Reina Pamorada

21/11/2024

Before IMG I am financially illiterate!
*Baon sa utang
*Walang Investment
*Walang Health Care
*Walang Life Insurance
*Walang Emergency Fund

But now with IMG financially educated!
✓Investment / Soldivo Mutual Fund, PDF (money work for me/passive income)
✓ Emergency Fund (para sa mga emergency na pangailangan)
✓Eliminate Debts
✓Life Insurance/ Most GRP ( para sa income replacement)
✓ Long Term Health Care/ KAISER (para pag nagkasakit may magamit)

Tenku Lord for the wisdom🙏
Tenku for the knowledge and education 😇❤️

26/10/2024

1. Nag work ako china for 16 years, nakita ko na maganda dito sa IMG at maturuan ako ng tamang pag-iipon.

2. Nag join sa IMG dahin ako na lang pala ang hindi member dito.

3. Kahit senior citizen na ako pwede pa pala ako mag Invest sa Mutual Funds kaya ako sumali sa IMG.

4. Kaya ako nag join sa IMG dahil maganda po yung benefits na makukuha ko dito at para maging safe and secured din ang future ko at ng family ko.

5. Nag join sa IMG years ago pa way back college days at wala talaga ako ideya, dahil na din may trust sa nagdala sa akin dito at sa IMG.

6. Nag join ako sa IMG dahil 17 years na ako nag wowork pero walang ipon, at naniniwala ako na makakapag ipon ako ng tama dito.

7. Nag join ako sa IMG dahil na encourage ako ng pamangkin ko 2 weeks ago dahil from 2007 naging OFW ako sa midle east madaming pera ang dumaan sa akin pero dumaan lang, dapat noon pa pala ako nag start pero alam ko na hindi pa huli ang lahat.

8.Ang nagustuhan ko sa IMG ay yung Health Protection and Investment na matutunan ko dito sa IMG, salamat sa kaibihan ko na nag explain sa akin kahit sa Zoom webinar. Unti unti ko na magiging love ang IMG.

9. Dati po akong OFW sa Italy, at gusto ko na simulan ang IMG Journey ko para na din sa anak ko na may special needs. Kaya aaralin ko talaga itong IMG.

Message mo ako para guide kita.
👉 Reina Pamorada

15/10/2024

Naguusap at nag kamustahan ang 3 magkakaibigan about "Savings and Investing", Isang Poor, Middle Class at Rich Mindset.

1. Poor (Mindset) = oks naman ako, makakain lang ang pamilya ko 3 beses sa isang araw oks na. Wala akong pang save kasi mahirap lang ako.

2. Middle Class (mindset) = oks lang din naman ako, "Focus on the next 30 days". Dadating naman ang sweldo sa 15th and 30th of the month. Saka na ako mag iipon kapag tumaas na sweldo ko. ( May naipon kaya )

3. Rich (Mindset) = "Focus on the future". Ako I Invest 10%-20% of my Income for the future.

Sa tingin nyo ano na kaya ang situation nilang 3 magkakaibigan 5 to 20 years from now?

Kaibigan usap din tayo? Where can you see yourself 5 to 20 years from now?

"Your future is in your hands"
it all start with a Mindset

if you want to learn more send me a message
👉Reina R. Reina Pamorada

15/10/2024

How good it is to put your 88 pesos per day (Seven Years only of saving) in a Health Savings Account like Kaiser?

If you started as early as age 22, you can have 525 K after 20 years.
How much more if you live too long, you can have 2.9 M at age 60?

Why do you need to save for long-term healthcare?

Because there is uncertainty in our health. It would be less stressful if you can sleep with ease each night because you are financially secure.

BONUS: Kaiser has Healthcare+Insurance+Investment

To learn more about financial literacy , we can have a session at our financial center

PM for more details! :)

11/10/2024

We save,
Not because we want to have so much money when we're old.

We save because we don't want to be a financial burden to our loved ones when we retire and can no longer earn income.

