Kaiser Long Term Health Care

09/12/2022

Kagandahan ng Kaiser 3 in 1

👍Mawala man tayo may maiiwan tayo sa pamilya natin
👍Magkasakit man tayo may aasahan tayong pampagamot
👍Kung tumagal man tayo sa mundo, may aasahan tayong retirement fund

Ang mga OFW/breadwinner/magulang ay sadyang masisipag at tinitiis na mapalayo sa pamilya at nagpapakapagod para kumita. Pero kailangan natin kumita at hayaan natin tulungan tayo ng pera na pinaghirapan natin na kumita din para sa atin.
Nag iipon tayo pero sa banko na kung saan less than 1% lang ang kinita plus nagkakaron pa ng tax at tumataas ang inflation rate.
Samantalang kung ito ay iinvest mo sa mutual funds mababa na ang 12% ang kitain mo,

Sa Kaiser 3 in 1 ay investment hindi po sya gastos kasi aside from may investment ka na insured ka pa mapa (health and life)

K45 to K1million ang kasier plans pero eto ang mga common plans ng Kaiser 👇👇👇

1: 10-40 years old~k45
Monthly : 2,647.00
Quarterly : 7,676.00
S.Annual : 14,294.00
Annual : 29,470.00
Life Insurance: 202,500.00 (cause of illness but it will doubled to 405,000 if the cause of death is accident)
Contract Amount: 185,288.00
LTC MATURITY: 524,776.00 (earnings)

2: 10-40 years old~k50
Monthly : 2,941.00
Quarterly : 8,529.00
S. Annual : 15,882.00
ANNUAL : 29,411.00
Life Insurance: 225,000.00 (cause of illness but it will doubled to 450,000 if the cause of death is accident)
Contract Amount: 205,875.00
LTC MATURITY: 583,084.00 (earnings)

3: 41-50 years old~k60
Monthly : 3,529.00
Quarterly : 10,235.00
S.Annual : 19,058.00
ANNUAL : 35,293.00
Life Insurance : 270,000.00 (cause of illness but it will doubled to 540,000 if the cause of death is accident)
Contract Amount: 247,050.00
LTC MATURITY: 699,701.00 (earnings)

4: 51-60 years old~k75
Monthly : 4,412.00
Quarter : 12,794.00
S.Annual : 23,823.00
ANNUAL : 44,116.00
Life Insurance: 337,500.00 (cause of illness but it will doubled to 675,000 if the cause of death is accident)
Contract Amount: 308,813.00
LTC MATURITY: 874,626.00 (earnings)

5: savers choice plan k100
Monthly : 5,882.00
Quarter : 17,058,00
S.Annual : 31,764.00
ANNUAL : 58,821.00
Life Insurance: 450,000.00 (cause of illness but it will doubled to 900,000 if the cause of death is accident)
Contract Price: 411,750.00
LTC MATURITY: 1,166,168.00 (earnings)

Higher savings plan: 10years old to 60years old

K125 plan
Monthly : 7,353.00
Quarterly : 21,323.00
Semi annual : 39,704.00
Annual : 73,527.00
Life Insurance: 562,500.00 (cause of illness but it will doubled to 1,125,000 if the cause of death is accident)
Contract Price: 514,688.00
LTC MATURITY:1,457,710.00 (earnings)

K150 plan
Monthly : 8,823.00
Quarterly : 25,587.00
Semi annual : 47,645.00
Annual : 88,232.00
Life Insurance: 675,000.00 (cause of illness but it will doubled to 1,350,000 if the cause of death is accident)
Contract Price: 617,625.00
LTC MATURITY: 1,749,253.00 (earnings)

K175 plan
Monthly : 10,294.00
Quarterly : 29,852.00
Semi annual : 55,586.00
Annual :102,938.00
Life Insurance: 787,500.00 (cause of illness but it will doubled to 1,575,000 if the cause of death is accident)
Contract Price: 720,563.00
LTC MATURITY:2,040,795.00 (earnings)

K200 plan
Monthly : 11,764.00
Quarterly : 34,116.00
Semi annual : 63,527.00
Annual : 117,643.00
Life Insurance : 900,000.00 (cause of illness but it will doubled to 1,800,000 if the cause of death is accident)
Contract Price: 823,500.00
LTC MATURITY: 2,332,337.00 (earnings)

HEALTH CARE BENEFITS
1. Yearly physical examination benefit
2. Dental benefit
3. Basic medical benefits
4. Member's choice of board and room
5. Yearly benefit limit
6. Lifetime network access to over 500 hospitals and over 1,000 doctors as long as you havr funds

FEATURES
1. Healthcare Fund
2. Life insurance
3. Retirement fund
4. Transferable to(Primary Beneficiary)- Upon death
5. Family Assistance
6. Online Policy Management System

4 WAY INSURANCE
1. Term life insurance
2. Accidental death and dismemberment insurance
3. Waiver of installment due to death credit life insurance
4. Waiver of installment due to total and permanent disability

