Kaiser Long-term HealthCare for every Juan

Kaiser Long-term HealthCare for every Juan YOUR EXTRA ORDINARY LONG-TERM CARE

KAISER 3 in 1 BENEFITS
1. HEALTHCARE
2. LIFE INSURANCE
3. INVESTMENT

We are continuously expanding to serve our KAISER clients. ❀9 KAISER MEDICAL CENTERS and growingMore than 12,000 ACCREDI...
05/09/2025

We are continuously expanding to serve our KAISER clients. ❀

9 KAISER MEDICAL CENTERS and growing

More than 12,000 ACCREDITED DOCTORS

More than 2000 ACCREDITED HOSPITALS AND CLINICS

Start with your KAISER HEALTHCARE.
Because, HEALTH is the REAL WEALTH. πŸ’ͺ

Pag IMG MEMBER ka, unlimited consultation tayo dito!

Message me for details.

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Bakit Maganda ang KAISER Longterm Healthcare? Simple lang, 3 in 1 ito. 1️⃣May HMO o Hospitalization Fund kapag ikaw ay n...
04/09/2025

Bakit Maganda ang KAISER Longterm Healthcare?

Simple lang, 3 in 1 ito. 1️⃣May HMO o Hospitalization Fund kapag ikaw ay nagkasakit, 2️⃣may TERM INSURANCE, may maiiwan ka sa Pamilya mo, kapag ikaw ay kinuha ni Lord. 3️⃣At kung mahaba naman ang buhay mo, may PERA o RETIREMENT MONEY sa ating pagtanda para hindi tayo maging kawawa.

7 Years ka lang magbabayad, para ka lang nag-iipon, IPON na may HMO for 7 years, INSURANCE for 20 years at INVESTMENT that matures at 20thYear.

Ang saya!!!! Kung 20 years old ka ngayon, ewan ko na lang kung hindi ka pa maging multi-milyonaryo after 20 years! (Disclaimer: Depende po β€˜yan sa policy na kukunin niyo).

Start na tayo ha, I am willing to guide you…

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KAISER is the most trusted HMO provider in the Philippines. 7K Medical Allowance for Government Employees = 75K per illn...
03/09/2025

KAISER is the most trusted HMO provider in the Philippines.

7K Medical Allowance for Government Employees = 75K per illness per member per year. Cheapest yet comprehensive healthcare benefit.

Pre-existing illness is covered.

5 Point Healthcare Plan Benefits
1. Preventive Care
2. In-patient Care
3. Out-patient Care
4. Emergency Care
5. Dental Care

Bonus : Financial Care Assistance
10K for Natural Death
20K for Accidental Death

Message me for presentation.

Many overseas Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.OFWs are heroes who sa...
02/09/2025

Many overseas Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor.

OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families and loved ones back home.

But we need to save also for our future self.
We need to build our own solid financial foundation.

Start saving and investing NOW! Make it a habit to religiously practice the Abundance Formula, the 10-20-70 rule.

Once you receive your income:

10% for Tithing, give back to God for all the blessings that you receive.

20% for your savings and investment, if you don’t set aside now, when will you start to prepare for your future and retirement?

70% for your lifestyle and expenses. Live within your means and eliminate unnecessary expenses.

Make saving and investing a regular habit!πŸ˜€

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Best deal HMO exclusive for you πŸ™ŒπŸ»5 Point Healthcare:Preventive, In-patient, Outpatient, Emergency, Dentalβ€” P 7,000 annu...
01/09/2025

Best deal HMO exclusive for you πŸ™ŒπŸ»

5 Point Healthcare:
Preventive, In-patient, Outpatient, Emergency, Dental

β€” P 7,000 annual premium per year
β€” P 75,000 coverage PER ILLNESS per year
β€” With access to major hospitals
β€” Pre-existing and dreaded illnesses COVERED
β€” Eligible Age is 18-65 years old (usual HMOs cover only up to 60)
β€” Bonus Feature: Financial Care Assistance

Message me for a discussion/appointment 😊

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SAD REALITY Isa sa mga huling paalala ng yumaong aktor na si John Regala bago siya pumanaw:"Matuto kayong mag-ipon haban...
31/08/2025

SAD REALITY

Isa sa mga huling paalala ng yumaong aktor na si John Regala bago siya pumanaw:

"Matuto kayong mag-ipon habang bata pa kayo, habang may trabaho pa. Lahat tayo tatanda at lahat tayo magkakasakit. Hindi habang buhay malakas tayo at hindi habang buhay nandyan yung mga taong tinulungan mo noong marami ka pang pera."

