Algarve Angels

Algarve Angels Looking for assistance to discover the Algarve? Algarve Angels organizes scouting trips, remote research and can help you find your rental property.

2025 Updates to Portugal’s NHR Tax Program – What You Need to KnowConsidering a move to Portugal? The Non-Habitual Resid...
18/11/2024

2025 Updates to Portugal’s NHR Tax Program – What You Need to Know

Considering a move to Portugal? The Non-Habitual Resident (NHR) tax program has new changes for 2025 that make it even more attractive for non-European citizens seeking favorable tax benefits.

The NHR program offers tax incentives for qualifying individuals, including reductions on foreign-sourced income and certain professional income. In 2025, Portugal is introducing updates that clarify eligibility criteria and add specific incentives for certain professions in high demand. These changes are designed to welcome more skilled individuals to Portugal and ensure compliance with the latest EU tax guidelines.

At Algarve Angels, we stay on top of all these updates so you don’t have to. If you’re interested in the NHR program, our team is here to guide you through every detail, making your relocation smooth and straightforward.

📲 Contact Algarve Angels to learn how you can benefit from the 2025 NHR program!

MOVING TO PORTUGAL? THE TAX AND WEALTH MANAGEMENT ESSENTIALS TO KNOW BEFORE YOU GOWhile it is never too late to review a...
03/10/2023

MOVING TO PORTUGAL?

THE TAX AND WEALTH MANAGEMENT ESSENTIALS TO KNOW BEFORE YOU GO

While it is never too late to review and adjust your financial planning for living in Portugal, if you are still planning your move, it pays to do your research and take advice before you do. With early and careful planning, you can make the most of tax-efficient opportunities.

- Residence post Brexit
While there is more advance planning and paperwork involved now, most UK nationals can achieve their dream of living in Portugal, particularly if retired.

The D7 Passive Income Visa (D7 Visa) and D7 Passive Income Residency Permit (D7RP) are the most suitable routes for most individuals wishing to retire here. You need to supply supporting documentation including a Portuguese tax identification number; proof of property purchase/rental agreement and of sufficient financial resources; suitable health insurance, and medical and criminal record checks.

- Portuguese income tax
While those qualified as ‘non-habitual residents’ receive beneficial tax treatment (see below), other Portugal tax residents are liable to Portuguese tax on worldwide income. Certain capital gains are added to income whereas others are exempt or taxed at a fixed rate.

The 2023 income tax scale rates range from 14.5% (for income under €7,479) to 48% (income over €78,834). A 2.5% or 5% solidarity tax is levied on income over €80,000 and €250,000 respectively.

Investment income is taxed at a flat rate of 28% (35% if in a ‘tax haven’). You can opt for the scale rates.

You are usually considered tax resident after 183 days in Portugal, but it can be earlier if you relocate with the intention of making it your home.

- Non-habitual residence regime
New residents (not resident in the last five years) can enjoy 10 years of tax advantages by applying for Portugal’s ‘non-habitual residence’ (NHR) status.

Besides a fixed 20% income tax rate to those employed in ‘high value-added’ professions, NHR lets you receive some foreign income tax free or at a reduced rate. You could also pay no Portuguese tax on gains from UK property.

- Tax on UK pension income
Once tax resident in Portugal, your UK state and occupational pensions are only liable for Portuguese income tax. UK government service pensions remained taxed in the UK.

Taxation of personal pensions in Portugal gets complicated so take personalised specialist advice. Most British expatriates are likely to pay tax at Portugal’s income tax rates.

There is no 25% tax-free lump sum in Portugal, so consider taking yours before leaving the UK.

If you obtain NHR status, UK pension income (excluding government service) is taxed at 10%.

- Wealth tax on property
Portugal currently imposes a ‘wealth tax’ on high-value local property, regardless of residence.

You are only liable if your stake in Portuguese properties is over €600,000 (potentially €1,200,000 for couples), then only on the value above that. Rates are 0.7% for individuals, 0.4% for companies and 1% for properties over €1 million. Some companies are not eligible for the allowance.

- Portugal’s inheritance tax
The Portuguese version of inheritance tax, called ‘stamp duty’, is only charged on assets located in Portugal and at just 10%. Spouses and ascendants/descendants are exempt.

If you remain UK domiciled as many British expatriates do, your worldwide estate remains subject to 40% UK inheritance tax (above the thresholds).

