Img/kaiser 3 N 1health care savings plan

15/02/2025

Shout out to my newest followers! Excited to have you onboard! Eunelyn Lagnason, Lilibeth Joy Rosales, Ray Ramos Baluyot

26/12/2024

12/10/2024

Shout out to my newest followers! Excited to have you onboard! Jennelyn Castañares Bascones Campo, Arlene Manlosa, Hannah Althea Siblos Moreno, Jhun Dave Montil Gomezthank you very much.

31/01/2024

Hindi mo malalaman ang halaga ng healthcare hanggang hindi mo naeexperience na ang mahal magkasakit at magpagamot. 😞
Bigyan mo ng pansin ang healthcare.

Be prepared, hwag puro gala at shopping.
Instead mag shopping ka ng maraming HMO para di ka gipitin sa buhay!

What if we expire too soon?
What if we get sick?
What if we live too long?

Ask me about KAISER. 🙂



Get your KAISER Long Term Healthcare only with Kaiser
👉 https://393917PH.imgcorp.com/quote/kaiser/

20/01/2024

11/01/2024

I have reached 500 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉Thank you all

10/09/2023

Mga Ka OFW, may kilala ka bang ganito?
Puro trabaho pero laging walang pera, anong nangyari?
Magising tayo sa ganitong reyalidad ng buhay...
Wag ubos ubos biyaya para hindi laging nakatunganga..
Kulang sa kaalaman pinansyal!.
Financial Education is the key!!

Message lang po ako tulungan ko po kayo🥰

-ctto-

10/09/2023

Be Financially Free!!

How?
Increase your cashflow
Spend less,Save more
Become and Investor
Invest first in Financial Education

Attend our FREE Webinar financial class about;
Building Your Future Make Money work for you
just pm Me 😊

10/09/2023

10/09/2023

Ang Kaiser Ultimate ba ay VUL?

This past week, may dalawang nagtanong sa akin kung VUL ba ang Kaiser Ultimate Health Builder

Medyo nakakatawa ang tanong, kaya ang sagot
No, it is not! Kaiser Ultimate is a healthcare solution
VUL is a life insurance solution

Pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:

VUL is 2-in-1 life insurance + investment

Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:

-healthcare "if you get sick"

-life insurance "if you die too soon"

-investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution. Sa karamihan ng details, magkaiba sila:

Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na. Maaring kailangan magbayad ng dagdag.

Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50 - 60 year old, baka mas murang life insurance ang Kaiser kaysa VUL :-)

Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.

Hindi talaga comparable ang Kaiser Ultimate at VUL.

10/09/2023

𝐈𝐍𝐓𝐄𝐑𝐍𝐀𝐓𝐈𝐎𝐍𝐀𝐋 𝐌𝐀𝐑𝐊𝐄𝐓𝐈𝐍𝐆 𝐆𝐑𝐎𝐔𝐏 (𝐈𝐌𝐆)
Para po sa kaalaman ng lahat, ang 𝐈𝐌𝐆 po at 𝐊𝐀𝐈𝐒𝐄𝐑 ay magkaiba.

✅Ang 𝐈𝐌𝐆 po ay isang 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘 while ang 𝐊𝐀𝐈𝐒𝐄𝐑 po is 𝐇𝐄𝐀𝐋𝐓𝐇 𝐌𝐀𝐈𝐍𝐓𝐄𝐍𝐀𝐍𝐂𝐄 𝐎𝐑𝐆𝐀𝐍𝐈𝐙𝐀𝐓𝐈𝐎𝐍 (𝐇𝐌𝐎) na isa sa mga companies na partnered nang 𝐈𝐌𝐆.

𝐈𝐌𝐆 is a Financial Institution, partnered with top leading companies in the Philippines. Tinuturo po ng IMG ang kahalagahan ng pagkakaroon ng 𝐒𝐎𝐋𝐈𝐃 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐅𝐎𝐔𝐍𝐃𝐀𝐓𝐈𝐎𝐍.

Gaya ng tamang pag-iipon, pagkakaroon ng protection through 𝐋𝐢𝐟𝐞 and 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, paano mo proteksyunan ang 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 mo at kung paano mo palaguin ang pera mo na hindi ka nagtatrabaho para in the future magkaroon ka ng Financial Security.

You don’t invest in 𝐈𝐌𝐆, instead you learn from 𝐈𝐌𝐆.

𝐈𝐌𝐆 membership ay parang discounted 𝐠𝐢𝐟𝐭 𝐜𝐚𝐫𝐝, it helps you save money and reduce your spending. Hindi mo na kailangang dumaan sa mga agents ng mga companies, dahil kapag 𝐈𝐌𝐆 member ka at once nag-invest ka or nag-avail ng mga products ng partner companies ng 𝐈𝐌𝐆, yung fees na para sa agent ay mapupunta na sa’yo. This can be a best way to save money.

To summarize that:
☑️ 𝐈𝐌𝐆 at 𝐊𝐀𝐈𝐒𝐄𝐑 ay hindi pareho
☑️ 𝐈𝐌𝐆 is a 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘
☑️ 𝐈𝐌𝐆 is a Financial Institution
☑️ You don’t Invest in 𝐈𝐌𝐆, You invest in its partnered companies
☑️ 𝐈𝐌𝐆 membership is like discounted gift card. (Discounted and free fees)

✍📖𝐋𝐞𝐚𝐫𝐧 , 𝐄𝐚𝐫𝐧 𝐒𝐚𝐯𝐞, & 𝐈𝐧𝐯𝐞𝐬𝐭🤔

10/09/2023

Bakit kapag DAMIT at BAG, gusto branded?
Bakit kapag SAPATOS, gusto Nike, Adidas, Jordan?
Bakit kapag Cellphone gusto Iphone?
Pero 'pag dating na sa health, gustong mumurahing gamot? 🤔
Di na pinaghahandaan....
Bakit kapag health na ang usapan, biglang NAGTITIPID? 😣😥

Don't you know that your body will live longer than those expensive brands?! Trust me!

When you invest in your health today you are saving for your future 🤙🏻💯"Prevention is cheaper than cure."

Get your own Kaiser 3in1 Savings Plan
Ipon na Walang Tapon for your Health Fund needs lalo na sa Retirement 🥰







Ctto❤