πŸ’” Isang paalala na puno ng katotohanan at aral sa buhay.

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Nasa DOHA ka ba ngayon? Gusto mo bang makatanggap ng FREE Php20K Personal Accident Insurance?Gusto mo bang matutong mag-...
30/08/2025

Nasa DOHA ka ba ngayon?

Gusto mo bang makatanggap ng FREE Php20K Personal Accident Insurance?

Gusto mo bang matutong mag-handle ng iyong pera ng tama? LIBRE ito kaya huwag mong palagpasin.

✨ Join our FREE Financial Coaching (Face-to-Face) EVERYDAY.

πŸ“Œ Matututunan mo kung paano:

βœ… Magkaroon ng Healthcare protection
βœ…Magkaroon ng seguridad ang pamilya
βœ… Makaalis sa utang
βœ… Maging ready sa emergency at βœ…Makapag-invest para sa future

πŸ—“οΈ Schedules available everyday.

Send me a message para ma assist kita.
πŸ‘¨β€πŸ‘©β€πŸ‘§ Open for all OFW and family.

Start your journey here in IMG, new career.. new beginning πŸ€—πŸ’―

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sa Wakas dumating na din ang Medical allowance na pinakahihintay! Saan nga ba aabot ang halagang β‚±7,000? kung ikukuha mo...
29/08/2025

sa Wakas dumating na din ang Medical allowance na pinakahihintay!

Saan nga ba aabot ang halagang β‚±7,000?

kung ikukuha mo ito ng Kaiser National Healthcare Shield, kada taon, bawat miyembro ay may health coverage na umaabot sa:

πŸ”Ή β‚±75,000 per illness per member per year 😍

Kasama na ang:
βœ” Preventive Care (may annual physical exam)
βœ” Out-Patient Care
βœ” In-Patient Care
βœ” Emergency care
βœ” Dental Care

May tulong pinansyal din kung sakaling mamatay o maaksidente

πŸ“Œ Covered and pre-existing illnesses at dreaded diseases

Its's a Total Medical Solution for every Government employees.

πŸ’¬ Message na para matulungan po namin kayo na masimulan ang healthcare program ng inyong grupo.

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Congratulations sa lahat ng mg g**o at kawani ng DepEd dahil matatanggap na ninyo ang inyong Medical Allowance base sa E...
23/08/2025

Congratulations sa lahat ng mg g**o at kawani ng DepEd dahil matatanggap na ninyo ang inyong Medical Allowance base sa EO 64!

May option na kayo na marelease sa inyo in CASH form.

Pero sabi ng iba bakit HMO pa din daw ang kailangang kukunin instead na si Teacher o Employee na lang ang bahala kung saan nya gagamitin ang 7k nya. Dahil yung iba gumagastos na ng daang libo sa pagpapagamot.

Konting kaalaman lang po... Kung ikaw ay kasalukuyang may sakit na, alam mo kung hanggang saan lng ang aabutin ng 7k! Laboratories pa lng, kulang na! Kaya marami sa atin ayaw na lang dahil magastos! Kaya yung ibang hindi pa na diagnose, hindi rin nagpapacheck up at laboratories sa kaparehong rason! Mahal at magastos! Sa ganitong pag-iisip, wag ka ng mag expect na malalaman at mabibigyan ka ng tamang diagnosis at precautionary medications dahil hindi alam ng doctor ano ba talaga ang cause ng iyong sakit! Hanggang sa malaman na lng malala na! Yung iba ayaw naman daw magpakonsulta o magpalaboratory dahil takot... Mas maigi daw hindi na lng nila alam! Pero ang totoo... Saan ka ba TAKOT??? Malaman mo ang sakit mo o malaman mo na may sakit ka pro wala kang panggastos???

