Kaiser Longterm- HMO-Arlene V. De Castro

08/02/2025

Congratulations to our Newest Kaiser Planholder for your Approved Policy! 😍

Planning for a worry-free retirement?

KAISER is a provider of the long term healthcare for more than 20 years in the industry. Accredited to over 1000 Hospitals nationwide.

Filipinos hardly prepare for this major expense - long term healthcare. That is why, isang sakit wiped out ang finances ng family.

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Savings Plan ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

”Kapag hindi ka na employed at binawi na nung dati mong employer yung short term HMO mo, hindi ka magwoworry kung Ma Hospital ka at may kasamang Free Annual Physical Exam, Free Dental Coverage.

”Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Plus may cash bonus ka pag hindi ka ma admit sa Hospital within 7 years.

”May kasama na syang life insurance for income replacement or instant money para sa family just in case may mangyari sa policy holder.

”Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, at transferrable up to 4 Beneficiaries.

”Guaranteed na tumutubo ng 10% rate of return after mo makapag hulog ng 7 years. Plus may cash bonus ka pag hindi ka ma admit sa Hospital within 7 years.

”Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng interest (compounded) annually.

”Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong account!

”In case of emergency, pwede magamit as family assistance approved by Kaiser.

”Maari kang magkaroon nito sa halagang 88 pesos a day lang kahit nasa ibang bansa ka. Pwede sa OFW.

Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap basta qualified kapa dito.
�If you really love your family at ayaw mong maging burden sa kanila ito yung ipon na walang tapon either you DIE TOO SOON or LIVE LONG or GET SICK.
Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can.

Watch this video about KAISER:
https://m.youtube.com/watch?v=017FLRmFPKc

15/12/2024

Protect yourself to protect your wealth.Pay yourself first.Best gift for you and your family Kaiser Longterm Healthcare.

05/11/2024

Bakit Maganda ang KAISER Longterm Healthcare? Simple lang, 3 in 1 ito. May HMO o Hospitalization Fund kapag ikaw ay nagkasakit, may TERM INSURANCE, may maiiwan ka sa Pamilya mo, kapag ikaw ay kinuha ni Lord. At kung mahaba naman ang buhay mo, may PERA o RETIREMENT MONEY sa ating pagtanda para hindi tayo maging kawawa.

7 Years ka lang magbabayad, para ka lang nag-iipon, IPON na may HMO for 7 years, INSURANCE for 20 years at INVESTMENT that matures at 20thYear.

Ang saya!!!! Kung 20 years old ka ngayon, ewan ko na lang kung hindi ka pa maging multi-milyonaryo after 20 years! (Disclaimer: Depende po ‘yan sa policy na kukunin niyo).

Start na tayo ha, i am willing to guide you… or Please message kahit na sinong IMG Member na kilala niyo, dahil sigurado ako na matutulungan nila kayo. 💙

17/09/2024

We extend our deepest sympathy to the family of Ms. Gloria Linatoc, a Kaiser Policyholder who entrusted her future to us.

Ms. Gloria Linatoc's family received a Death Claim from her healthcare insurance plan as a part of her benefits. Kaiser continues its commitment to be your life partner in providing the best healthcare.

Know how Kaiser helps your family's future,
Just message me for more details☺️

12/06/2024

Shout out to my newest followers! Excited to have you onboard! Celso Cabillan, Marcestine Navalta

16/05/2024

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Visit this link to Access
https://175433ph.imgcorp.com/quote/kaiser

04/05/2024

Learn to invest for yourself first.Build your solid financial foundation.Get Longterm Healthcare.

31/10/2023

16/10/2023

KANINO KA AASA?
IF YOU GET SICK:
Friends: "Get well soon."
Kaiser: "I will take care of your hospital bills." (healthcare)

IF YOU DIE:
Friends: "Condolence."
Kaiser: "I will give income replacement for your family." (Insurance)

IF YOU RETIRE:
Friends: "Ang tanda na natin."
Kaiser: "You invested for me years before, ngayon ako na bahala sa retirement fund mo. Relax and enjoy!"

Mahirap umasa sa iba. Mahirap maging pabigat sa pamilya.
MAG-KAISER 3-in-1 na para kahit anong mangyari sa atin, protektado tayo at ang ating mga mahal sa buhay.

At alam mo ba na ang P88 savings mo per day, maaari ka magkaroon ng P3.53mil at age 60?

Message me to know and click the link below to know more:
https://175433ph.imgcorp.com/linkbio/

30/08/2023

BAKIT BA MAGANDA ANG KAISER 3-IN-1 INVESTMENT?

Meron itong Long-term Healthcare + Life Insurance + Mutual Funds Investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang healthcare coverage sa beneficiary.

✔Nakainvest sa mutual funds ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Send us a message for more details. Thank you!

25/08/2023

Attend our Workshop!!