Your financial freedom at IMG & Kaiser International Healthcare

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Your financial freedom at IMG & Kaiser International Healthcare

Int'l Marketing Group (IMG) is a Financial Institution partnered with top leading companies in the P

As the 1st name in health care, Kaiser International Health Group is a registered provider of quality long term health care to different individuals across various sectors of the society in the Philippines. With its many accredited hospitals, clinics, laboratories and doctors from all over the country, members are guaranteed to an easy access to its services. Kaiser is not just a typical HMO, it is also an innovative approach that addresses the crucial need of the modern time and the modern Filipino for financial security. Aside from caring for the health needs of individuals, Kaiser takes its health maintenance program to far greater heights by introducing a paradigm shift to the typical Filipino mindset in terms of financial independence. Aside from achieving its goal of giving a sense of long term security in terms of health care, Kaiser also aims to provide a sense of financial security to its members as it addresses their needs towards retirement years when they will be needing the medical care the most. Members have the option not to use their coverage to secure for themselves a comfortable and worry free life after their employment years. This is part of Kaiser’s mission of providing the best health maintenance service and financial security to the Filipino people.

01/01/2023

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31/12/2022

BREADWINNER KA?

May mga tao bang umaasa sayo?
May mga tao bang Iubusang maapektuhan kapag nawala ka?

Proteksyunan mo sila.
May mga kilala ako, 30 years old silang mag-asawa. Pero may mga maliit pa silang anak. Kaya bawat isa sa kanila ay naisipang kumuha ng protection.
Buti na lang, mura ang TERM INSURANCE. Sa halagang 7,188 kada taon ay Insured na sila ng 1Million.

Sa Edad ko naman na 41, mura pa din, 12,566 lang kada taon insured nako ng 1Million pesos. Parang 34 pesos lang ito kada araw. O diba mura? Tapos ang coverage ko ay 1Million.

Lamang tlga ang may alam.

CTTO

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

30/12/2022

Napakahirap malayo sa Pamilya.

Sa mga Kababayan nating OFWs at kanilang pamilya, andito ang IMG Financial Education at Business Platform upang tulungan kayong makapag-Ipon at makapag-Invest nang tama, at magkaroon ng negosyo as your Back-up Plan.

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

29/12/2022

COMMON FILIPINO MISTAKE 😫

Saka nalang ako kukuha ng
Long Term Health Care..
Uunahin ko muna ang Lupa, Bahay at Hulugan na Sasakyan at Pag-aaral ng anak!

NUNG NAGKASAKIT 😓
Saan natin ibebenta ung Lupa, Bahay at Hulugan na Sasakyan?
BAHALA NA kahit mura basta kelangan may pambayad tayo sa Ospital.

👉ANG TANONG, nakapundar ka nga ba?
✔️FINANCIAL LITERACY is the key!
✔️Determine your prioritize!
✔️Know how to build your Financial Foundation SOLID.
✔️Build it RIGHT, BUILD IT STRONG!

Protektahan ang yung sarili at pamilya sa Kaiser 3-in-1 long term healthcare. Upang matutunan kung paano mas magiging handa sa kinabukasan mo, imessage lang ako para matulungan kita.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

28/12/2022

Insurance advisors are only there to guide, encourage, assist, advise and recommend a program for you.

At the end of the day, ikaw pa din magdedecide.
At the end of the day, pera mo pa din yan.
At the end of the day, pamilya mo pa din yan.
Discern properly. Pray and reflect about it.

Ask yourself, kailangan ko ba ito? Gusto ko ba meron akong ganito? If yes, find a way na maipasok mo siya sa budget mo.

Find a way to start it! Ikaw pa din makakatulong sa sarili mo.❤

ctto

Protektahan ang yung sarili at pamilya sa Kaiser 3-in-1 long term healthcare. Upang matutunan kung paano mas magiging handa sa kinabukasan mo, imessage lang ako para matulungan kita.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

27/12/2022

Kwento ng isang seaman!

Ang asawa ko ay isang seaman at malaki nga talaga ang kinikita nila pero walang permanente sa trabahong ito.

Pag-uwi at nakatambay, walang kinikita ang isang seaman. Lalo at wala ka pang Insurance.

Mahirap sumakay ng barko ulit lalo na at marami na ang mga seaman at baka hindi ka pa masama sa line up.

Kaya habang andyan ka pa,
mag -IPON, mag-INVEST at kumuha ka ng INSURANCE para may napupuntahan ang pinaghihirapan mo.

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

26/12/2022

NEW WAYS OF SAVING MONEY

Lahat naman gustong mag-ipon. Yung iba nga, laging sinasabi na gusto nilang yumaman. Pero “gusto” nga ba talaga natin o hanggang “wish” na lang tayo?

Ang hirap kasing mag-ipon di ba? Parang feeling kawawa tayo pag hindi tayo nakasabay, pag hindi tayo nakakain sa mga sikat na kainan, pag hindi updated ang mga gadget natin, pag di tayo nakasama sa lakad ng barkada, pag wala tayong bagong pamporma. Hindi nauubos yung excuses natin!