LEGALITY
1. Kaiser is duly accredited with DOH

2. SEC registered (CS200408739) as a health provider with authorized capital stock of Php 160M

3. Insurance Commission with licenses # HMO-2017-04-R

4. Dr. Leah Uy Medical Director and an active officer of PAHMOC

5. Corporate Account of Kaiser are SENATE, SUPREME COURT, COURT OF APPEALS, PEZA AND PHIL. COAST GUARD

Take note:
1: Policy fee of 500.00 every year while paying (7 yrs)
2: 7 years to pay 13years waiting with compounded interest rate 10%up.
3: 500.00 processing fee for amendment and other changes like mode of payment.
4. Semi annual discount of half of the monthly plan but for annual payment you can save 2 months of your monthly plan.
5. Life term insurance will be doubled if cause of death is accidental death

08/12/2022

Must watch...

Learn how to manage and invest your hard earn money thru- Healthcare-Life Insurance-Mutual Funds-Stock Market

08/12/2022

Anu nga ba daw napapala namin 𝐈𝐌𝐆 𝐂𝐚𝐦𝐩𝐚𝐢𝐠𝐧𝐞𝐫𝐬, an exclusive broker of Kaiser International, sa kakapost at halos paulit ulit na pagreremind sa inyo kung ano meron sa 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 na ito .

𝐆𝐮𝐲𝐬, read this👇:

Being part of this 𝐂𝐨𝐦𝐩𝐚𝐧𝐲, it has a great impact in Changing your 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐟𝐞.

✔️ - Tuturuan kang mag invest at kung saan ilalagay ang maliit or malaki mong savings para kumita sa legal at safe na pamamaraan gamit ang ibat ibang financial instruments.

✔️ - Tuturuan ka about sa Stock Market (Direct and Indirect)

✔️ - Tuturuan ka pano mag negosyo at kumita nang mahigit pa sa full time job. Ito ang maaaring magpabago nang buhay mo.

✔️ - Unlimited Online Seminars (webinars) LIBRE. Madami ka pede matututunan about Financial Education.

✔️ - Pwede mo rin I share ito sa member's ng family mo.

✔️ - Magkakaroon ka ng masayang "Extended Family" na palaging mag ga-guide kung ano na ang susunod mong gagawin.

✔️- At ito pa ang truly 𝐚𝐦𝐚𝐳𝐢𝐧𝐠 magiging ka- Partner mo pa ang malalaking kumpanya na nagbibigay nang mga benefits na hindi mo inaakala na magkakaroon ka dahil simpleng
manggagawa ka lang. Di hadlang kung ano ang estado mo sa buhay mayaman ka man or mahirap may pinag aralan ka man or wala sa 𝐈𝐌𝐆 walang 𝐝𝐢𝐬𝐜𝐫𝐢𝐦𝐚𝐭𝐢𝐨𝐧. Basta kaya mo at gusto matutong magipon andyan sila para sayo. Iba ito 𝐋𝐞𝐠𝐚𝐥, 𝐒𝐚𝐟𝐞 & 𝐒𝐞𝐜𝐮𝐫𝐞𝐝 ang perang pinaghirapan mo .

✔️ - at marami pang Iba so ano pa iniintay mo? Be part of this Community.

Kung gusto mong malaman kung sino si IMG - International Marketing Group. - i Message mo lang ako. Kung ikaw ay interesado, gustong magkaroon ng mas marami pang kaalaman at ng tamang 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐄𝐃𝐔𝐂𝐀𝐓𝐈𝐎𝐍, be part of 𝐈𝐌𝐆 and let's help other people to know how important is to save their hard earned money.

𝐁𝐫𝐨𝐰𝐬𝐞 their 𝐬𝐢𝐭𝐞 to learn more:
👇
https://124109QAT.imgcorp.com
www.kaiserhealthgroup.com

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08/12/2022

Secure your Future and Protect your Family Too !!!

Bakit nga ba importante na meron tayong 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐆𝐎𝐀𝐋𝐒?

Kelangan ito para may guide tayo kung ano ba ang gusto natin ma achieve and every goals ay may kanya-kanyang purpose.

𝐈𝐍𝐂𝐎𝐌𝐄 𝐏𝐑𝐎𝐓𝐄𝐂𝐓𝐈𝐎𝐍- as bread winner, kelangan na protektado ka in case of sudden death para anuman ang mangyari, may maiiwan ka sa pamilya mo para makasimula sila.

𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 𝐅𝐔𝐍𝐃- sa panahon ngayon, napakahirap magkasakit at maospital kasi magastos at pwede maubos ang ipon sa mahal ng gastusin kaya makabubuting magkaron ng HMO para ito na ang sasagot sa mga gastusin pag nagkasakit.

𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐏𝐋𝐀𝐍- lahat tayo ay sa pagtanda papunta at mawala na ang kakayanan nating kumita at magtrabaho. Kaya makabuting habang bata pa ay pag ipunan na para iwas stress at worry free na. Mahirap tumanda ng walang pera.