- Timing your move to save tax
The Portuguese tax year runs from January to December, whereas the UK is April to April. The two countries apply different capital gains tax rules and rates. Weigh up whether it’s more tax efficient to sell UK assets while still UK resident, or wait till you are resident in Portugal, then time your move accordingly.

- Minimising tax
Don’t assume what was tax efficient in the UK is tax efficient elsewhere. UK ISAs, for example, are taxable in Portugal, but Portugal can provide its own tax planning opportunities, particularly on capital investments. Many expatriates, for example, benefit from holding capital in a structure similar to an offshore life assurance policy or bond that acts as an investment wrapper to a conventional portfolio.

- Succession law imposes
Portugal’s ‘forced heirship’ succession law dictates how assets are passed on. Your spouse and direct family could automatically inherit at least half your worldwide estate even if you wish otherwise.

Speak to our specialist adviser to provide a strategic financial plan for the whole process, from your planning stages in the UK right through your retirement years in Portugal and should you return to UK in future.

www.algarve-angels.com
WhatsApp: 962 774 553
Email: info@algarve-angels.com

RELOCATION ADMINISTRATIONWe help to prepare all required documents before the departure from your home country and makes...
15/08/2023

RELOCATION ADMINISTRATION

We help to prepare all required documents before the departure from your home country and makes sure that the transferee is compliant with local regulations from day 1.

Our service is personalized and you will only work with a single point of contact for all of their compliance requirements.

EU citizen registration

Town hall registrations

Criminal records

Social Security Registration

Health Registration

European Health Card Application

Health Coverage Certificate

Driver´s license exchange

Exchange of number plates

Vehicles e-registrations

And others

NON-HABITUAL RESIDENT IN PORTUGAL Portugal has always been a country of choice for foreign families, remote workers, and...
02/08/2023

NON-HABITUAL RESIDENT IN PORTUGAL

Portugal has always been a country of choice for foreign families, remote workers, and retirees looking for a place in the sun in southern Europe.

Known for its gastronomy, hospitality, and amazing beaches – which are already reasons enough to justify a move – Portugal also offers tax benefits to foreigners moving to the country, and to those who, being Portuguese citizens, have resided abroad in the last 5 years.

New tax residents, who acquire the Non-Habitual Resident Status (NHR), benefit from a special IRS rate of 20% for 10 years, under specific conditions.

1. What is the Non-Habitual Resident Status?

NHR is a special tax regime that offers personal income tax (PIT) exemptions or reduction to new foreign residents or Portuguese citizens who have been emigrated for more than 5 years, on income from skilled work, passive income, and pensions, under specific conditions.

The NHR regime was launched in 2009 by the Investment Tax Code (Decree-Law 249/2009 of September 23) to attract qualified professionals and pensioners with purchasing power, being currently regulated by the PIT Code.

2. Who is eligible and can qualify as NHR?

To be eligible and qualify as an NHR you will have to fulfill 3 requirements:

- Not have resided in Portugal for the last 5 years;
- Obtain fiscal residency in Portugal, either through the purchase or rental of property;
- Register as an NHR with the Tax and Customs Authority (AT);

3. How to obtain NHR status in Portugal?

To become a tax resident in Portugal under Portuguese law, you must:

- Stay in Portugal for more than 183 days;
or
- Have available housing in a condition that is assumed to become your usual residence. You can proceed with the purchase of a property, however, renting is a possible solution to ensure fiscal residence.

4. When to apply for NHR status in Portugal?

The attribution of the Non-habitual resident status must be achieved at the time you register as a resident in Portuguese territory, directly on the website http://xn--portaldasfinanas-ppb.gov.pt/, or until March 31st of the following year in which you register as a resident in the country.

5. What are the tax exemptions and benefits in Portugal?

No wealth tax in Portugal and exemption from declaring any assets to the Portuguese tax authorities (income only);
Inheritances and donations, between ascendants and descendants (ex: father to son, or grandfather to grandson, or son to mother ) and husband and wife, are tax exempt.
Other inheritances and donations (such as uncle to nephew or unrelated persons) are taxed at a flat rate of 10% on assets located in Portugal (other assets will not be subject to tax);
For citizens of countries that are not members of the EU or the Schengen area, Portugal approved in 2012 the Golden Visa program. National citizens can benefit from the regime, which makes it particularly attractive for Portuguese emigrants.

6. How long does NHR status last?

Once obtained, NHR status lasts for 10 years from the year of first tax residence in Portugal.

