14/11/2023
sbi moh enough na PHILHEALTH kc nag bbyad ka for hospital purposes moh... ang tanong what if hndi ka hospital in that year ung hinulog moh pla "THANK YOU " na ..
kung mag Kaiser ka Come to think of it kht hndi moh naggmit ung healthCare converted to Savings / Investment sya mas lalago ung money moh while in Kaiser, db mas magnda un Win win situation.. kung mangailangan ka meon kang pang hospital...kpag hndi it will be in Savings and investment...
wag sayangin ang perang pinaghirapan, palaguin at ingatn ang sarili at perang pinag hirapan...
2nd - sbi moh meon kang SSS Nag hhulog ka mataas nga ang contribution moh monthly, but the question mag kno kayang ibagay ng Sss moh sa retirement moh... mag kakapension ksa retirement age 65 ... stingn moh din b ung amount na bbgay ng Sss enough for medical expenses, daily needs moh foods, shelter, water, etc .. nsa 10k 15k 20k magknoh nlang mbbili moh nyan in your retirement ngaun plang sa taas ng bilihan na..
kung mag Kaiser ka- sa maturity ng pera moh pde na sya good as cash kunin at withdrw lahat ... peo kung hndi pde ung interst lang maturity ng plan moh... example= 5882 monthly ang maturity is 1.1M in 20 years example ang age moh now is nsa 30y/o by age 60 y/o. = 3,327, 215M ang interest nya per year is 332, 721 or in age 65y/o 5,358,512M. interest nya is 538, 851 ... enough na ba yan for your retirement meon kang pension yearly na half a million..
at ang Kaiser 3in1 long term health care with life Protection insurance with investment ... as long active ang plan at meon fund coverd ka LIFETIME....
all Government programs are great but we need to look another source of increase our future financial...
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