“Saka na lang pag lumaki na sahod ko. Saka na lang pag may sumobra. Saka na lang pag na-promote na ko. Saka na lang pag natapos ko na mga bayarin ko.”

Pero napapansin mo ba? Hindi nauubos yung mga dahilan natin! Kaya hindi rin tayo nagsisimula. Ilang taon na tayong nagta-trabaho, wala pa rin tayong naiipon.

Kung sawa ka na sa mga excuses mo, kung sawa ka na sa balanse ng bank account mo, kung gusto mo na talagang magsimula, kung seryoso ka na at gusto mo talagang mag-ipon, message mo lang ako at iguide kita.😉

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

25/12/2022

𝗕𝗮𝗸𝗶𝘁 𝗻𝗴𝗮 𝗻𝗮 𝗺𝗮𝗴𝗮𝗻𝗱𝗮 𝗺𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗻𝗴 𝗞𝗮𝗶𝘀𝗲𝗿-𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗿𝗼𝗴𝗿𝗮𝗺 𝗮𝗻𝗴 𝗯𝗮𝘄𝗮𝘁 𝗺𝗶𝘆𝗲𝗺𝗯𝗿𝗼 𝗻𝗴 𝗣𝗮𝗺𝗶𝗹𝘆𝗮 𝗹𝗮𝗹𝗼 𝗻𝗮 𝘆𝘂𝗻𝗴 𝗺𝗴𝗮 𝗯𝗿𝗲𝗮𝗱𝘄𝗶𝗻𝗻𝗲𝗿𝘀?

✔️ Kapag hindi ka na employed at binawi na nung dati mong employer yung short-term HMO mo, hindi ka magwoworry kung maospital ka.

✔️ Kapag hindi mo nagamit ang annual health care coverage mo, hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser, marereceive mo ang guaranteed long-term care bonus (cash) sa maturity.

✔️ May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔️ Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔️ Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔️ Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔️ Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔️ In case of emergency, pwede magamit as family assistance.

✔️ Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chick N' joy na may drinks & fries bes.

𝗦𝗶𝗻𝗼 𝗮𝗻𝗴 𝗽𝘄𝗱𝗲𝗻𝗴 𝗺𝗮𝗸𝗮-𝗮𝘃𝗮𝗶𝗹 𝗻𝗶𝘁𝗼?
✔️ Lahat ng nasa 10-60 years mayaman man o mahirap basta healthy ay qualified po for this program?
✔️ If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.
✔️ Get Kaiser 3 in 1 (Long Term Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"
✔️ Para sa klaro at kumpletong detalye, pm lang o comment sa post na ito about your inquiry.

Protektahan ang yung sarili at pamilya sa Kaiser 3-in-1 long term healthcare. Upang matutunan kung paano mas magiging handa sa kinabukasan mo, imessage lang ako para matulungan kita.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

25/12/2022

Ang PAGTANDA nang WALANG sapat na PERA ay 'DI BIRO.

Anong gusto mo sa iyong Senior Citizen years?
A) Pinag-AAGAW-AGAWAN (dahil kung nasaan ka ay naambunan sila ng grasya)?
B) Pinag-PAPASA-PASAHAN (dahil nabibigatan na sa gastos ang mga anak mo)?

i-Type mo sa comment kung ano ang gusto mo.

Kung gusto mong mapunta sa A, invest time to Learn:
- Paano palakihin ang iyong kinikita
- Paano ang TAMANG paghawak nito
- At Paano ang TAMANG pag-iipon at pagpapalago ng ating kinikita

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

24/12/2022

Turuan kita mag-inarte 😂😂😂

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

24/12/2022

Money can't solve all of your problems but it can give you a more comfortable and better life with problems! 🥰

Ano mas kumportable, nakasakay kayo ng pamilya mo sa Fortuner mo o magcommute at makipagsiksikan kasabay ang ibang commuters? Parehas din naman na may traffic, parehas din naman na may babayaran ka. Mas malaki lang sa fortuner.

San mas okay kumain kasama ang pamilya mo? Sa fastfood o sa buffet? Parehas din naman busog, parehas din naman kasama mo pamilya mo, parehas din naman masarap. Mas malaki lang babayaran mo sa mga mamahaling restaurant.

San mas okay tumira kasama ang pamilya mo, sa maliit na apartment o yung sariling bahay mo na kumpleto appliances, maluwag na kwarto, hindi binabaha, hindi nagkakaroon ng tulo kapag umuulan, at safe and secured kayo ng pamilya mo? Parehas naman din na nakakatulog, nakakain, nakakaligo at nakakapagpahinga kayo.

Paano mas masarap maggrocery? Yung ililimit mo sa 3k lang kasi yun lang budget mo o "sige Ma, Pa, o anak, kunin nyo lang kahit anong gusto nyong bilhin."

Ano mas masarap, sa mall o sa park nalang mamasyal kasama ng pamilya mo o di kaya magstay nalang sa bahay o magtravel kasama pamilya mo? Parehas naman din enjoy.