Seize the real estate opportunities in Algarve with Your Property Advisor by your sideWith its unique geography and vast...
29/07/2023

Seize the real estate opportunities in Algarve with Your Property Advisor by your side

With its unique geography and vast property options, navigating the Algarve’s real estate market can feel overwhelming.

Add to that the fierce competition with over 650 real estate agencies and nearly 2,000 estate agents in the region. But fear not! Your Property Advisor is here to make your property purchase a breeze. As your trusted partner, they will help you through every step of the process, ensuring a seamless and successful experience.

Your Property Advisor is a Portuguese buyers’ agency exclusively representing buyers and their interests. What sets us apart is our commitment to avoiding any conflicts of interest. Unlike traditional agencies, we don’t have a real estate portfolio. This unique approach empowers us to source the entire market, handpicking the best properties that align perfectly with our client’s preferences.

Our aim is to save buyers time, effort, and money by acting as a single point of contact throughout the entire process. From house hunting to closing the deal, they will negotiate the best conditions on your behalf.

The high demand for real estate in the Algarve has created a competitive market, but whether you prefer traditional homes or contemporary villas in a traditional, modern or luxurious setting, there are options to suit every preference!

In the west, Sagres is a surfer’s paradise, Vila do Bispo appeals to young families, and Carvoeiro offers a luxurious experience. The central region provides convenient access to Lisbon and to Faro airport, with high demand for mountain villas and beachfront properties.

Quinta do Lago is an exclusive golf destination, while charming villages like Boliqueime and Estoi offer tranquillity and scenic views for digital nomads. In the east, traditional areas like Tavira and Olhão provide relaxing white sand beaches for retirees. The Algarve offers something for everyone, making it a matter of personal choice.

If you are interested in investing, retiring or working remotely, the Algarve could be an option. There is still time to apply to Golden Visas since the programme is still open for now and the non-habitual resident tax scheme is also a good option that allows foreign residents to benefit from advantageous tax breaks for a period of 10 years.

Your Property Advisor protects the buyer’s interests, negotiates the best price, and ensures a smooth purchasing process, while providing clients with valuable insights and relevant information about the local area, allowing them to make well-informed decisions.

Claim your free 30-min consultation today on our website (www-algarve-angels.com) or reach out to 962 774 553 and find out the best area in the Algarve to suit your needs!

Portugal firmly on the “real estate world radar”Even with the challenges that we all face today, with the increase in co...
28/06/2022

Portugal firmly on the “real estate world radar”

Even with the challenges that we all face today, with the increase in construction and fuel costs, the impact of the rise in the inflation rate and the uncertainty and complexity of the Ukraine/Russia conflict, the real estate market in Portugal should “continue to lead the way in the international projection of our country”, according to a report by Idealista/news.

Portugal is definitely on the real estate world radar and has proven, more and more, that it is a market prepared not only to face challenges, but also to be at the forefront. The national real estate has come a long way, but we still have many kilometers to discover.

This is a sector that has already proved its resilience and attractiveness, facing, with distinction, different economic cycles over the last two decades and showing that it has the ability to reinvent itself.

09/05/2022

Relocating is an overwhelming project and one thing you definitely don’t want to second-guess is where you choose to relocate.

We start with determining various regions that match your needs and set-up a 4 hour scouting per region.

Our region research consists of a ride from inland to the coastline of the municipality, combined with a house viewing, to get the look and feel of the different types of homes in Algarve. Stop by local places that will give you a sense of what it is like to live in the area.

During your trip, we assist with:
Get a NIF
Open a bank account
Make contacts with rental companies or estate agents
Visit a few properties you might want to rent or buy




www.algarve-angels.com

Buying property in Algarve - What should you consider?What type of property should you buy?There’s a huge variety of dif...
23/08/2021

Buying property in Algarve - What should you consider?

What type of property should you buy?

There’s a huge variety of different types of property in Portugal. Do you want modern or traditional? Town or country? It’s crucial to take plenty of time to review your options and think about what will meet your needs when you move to Portugal.
When you’re thinking about the type of property you might like to purchase, we recommend you sit down and come up with a specification so you can narrow down what you need to look for. Below, we’ve come up with a quick question checklist to get you started.

Size and style

Is there a certain type of property that you see yourself living in?
What are your size requirements?
How many people are moving you’ll need to accommodate?
Will you need space for guests?
Do you have a preference for a new or old property?
Are you happy to handle repairs or renovations if its an aged property?