Tandaan: "PREVENTION is better than CURE!" Kaya mas maigi na magpacheck up ng mas maaga para maprevent ang mas malalang karamdaman!

On the point bakit HMO pa din ang primary proof ng Medical Allowance na 7k, kase ang layunin ng gobyerno ay pangalagaan ang bawat kawani para magkaroon ng comprehensive benefits na pangkalusugan. Eto ay para maiwasan ang malimit na pagkakasakit at malaking gastos o suliranin ng pamilya (pati ng mga kasamahan sa trabaho...alam nyo kung ano ang ibig kong sabihin...)!

Bakit HMO (syempre depende din yan sa coverage ng HMO na pipiliin mo)??? Kase pwede kang mag Annual Physical Examination kada taon na hindi mo na kailangang maglabas pa ng pera galing sa sarili mong resources! Kng kelangan mong magpacheck up, hindi mo rin kelangan na sa yo din manggaling. At lalong di mo kelangan maglalabas ng pera pag kelangan mong magpaospital!

Kaya nagset si DepEd ng 5-point criteria sa pagpili ng HMO:
βœ…Preventive Care (APE kasama ang Mandatory Labs for Preventive Care... Doctors, nurses at kahit tayong mga teachers! Yan ang nirerequire every year na dati tayo ang nagbabayad.)
βœ… In-patient Care (pag naospital ka, alam natin na sa 2-3 days hospitalization aabot yan ng 50k up ang bill na di kayang i-cover nh PhilHealth)
βœ… Out-patient Care (may sintomas ka...ramdam mo na. Pero di mo alam, wag mong tiisin mam/sir! Magpacheck up ka, covered ng HMO yan.)
βœ… Emergency Care (accidents may happen anytime... Or may karamdaman ka na pro binabalewala mo pa...or alam mo maysakit ka pero bigla ka na lng inatake...covered ka ni HMO)
βœ…Dental Care (ito yung least na pinagtutuunan ng pansin, pero isa din sa pwedeng makaapekto ng ating kalusugan! Dapat covered din ng HMO.)
At ang pinakaimportante na βœ…covered ang mga pre-existing illnesses!

Sa Kaiser International HealthGroup, Inc. NHS, lahat ng criteria pasok sa 7k Medical Allowance ng lahat ng mga kawani ng gobyerno at may coverage na 75k/illness/member/year at covered ang mga PRE-EXISTING ILLNESS on the onset of the policy!

If you want to learn more, msg me!
Rose Ann ZuΓ±iga Valdulla
Your Financial Educator, an Independent Representative of International Marketing Group - IMG, exclusive broker of Kaiser International Healthgroup, Inc

NOTE: In IMG, we are not just selling. We educate because we care!



Kaiser Longterm Healthcare

π—œπ—§π—’ 𝗑𝗔 π—”π—‘π—š π—œπ—‘π—”π—”π—‘π—§π—”π—¬ π—‘π—”π—§π—œπ—‘π—š 𝗛𝗠𝗒 𝗙𝗒π—₯ π—šπ—’π—©π—˜π—₯π—‘π— π—˜π—‘π—§ π—˜π— π—£π—Ÿπ—’π—¬π—˜π—˜π—¦! πŸ™ŒAlam mo bang pwede mong gamitin ang β‚±7,000 annual medical allo...
22/08/2025

π—œπ—§π—’ 𝗑𝗔 π—”π—‘π—š π—œπ—‘π—”π—”π—‘π—§π—”π—¬ π—‘π—”π—§π—œπ—‘π—š 𝗛𝗠𝗒 𝗙𝗒π—₯ π—šπ—’π—©π—˜π—₯π—‘π— π—˜π—‘π—§ π—˜π— π—£π—Ÿπ—’π—¬π—˜π—˜π—¦! πŸ™Œ

Alam mo bang pwede mong gamitin ang β‚±7,000 annual medical allowance (In compliance with E.O 64 with budget circular #2024-6 issued by the DBM, ) para sa HMO-type benefits mo?

