11/04/2023
๐๐๐ฝ ๐ต๐ธ๐ ๐ฐ๐ฝ๐ณ ๐๐ด๐ป๐ป ๐ฐ๐ณ๐
๐ฐ๐ฝ๐๐ฐ๐ถ๐ด l ๐ฒ๐พ๐ผ๐ฟ๐๐ด๐ท๐ด๐ฝ๐๐ธ๐
๐ด ๐ท๐ด๐ฐ๐ป๐๐ท ๐ธ๐ฝ๐๐๐๐ฐ๐ฝ๐ฒ๐ด ๐ฟ๐ป๐ฐ๐ฝโ๏ธ
7 reasons why you should include getting SUN Fit and Well health insurance:
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1. ๐๐๐๐๐๐๐ ๐๐๐๐๐ ๐๐ ๐๐๐๐๐๐๐๐
๐งโโ๏ธโน๏ธโโ๏ธ๐ดโโ๏ธ๐โโ๏ธ๐โโ๏ธ
Once you avail SUN Fit and Well life insurance, you are automatically a GoWell GOLD member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.
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2. ๐๐๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐๐
๐๐
๐๐จ๐๐ฉ๐ก๐ฌ๐ฅ
SUN Fit and Well health insurance provide coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.
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3. ๐๐๐๐๐๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐
๐๐
๐จ๐๐๐ฉ
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days youโve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.
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4. ๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐๐๐๐
๐๐
๐จโโ๏ธ๐ ๐ก๐โฟ๏ธ
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days youโve been confined.
In the case of worst scenario where insured became terminally ill having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.
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5. ๐๐๐
๐ ๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐
๐ค๐จโ๐ฉโ๐งโ๐ฆ๐ฐ๐๐ต
SUN Fit and Well insurance also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan. It will be equivalent to the original face amount plus cash benefits, less minor critical illness claims if thereโs any.
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6. ๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐
๐๐
๐๐๐ธ๐ต๐ฏ
For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.
Aside from that, Special Paid Up Bonuses* at the end of premium paying period and Annual Dividend earnings* are available for withdrawal anytime. You also have the option to just leave it with Sun Life to accumulate.
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7. ๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐
โฑโณ๐ฐโฐโณ
Unlike any other plans that you need to pay for the plan forever, with SUN Fit and Well insurance, you only have to pay it for a limited period of time. You have the option to pay for it in:
* 10 years
* 15 years
* 20 years
๐ฎ๐๐ ๐๐๐๐๐๐๐
. ๐ฎ๐๐ ๐ท๐๐๐๐๐๐๐๐
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๐ก๐ข ๐ ๐๐๐ง ๐จ๐ฃ๐ฆ ๐ฅ๐๐ค๐จ๐๐ฅ๐๐!
๐ ๐๐ฆ๐ฆ๐๐๐ ๐ ๐ ๐ก๐ข๐ช ๐ง๐ข ๐๐ก๐ข๐ช ๐ ๐ข๐ฅ๐.