Features and other needs

Are there any features you want? A terrace? Lots of parking? A garden or pool?
Do you need a property you can let out or host B&B guests?
What kind of location do you prefer?
Does it need fantastic views?
Is there any other feature you need to get your dream property?

Budget

If you have an area in mind, what type of property suits your budget?
Do you need to adjust your requirements to fit within your budget?
Next, we’ll look at the choices of property in Portugal.

There are five main types:

1) A sunshine villa
Generally, a white-washed villa is what most people think about when they imagine their new life in Portugal. A villa will usually be quite modern, with its own private pool and garden. These can be found everywhere, although they are less likely to be right in the middle of towns or cities.

2) A trendy townhouse
Of all the types of property in Portugal, a townhouse should be your top pick if you’re looking for something close to the action. You’ll usually find these homes provide you with lots of room, and this generally includes roof terraces and balconies.
However, townhouses typically offer you less privacy than a villa. They are generally found in semi-detached or terraced format. They often cost less than a villa and can give you more of a community feel.

3) A coastal apartment
Apartments in developments are a popular choice in Portugal, especially with those buying a holiday home or an investment property. They come in all shapes and sizes, and often have access to a shared pool and gardens. Furthermore, you’ll sometimes find extra facilities like gyms and children’s play areas.

It’s worth knowing that living in one of these apartments in a popular tourist location may mean you end up fairly alone during the off-season period, with many of these developments practically empty. However, this can appeal to some people!

4) A resort property
Living on a resort is different to living in a simple apartment development. This is due to the host of serviced facilities resorts typically provide, in addition to shared access to a pool and garden. Also, you’ll often find you’re sharing these facilities with tourists, rather than residents.

There is a broad spectrum of resort properties available in Portugal, from a golf villa in one of the prestigious golfing resorts, to a studio apartment on an all-inclusive complex. Once again, this option is most popular with those buying a holiday home or an investment property.

5) A rustic choice
A rustic property could mean a traditional house in the middle of a town or city, or a sprawling quinta in the hills of the country. While these homes often appeal to expats, it’s important to consider the maintenance and upkeep cost of a property like this. First, you should consider if you’re truly up for a project! If you’re willing to pay the money and put the work in somewhere “off-grid,” this kind of property could be perfect for you.

The first week abroad: 10 tips on moving to a new countryThe first weeks and months in a new country can be exciting yet...
19/08/2021

The first week abroad: 10 tips on moving to a new country

The first weeks and months in a new country can be exciting yet disorienting as you adapt to your new life abroad. Here are 10 tips that will make moving to new country easier.

As you take some time to organize your first few days and give yourself small goals to accomplish, you can settle into your new home more comfortably. Moving to a new country is stressful, especially if it’s your first time being an expat; these tips can help make the process a smooth one.

1. Pick one or two of your favorite items and take them with you

It could be your pillow, a family photo album, your favorite mug, a handmade sweater from your mum, or your alarm clock. It could also be something as simple as watching a television show from back home. Basically, make it anything that reminds you of home. Keeping a small piece of home with you helps ground you as you learn about your new home.

2. Do your homework before moving to a new country

Before moving to a new country, always look for more information. You can do research the place online, talking in forums, or talking with people who have been there. It is important to note down and find out at least the first few things you can do, and the places you need to know upon arrival. Research all of your needs before you go, whether it’s about pet relocation or local healthcare.

3. Sign up for a local language class

If you already speak the language, join a community club, an expat club, or any organization that gives you the opportunity to make new friends. Language classes are most helpful, though. You’ll not only develop your linguistic skills, you’ll also have a chance to meet other new arrivals. These classes are full of people who are probably just as desperate for company as you are.

4. Figure out where the locals buy their groceries

Buying from a local store instead of an international one will save you tons of money and make you feel so much more at home. Products are usually much cheaper in stores for locals compared to those for foreigners. Explore the local cuisine and learn to cook it at home (especially if the country is renowned to be super healthy).

5. Get a reputable agent to source your accommodation

It might cost a bit extra, but you will find a better place to live and save yourself a significant amount of the unnecessary stress that comes from living in a bad neighborhood or somewhere far away from your work place. Don’t jump right into buying the first home you see; be restrained and do your research before buying a house abroad.