The sooner people realize this,
The better they can enjoy their retirement years

You know you're smart enough to understand this!
Ctto


Send me message Reina Pamorada

08/10/2024

The purpose of insurance is simple.
If God calls you home today, your kids won't go hungry.
Leaving a life insurance policy in place for your spouse in case something happens to you is the ultimate final love letter.
Usap tayo 😊

07/10/2024

Dapat balanse lang ang buhay. ⚖️💕😍
Huwag puro ipon at huwag din puro gastos.

Para matutunan paano ang tamang pagbubudget at maging master sa pag handle ng ating finances.

Make, save, grow, protect ang perang pinaghirapan. 😊
Pm me for more details

04/10/2024

TOTOO ITO AT NANGYAYARI NA.

Reason kung bakit KAILANGAN mo ng
Another source of income kahit na may trabaho ka na?

Habang tumatagal lumiliit ang value ng pera.
Ang P20 na papel noon, barya na lang ngayon.

Baka sa susunod na mga taon, P100 mo magiging barya na rin.

Kaya kung dati kahit iisang tao lang ang nagtatrabaho at kumikita sa pamilya ay kaya pa ring mabuhay, pero ngayon hindi na!!😭

Kaya dapat practical ka, Find Ways para magkaroon ng Extra Income. Kung may trabaho na, dagdag ng Negosyo na pwede gawing online business!👌💪

Ang mga mayayaman di yan apektado kasi they keep on investing in Business that's how rich mindset works. Samantalang ang mga mahihirap ay lalong naghihirap dahil lahat ng pera palabas walang ways para papasok.

Let your money work for you or else you will be working for money in your entire life😊

Join IMG, the biggest community of savers, investors and entrepreneurs, and financial educators.

29/09/2024

10/09/2024

𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 one-time fee 𝗣6,000

𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮?

𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
♦️ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
♦️ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘
♦️ 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲
♦️ 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 services)
♦️ 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
♦️ 𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
♦️ 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
♦️ 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
♦️ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
♦️ 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
♦️ 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
♦️ 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀) ___________________________________
𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆.
𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲.

Become your own Financial Educator ❤️

"𝙊𝙪𝙧 𝙜𝙤𝙖𝙡 𝙞𝙨 𝙩𝙤 𝙚𝙙𝙪𝙘𝙖𝙩𝙚 30 𝙢𝙞𝙡𝙡𝙞𝙤𝙣 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙗𝙮 𝙮𝙚𝙖𝙧 2030"

09/09/2024

Financial Tip for Today 👌

If you save, don't save for nothing, always save with goal.
Para kapag may nakita kang gustong gusto mo tapos sale tulad ngayon 9:9 SALE 😂✌️ di ka maeenganyo kasi ung pagiipon mo is may GOAL. Kasi kung wala. Wala din mangyayari sa ipon mo paulit ulit ka lang magstart mag save.

Example kung Goal mo is pambili ng dream house mo. Or para sa college ng anak mo sa tingin mo gugustuhin mo ba basagin ung alkansiya kung ung iniipon mo is para sa future niyo?

Marami ka pang matutunan araw araw para may improvement sa pagsasave para future mo and ng family mo.

if gusto mo matuto ng basic pagdating sa personal finance
send me a message
👉Flores B Cimafranca

bigyan kita ng access sa free financial class via zoom tonight

08/09/2024

(Gusto mo ba na kung may dumating na financial emergency situation sa pamilya nyo in the future ay hindi magigiba ang financial house mo?

# # #

START BUILDING YOUR SOLID FINANCIAL FOUNDATION!!!!!!!!

INCREASE CASHFLOW - Be an entrepreneur. Create passive income to fund your financial house.

HEALTHCARE FUND - It will protect your business and investment from high medical costs in the event of a serious health problem or sickness. High medical costs can greatly affect or upset a person's financial stability.

LIFE INSURANCE - It will protect your business, investment and your loved one's from responsibilities and liabilities left behind.

PAY OFF DEBT - Bad debt will make your investment useless. Control your debt or debt will control you.

EMERGENCY FUND - Set aside 3-6 months of your income to deal with sudden changes in the job or business.

INVESTMENT - To reach your financial goals and to fund your retirement. Put your money on a vehicle where it will grow annually at least 10% per annum to surpass inflation.