04/05/2026
๐๐ฎ๐ธ๐ถ๐ ๐ป๐ด๐ฎ ๐ป๐ฎ ๐บ๐ฎ๐ด๐ฎ๐ป๐ฑ๐ฎ ๐บ๐ฎ๐ด๐ธ๐ฎ๐ฟ๐ผ๐ผ๐ป ๐ป๐ด ๐๐ฎ๐ถ๐๐ฒ๐ฟ-๐ฏ-๐ถ๐ป-๐ญ ๐ฆ๐ฎ๐๐ถ๐ป๐ด๐ ๐ฃ๐ฟ๐ผ๐ด๐ฟ๐ฎ๐บ ๐ฎ๐ป๐ด ๐ฏ๐ฎ๐๐ฎ๐ ๐บ๐ถ๐๐ฒ๐บ๐ฏ๐ฟ๐ผ ๐ป๐ด ๐ฃ๐ฎ๐บ๐ถ๐น๐๐ฎ ๐น๐ฎ๐น๐ผ ๐ป๐ฎ ๐๐๐ป๐ด ๐บ๐ด๐ฎ ๐ฏ๐ฟ๐ฒ๐ฎ๐ฑ๐๐ถ๐ป๐ป๐ฒ๐ฟ๐?
โ๏ธ Kapag hindi ka na employed at binawi na nung dati mong employer yung short-term HMO mo, hindi ka magwoworry kung maospital ka.
โ๏ธ Kapag hindi mo nagamit ang annual health care coverage mo, hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser, marereceive mo ang guaranteed long-term care bonus (cash) sa maturity.
โ๏ธ May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.
โ๏ธ Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.
โ๏ธ Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.
โ๏ธ Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.
โ๏ธ Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acรงount!
โ๏ธ In case of emergency, pwede magamit as family assistance.
โ๏ธ Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc Chicken joy!
๐ฆ๐ถ๐ป๐ผ ๐ฎ๐ป๐ด ๐ฝ๐๐ฑ๐ฒ๐ป๐ด ๐บ๐ฎ๐ธ๐ฎ-๐ฎ๐๐ฎ๐ถ๐น ๐ป๐ถ๐๐ผ?
โ๏ธ Lahat ng nasa 10-60 years mayaman man o mahirap basta healthy ay qualified po for this program?
โ๏ธ If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.
โ๏ธ Get Kaiser 3 in 1 (Long Term Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"
โ๏ธ Para sa klaro at kumpletong detalye, pm lang o comment sa post na ito about your inquiry.k