6. Get a mobile phone with a local number

A mobile phone is essential: you can call anyone in times of need, especially when you’re moving to a new country where you don’t know if any unforeseen problems might happen. Plus, the sooner you have a local number, the easier it is for you to make new friends. With today’s technology, you can download tons of free apps that allow you to call home (e.g., Facetime, Line, Skype, Tango, Viber).

7. Go for a wander around your neighborhood

Take a stroll and find out where the restaurants and local bars are around your area. Don’t be afraid to get lost; you can always take a taxi home or ask for directions. This is the best way to learn any new place, foreign or not.

8. Make an appointment you cannot miss on your third day

This forces you to get with the program, get in the right time zone, and get a life. It could be anything: sign up for a new class, watch a movie, buy some utensils for your new apartment, open up a bank account – anything. Just make sure you get it done on the third day, because sooner than three days is too soon and later than three days is too late. Having a small, attainable goal in your new home gives you a small sense of purpose and forces you to discover your new city.

9. Give yourself permission to be homesick

It’s only natural to miss home, family, and friends. Don’t be too harsh on yourself and allow yourself some personal time to feel homesick and miss your friends. Try to embrace this feeling instead of fighting it. When you feel homesick, recognize that the feeling connects you to the place in which you were born or grew up and to the people you love still living there. You can always make a call home to talk to friends and family as much as you like.

10. Be grateful, friendly, and polite

The first few months in any new place, especially a foreign one, is going to be stressful. The fact is that most people live and die very close to the place they are born. You are experiencing something wonderful and unique – no matter how much culture shock makes you want to cry, scream, or rip your hair out. You’re already here; instead, try to be grateful that you have the opportunity to see the world and experience a different culture. Moving abroad for an adventure is something millions can only dream about. Always bear in mind to be friendly and polite towards new people and new cultures and you will have no problem fitting in and making tons of friends.

10 THINGS YOU DID NOT KNOW ABOUT PORTUGAL1. Portugal is one of the oldest countries in the world.Since the year 1279, wh...
15/08/2021

10 THINGS YOU DID NOT KNOW ABOUT PORTUGAL

1. Portugal is one of the oldest countries in the world.
Since the year 1279, when Portugal and Spain signed a peace agreement, Portugal has had more or less the same land borders as today. It was the first world power and it used to be one of the greatest powers, like rival Spain, with colonies on all continents. In terms of borders, little has changed in Portugal since 1279.

2. Lisbon is one of the oldest cities in Europe.
Portugal is not only one of the oldest countries, but the capital Lisbon is even the oldest European city after Athens. It is said to predate the Roman Empire and to be founded about 400 years before the Roman era.

3. The oldest bookshop in Europe is in Lisbon.
If you are looking for the oldest European bookshop, go to Lisbon. The Livraria Bertrand was opened in 1732 on Rua Garrett and has remained there ever since. Bertrand has become one of the largest bookstore chains, with stores in Portugal and Spain. It is also a publishing house.

4. Portugal has one of the oldest universities in Europe.
More old stuff! The University of Coimbra, a city in the northwest, was founded in 1290 by King Denis of Portugal. This makes it one of the world's oldest universities still in operation. In the meantime, the university has moved twice to Lisbon and back again.

5. Portuguese is one of the most widely spoken languages.
Portuguese is a Romance language, as are French, Italian and Spanish. It is one of the six languages ​​most commonly spoken in the world as a mother tongue. It is spoken by approximately 230 million people in more than 10 countries, 9 of which have Portuguese as their official language. It is also one of the most used languages ​​on the internet today.

6. Portugal is the largest cork exporter in the world.
Portugal is the largest exporter of cork products. About half of all cork used worldwide comes from this small country on the Iberian Peninsula. For centuries, the cork oak trees, which are so typical and characteristic of the Portuguese landscape, have been grown for their spongy bark from which the cork is made. Most of it is made for cork stoppers but you can also find a lot of handmade art in Portugal.

7. Portuguese shoes are popular everywhere.
Portugal has an old tradition of shoemaking, carpentry and paving. Of these crafts, shoemaking is the most popular. Celebrities such as Rihanna and Pippa Middleton have been spotted wearing Helsar shoes. A funny detail is that the Portuguese cork is also widely used for making shoes.

8. Port wine is named after the city of Porto and not after Portugal.
Contrary to popular belief, the famously sweet and rather strong “ Vinho do Porto” from the Douro Valley does not owe its name to Portugal, but to the city of Porto. In fact, the name Portugal is also related to Porto, as the region around Porto was called Portucale before it was an independent country.

