11/04/2026
Most people save too little, and unknowingly spend too much (especially when there's windfall or bonus).
The 50/30/20 rule of thumb is a way to become aware of your financial habits. By spending less on the things that don’t matter that much to you, you can save more for the things that do.
It is a guideline for allocating your budget accordingly: 50% to needs, 30% to wants, and 20% to your financial goals.
Thinking where to put your 20% allocation for financial goals? We're here to help you!
The good news is you can start for as low as ₱1,000! Amazing right?
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