Ano mas masarap, mamili ng mga regalo para sa mga kamag-anak mo ngayong pasko o magtago at umiwas kasi nahihiya ka na walang maibigay? Parehas naman din Ninong at Ninang pa din tawag at turing sayo.

Ano mas masarap, "Anak, kahit saan mo gusto mag-aral at kahit anong kurso." o "Anak, kailangan maging scholar ka ha para makapasok ka sa ganitong paaralan." Parehas din naman na magsisikap anak mo. Parehas din naman na matuto sila. Parehas din naman na gragraduate at magiging successful.

Ano mas masarap, nakaelectric fan ka o nakacentralized aircon? Ano mas masarap, babaluktot ka sa maiksing kumot o nasa ilalim ka ng malaking comforter?

Hindi masama hangarin ang magandang buhay. Hindi rin naman masama na makuntento ka na sa kung anong meron ka, pero tanong ko ulit sayo, ano ang mas masarap o ano ang buhay na hangad mo para sa sarili mo at pamilya mo?

Ikaw lang ang makakasagot nyan, at depende sa sagot mo kung ano ang dapat mong gawin. ❤

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

23/12/2022

Alam mo kung ano yung nakakalungkot na realidad?

20 y/o: Tsaka na ako mag-iipon, bata pa naman ako eh. Enjoy muna. Yolo!

30 y/o: Hindi ako maka-ipon. Dami ko kasi dapat bayaran na loan. Kakakuha ko lang ng bagong kotse, appliances at bahay.

40 y/o: Hindi ko na kaya mag-invest eh. Enrolment pa ng anak ko.

50 y/o: Nako, 10 years nalang magre-retire akong walang naipon.

60 y/o: Wala akong naipon eh. ‘Di naman sapat benefits ng pension. Wala rin akong insurance kasi mahal na.

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

22/12/2022

Four Reasons Why Planning for Retirement is Very Important.

1. SSS and Philhealth are not enough - they will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on your SSS pension alone and on Philhealth on your medical needs.

2. Inflation - your P1,000 now will have a lesser value in the future.

3. Our kids are not our retirement fund - part of "Pagtanaw ng utang na loob" Culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer - imagine retiring at the age of 60 with NO INCOME, then living until the age of 80, that's 20 years worth of expenses. 60 years old is too far to imagine, right? How about taking a vacation for a year with no salary?

Joined us and learned the basic steps in personal finance so that you can prepare for your future carefully.

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

21/12/2022

INVEST IN FINANCIAL EDUCATION

Invest in what truly matters!

Sometimes, you may get intimated by Financial Education because you think it's only for the wealthy.

Reality check: Financial Education is for everyone! As a matter of fact, Financial Education is the only Investment we can make that is low risk but has a high return.

Invest in yourself today!

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

20/12/2022

Akala ko noon na ang pagiging professional at pagkakaroon ng trabaho ang paraan para magkaroon ng maraming pera.

Pero after 11 years working abroad kahit konting savings wala ako. I know na parang may mali.

Ang kulang pala sa akin ay 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲, kaya naniniwala ako sa sinabi ni Bro. BO Sanchez at Sir Robert Kiyosaki.

Now, I start building the 𝐒𝐨𝐥𝐢𝐝 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧 for me and for my Family's future.

Kasi hindi sa lahat ng panahon kaya natin kumita ng pera.
Lahat tayo magre-retire at hindi na kayang magtrabaho. 😁

Gusto mo din ba matutunan kung paano mag-build ng 𝐒𝐨𝐥𝐢𝐝 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧?

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

19/12/2022

Kwento ng Year End Bonus mo

Many times when you get your bonus, it creates an illusion na marami kang pera. Kaya, you always have the tendency to spend it.

The reality is your income is temporary and your bonus is hard-earned money pa rin.

So kung gusto mo mag bago ang buhay mo, e apply mo itong "new mindset".

👉 Isipin mo na ang bonus mo is your last money and last paycheck for the year kaya huwag na huwag mong dapat ubusin. Ginasta mo na kasi lahat ng sahod mo from January to November so keep a bit more savings for December and from the Year end Bonus.

Break the cycle of ending the year with zero money and starting the new year with uncertainty.

Apply the new approach and new mindset and you will see changes in your financial life by starting the next year with extra money and abundance. 😊

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

18/12/2022

Ikaw ba insured na?

Protektahan ang yung sarili at pamilya sa Kaiser 3-in-1 long term healthcare. Upang matutunan kung paano mas magiging handa sa kinabukasan mo, imessage lang ako para matulungan kita.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

18/12/2022

Para hindi maging PULUBI pagtanda!

Be Financially Literate!
We at teach financial literacy class for FREE!

Wag mahihiyang magtanong kaibigan, tutulungan kita magsimula! PM is the 🗝
Attend our FREE Online/F2F Financial Class upang matutunan kung paano mas magiging handa sa kinabukasan mo.

👉 https://119729sl.imgcorp.com/freefinancialliteracyclass/
👉 https://119729sl.imgcorp.com

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Quezon City
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+639179278532

Website

https://119729sl.imgcorp.com/freefinancialliteracyclass/

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