9. The national music of Portugal is fado.
Fado, declared an intangible world heritage by UNESCO in 2011, is without a doubt the national music of Portugal (ask any Portuguese). The name comes from the Latin fatum , meaning fate or destiny. It is strongly linked to saudade: A Portuguese word that expresses a strong nostalgic feeling. Saudade and fado are the main themes in fado texts.

10. The traditional dish of Portugal is bacalhau.
The traditional Portuguese dish is salted and dried cod, also called bacalhau in Portuguese. Surprisingly, however, cod can't be found much in the waters around Portugal, which is popular for fresh fish and seafood. Portugal's national fish dish can only be found in northern waters, such as the Baltic Sea. It is said that the fish can be prepared in 365 different ways, one dish for every day of the year.

PORTUGAL - Everything you need to knowPOPULATION: 10.5 millionLANGUAGE: PortugueseRELIGION: Roman Catholicism; Islam; Ju...
15/08/2021

PORTUGAL - Everything you need to know

POPULATION: 10.5 million
LANGUAGE: Portuguese
RELIGION: Roman Catholicism; Islam; Judaism; Protestantism

HISTORY

Portugal was one of the first European nations to be unified into a single country. It gained independence from Spain with the accession of King Alfonse I in 1143. The country is located in southwestern Europe. Due to colonization and emigration, there are Portuguese-speaking peoples living in North and South America, Asia, Africa, and Australia.
The Portuguese Age of Discovery began in the fifteenth century. This marked the beginning of a vast overseas empire which expanded for over three centuries. Portugal's wealth and importance declined after the loss of Brazil in 1822. In 1910, the monarchy was eliminated and a republic was declared. This was replaced by the dictatorial rule of António Salazar (1889–1970) in 1926.
The Salazar government was finally overthrown in 1974. A democratic government was established and a new constitution was adopted in 1976. During this period Portugal granted independence to its remaining colonies, including Angola and Mozambique. In spite of continuing poverty, especially in rural areas, the nation has seen numerous advances since the 1970s.

FOLKLORE

The Portuguese are a deeply superstitious people. Their formal Catholicism is mixed with pre-Christian practices and beliefs. Offerings to saints—intended to promote healing—hang on strings near many church altars. Images on these offerings depict whatever is to be (or has been) healed. These include hands, heads, breasts, babies, and animals.
Popular superstitions involve the phases of the moon, the healing power of fountains, and the evil eye, which is the power to inflict bad luck on someone. The evil eye is feared in a number of situations. Ceremonies surrounding death and the occult abound. Portuguese widows are expected to wear black for about seven years, and many wear it for the rest of their lives. The loss of a parent is mourned for up to three years.

RELIGION

The overwhelming majority of Portuguese (97 percent) are Roman Catholics. Catholicism is at the center of Portuguese life. Portugal's holidays, its moral and legal codes, health and education systems have been greatly impacted by its Catholic heritage. While only about a third of the population attends church regularly, almost all Portuguese are baptized and married within the church and receive its last rites when they die. Religious observance is greater in the northern part of the country than in the south.
Churches occupy a prominent physical location in almost every Portuguese village. Many Portuguese make pilgrimages (romarias) to religious shrines. The most famous such shrine is the one at Fátima where the Virgin Mary is said to have appeared before three children in 1917. The cult of the Virgin is very powerful in Portugal, and images of Mary and Christ are commonly seen even in such non-religious places as labor union offices. There are small numbers of Muslims, Jews, and Protestants.
RELATIONSHIPS
When the Portuguese greet each other, they kiss on both cheeks. Those who live in the northern part of the country, which has been isolated from foreign influences, are formal, conservative, and reserved among strangers. In the south people are generally more casual, relaxed, and friendly. In the north, many people are referred to by nicknames (alcunhas), which are an important part of their identities.

LIVING CONDITIONS

Over half of all Portuguese rent their homes. Rural villagers often live without electricity or running water. Migration to the cities made an already existing shortage of urban housing worse. It also resulted in the growth of shantytowns (bairros da lata) which lack sewage systems. In response to this situation, the Portuguese government has instituted a $2 billion program to clear these slums and build low-income housing units.
Almost all sectors of Portuguese society have access to modern medical care. Portugal's national health service was inaugurated in 1979. While infant mortality rates were cut nearly in half between the mid-1970s and mid-1980s, the government program is still insufficient to meet the nation's health care needs. It is supplemented by church-supported services. While home birth was common as recently as the 1960s, today almost all Portuguese women have their babies in hospitals.