Introducing πŸ‘‰ Kaiser National HealthCare Shield! Ang pinaka-responsive at reliable na HMO plan for government groups!

βœ… Pre-existing condition & Dreaded diseases are covered
βœ… No cash-out during hospitalization
βœ… Up to β‚±75,000 coverage per illness per year
βœ… Semi Private Room up to 800pesos per day
βœ… Annual Physical Examination (Basic 5)
βœ… Outpatient benefits
βœ… Inpatient benefits
βœ… Emergency Care
βœ… Dental Benefits
βœ… With financial assistance in case of accident or death
βœ… Major hospitals included
(St. Luke’s, Makati Med, The Medical City, etc.)

No minimum number of members required for enrollment as long as the entire agency or department will participate.

πŸ›‘οΈ Kaiser International HealthGroup – β€œYour First Name in Healthcare.”

πŸ“² Message us now para sa FREE proposal and office presentation!

JUST IN:The Big Boss (Our Beloved President, Mr. Joen delas PeΓ±as) has officially broken the news to all IMG members aro...
16/08/2025

JUST IN:

The Big Boss (Our Beloved President, Mr. Joen delas PeΓ±as) has officially broken the news to all IMG members around the world β€” IMG has acquired Malayan Savings Bank, founded by one of the forefathers of GMA Network, the great luminary Mr. Menardo Jimenez.

FOR NEARLY THREE DECADES, Malayan Savings Bank has been more than just a financial institution.
It has been a partner in progress, a bridge to opportunities, and a pillar of financial empowerment for countless Filipinos.

Today marks a historic moment for all us, IMG Membersβ€” a perfect alliance has been forged between OPG and Malayan Savings Bank.

OPG (Omnis Prosperity Group) β€” a global conglomerate with ventures in life and non-life insurance, healthcare, resorts, real estate, and financial education β€” proudly operates in 68 countries. As a powerful force in the financial industry, OPG now welcomes Malayan Savings Bank as the newest member of its growing family.

This groundbreaking collaboration will unlock greater opportunities, expanded services, and stronger financial empowerment for all IMG members around the world.

A new era begins β€” and the best is yet to come.

Thank You Sir Joen!

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WHAT IS KAISER LONG TERM HEALTHCARE?WHY IS IT A PRIORITY?Maraming nag tatanong kung ano ang pinaka recommended na health...
15/08/2025

WHAT IS KAISER LONG TERM HEALTHCARE?

WHY IS IT A PRIORITY?

Maraming nag tatanong kung ano ang pinaka recommended na healthcare provider sa Philippines. We recommends a LONG-TERM HEALTHCARE that is not just a healthcare. It is a COMPLETE RETIREMENT PACKAGE that supports a COMPLETE and SOLID FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - it’s the KAISER ULTIMATE LONGTERM HEALTHCARE. Its a 3 in 1 na may components of (1) HEALTHCARE, (2) INVESTMENT and (3) LIFE INSURANCE .

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity). You can use it in any of the 3 Phases and beyond Maturity.

⭐️1. Accumulation Period (7 years)

This is the part where the plan holder is made to save only for 7 years.

At this period, the plan holder gets to have these Benefits:

βœ”οΈ- Free Annual Physical Exam
βœ”οΈ- Free Dental Benefits
βœ”οΈ- Waiver of Installment due to death
βœ”οΈ- Waiver of Installment due to disability
βœ”οΈ- Basic Medical Benefits
βœ”οΈ- Member’s choice of room and board
βœ”οΈ- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

NOTE: ER not included

⭐️2. Extended Period (13 years)

Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

πŸ’ͺ🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance up to the 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment up to 20th year (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

πŸ’°All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

πŸ’°Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

πŸ’‘The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

πŸ’‘Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

πŸ’‘The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency πŸ˜ƒ

And when it matures, you can use it for anything, for anyone, anywhere in the World as it serves as your retirement funds!

Get your's now!!!

Address

10th Floor, 330, Room 11, The World Center, Sen. Gil J. Puyat Ave, Makati, 1200 Metro Manila
Makati
1200

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