances

Hindi lang retirement ang pinag-iipunan—pati kalusugan.

𝗠𝗮𝘀 𝗺𝘂𝗿𝗮 𝗮𝗻𝗴 𝗺𝗮𝗴𝗵𝗮𝗻𝗱𝗮 𝗻𝗴𝗮𝘆𝗼𝗻 𝗸𝗮𝘆𝘀𝗮 𝗺𝗮𝗴𝗯𝗮𝘆𝗮𝗱 𝗻𝗴 𝗺𝗶𝗹𝘆𝗼𝗻 𝘀𝗮 𝗵𝗶𝗻𝗮𝗵𝗮𝗿𝗮𝗽.

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Save Money and Invest in Right Way now, start learning today!
29/03/2026

Save Money and Invest in Right Way now, start learning today!

Address

10th Floor, 330, Room 11, The World Center, Sen. Gil J. Puyat Avenue, Metro Manila
Makati
1200

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