FAMILY LIFE

The family headed by a father is the ideal throughout Portugal. But in reality families vary considerably according to class and region. Middle-and upper-class Portuguese, and those in the southern part of the country, are more likely to conform to the tradition. Women stay at home to raise children and run the household while men engage in business or the professions.
Among the poor, especially in the northwest, the relationship between husband and wife is a more equal one. Households are headed jointly. In farming families, women may work the fields alongside their husbands. Fishermen's wives may help repair nets or sell the day's catch. Due to high rates of male emigration, a relatively large number of women in the north never marry. Many have traditionally managed their own farms and remain financially independent.
The position of women in Portugal improved greatly after the end of the military dictatorship in 1974. The 1976 constitution guaranteed them full legal equality. By the early 1990s, women accounted for more than half of all persons enrolled in higher education and 37 percent of the country's physicians.

FOOD

Fish is the main staple of the Portuguese diet. Cod is the most popular. The average Portuguese eats about 100 pounds (45 kilograms) of it every year. It is prepared so many different ways in Portugal that there is said to be a different recipe for every day of the year.
Other commonly eaten seafoods include sardines, salmon, sole, sea bass, and hake, as well as eel, squid, octopus, and lamprey. Practically every Portuguese meal is accompanied by soup. The most popular is caldo verde (green soup), made with couve galega (Galician cabbage), sausage, potatoes, and olive oil. Another popular soup is sopa alentejana, simmered with bread, garlic (another staple of the Portuguese diet), and other ingredients. Caldeirada, a fish stew, is another popular national dish.
Portugal's varieties of succulent fruit, which vary regionally, provide some of its best desserts. These include peaches, strawberries, oranges, figs, plums, pineapples, and passionfruit. Of the sweet dessert offerings, the most common is arroz doce, a cinnamon-flavored rice pudding. Flan, a custard with caramel topping, is also very popular.

CULTURAL HERITAGE

Portugal's most famous poet was Luiz Vaz de Camões (1524–80), who wrote during Portugal's Age of Discovery. He was also an explorer himself. His epic poem, Os Lusiadas (The Lusiads), is based on the life of the famous explorer Vasco da Gama (c.1460–1524). In modern times, the poems of Fernando Pessoa (1888–1935) are popular. Freedom of expression has thrived in the period since the 1974 revolution. It has seen the publication of books that used to be banned as well as new ones by women writers such as novelist Olga Goncalves. Portuguese-Africans, including Angolan Jose Luandino Viera, have also become popular writers.
The Age of Discovery produced the Manueline style in architecture. This style expressed the national passion for exploration and the sea through the use of sailing images in buildings. Famous examples of this style include the Tomar and Batalha convents.
Also unique to Portugal are the decorative tiles known as azulejos. Adopted from Spain, they were modified by the Portuguese, who added a variety of colors, most notably the blue, or azure, from which they get their name.
In music, Portugal is known for its fado songs. These plaintive songs reflect the fatalistic Portuguese spirit of melancholy and nostalgia known as saudade. Performers of fado (which, roughly translated, means "fate") are known as fadistas.

SPORTS

Soccer (called football) is the foremost sport in Portugal, as in much of Europe. Golf has grown increasingly popular, and the country now boasts more than twenty world-class golf courses. Tennis is widely played as well, and auto racing becomes the focus of attention during the annual Grand Prix of Portugal held in September.

RECREATION

One of the most popular recreational activities in Portugal is bullfighting (Tourada), with cavaleiros (bullfighters) dressed in eighteenth-century costumes. These costumes include tricornered hats, silk jackets, and riding breeches. In contrast to the violent bullfights in Spain and parts of Latin America, in Portugal the bull's horns are sheathed to avoid injuries, and bulls are not killed at the end of the event.
Another well-known national pastime is dancing. The fandango and other popular folk dances are enjoyed throughout the country. Other forms of recreation include horseback riding, fishing, hunting, skiing, and water sports.

CRAFTS AND HOBBIES

Traditional craft industries can be found throughout Portugal. The people of the south are renowned for their rug making. Other regions are known for fine embroidery, black pottery, and basket weaving. Characteristic folk art is also seen on floats carried in religious pageants.

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