Sa Kaiser makukuha mo itong 3 sa aming Long Term Care Plan (3-in-1). May Healthcare + Life Insurance + Investment.
Sa inyo na nagbabasa at wala pang Kaiser plan!.

Let’s meet online or face to face and I will be happy to assist you to achieve your financial goals.

07/12/2022

"Sabi ng marami mahirap mag ipon!! Tama naman. Pero

alin ba ang mas mahirap?

mag-ipon o ang tumandang walang ipon?

kung hirap tayo ngayon makaipon na may trabaho pa, paano pa kaya kapag matanda na at wala na tayon trabaho?

Reminder:

✔️Ang edad natin ay umuusad

✔️Ang trabaho natin ay temporary

✔️Ang lakas natin ay temporary

✔️Kung wala tayong gagawin ngaun na bata pa, malakas at may trabaho pa, sigurado sa oras na katawan natin na ang sumuko sa atin maaala pa kaya natin ang mga ito?...

Why?

✔️Because...No matter what our excuse is, one thing for sure we're going to get old next year!!! walang ligtas lahat tayo dito patungo..

✔️No matter what our excuse is we will eventually retire and stop making active income. We have to take an action ,secure our future now to have passive income.

✍️ MESSAGE me, usap tau..

Ctto...

01/12/2022

"Pinagtapos ko sila (mga anak) di para maging responsibilidad nila ako pag matanda na ako. Ayaw kong umasa sa kanila, at masaya ako na nalaman ko ang tamang pag-iipon at pag-iinvest sa para mapaghandaan ko ang aking pagtanda." 🫡

~ Jhonar Pejo -Taxi Driver
New IMG Member/Financial Literacy Advocate

Ang maganda pa, nakita nya ang opportunity sa Financial Industry na di nya kelangang maging taxi driver habambuhay. Dahil ang IMG ay nagbibigay ng equal opportunity para sa lahat. 👌

22/11/2022

You can look forward to a healthy and fulfilling future with Kaiser's long-term care.

The Ultimate Kaiser Health Builder Plan is our healthcare plan that allows one to control his health and provide for his future.

Learn more about our healthcare plans by visiting our website: www.kaiserhealthgroup.com

20/11/2022

OFW ka ba? Nagpaplano ka na bang umuwi for good, pero nag-aalala ka sa yong retirement period?

The 3-IN-1 SAVINGS PLAN
Ultimate Kaiser Health Builder

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

☑️3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:

☑️𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄: 7 years mo lang babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mahal, wala pang HealthCare yun.

☑️𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: Magagamit mo ito dahil may KAISER ka at active ang PLAN, provided at least 1-yr ka ng nag-iipon thru Kaiser at sakop ng iyong health care funds.

☑️𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: Free Annual Physical Examination, Laboratory (CBC, urinalysis, chest x-ray) ECG and papsmear for 35 years old above, Free Dental Cleaning, basic tooth extraction, annual dental prophylaxis &etc

☑️𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: Kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

☑️𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: Maaari mong ipagamit sa immediate family mong nagkasakit. Hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for Kaiser approval*

☑️𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: Maari itong ma-transfer upon death, hindi magiging mabigat FINANCIALLY sa family ang pagkawala mo. At pagdating ng maturity makakakuha ng iyong beneficiary ang pera na galing sa investment mo.

20/11/2022

The 3-IN-1 SAVINGS PLAN

Ultimate Kaiser Health Builder
7 years of savings

• Long-Term Healthcare
• Life and Accident Insurance
• Savings and Investment

20/11/2022

May KAISER LONG TERM HEALTH CARE ka na ba? Kapag wala na tayong trabaho, iaasa ba natin ang ating pagpapagamot kapag nagkasakit sa ating mga mahal sa buhay?

Kaiser Long Term Care (also known as "Kaiser Ultimate Health Builder (3in1 Plan)" - is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:

1. - magagamit natin kapag tayo ay nagkasakit. Hindi na natin problema yung pampaospital. At cover tayo nito even when we retire - kung saan mas kailangan natin yung healthcare, kasi dyan na naglalabasan yung mga health conditions.

2. - in case something will happen to us unexpectedly - maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income.

3. - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "enough ba ang savings natin to support our needs when we retire?" - This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

Be Healthy and Insured while investing!
Act Now, secure your future!

DM me!

20/11/2022

Ikaw ba ay OFW? 𝐍𝐚𝐠𝐡𝐚𝐡𝐚𝐧𝐝𝐚 𝐤𝐚 𝐛𝐚 𝐩𝐚𝐫𝐚 𝐬𝐚 𝐑𝐄𝐓𝐈𝐑E𝐌𝐄𝐍𝐓 𝐦𝐨?

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
✔ The Health Care Benefit can be used lifetime.
✔ 85% return of premium upon maturity of the plan if there is no utilization of health benefit during the paying period.
✔ Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
✔ Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
✔ Unused health fund are invested
✔ On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long-term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!