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Consider delaying Medicare Part BYou may be able to postpone Part B  and delay paying the premium  if you have other cre...
11/04/2025

Consider delaying Medicare Part B
You may be able to postpone Part B and delay paying the premium if you have other creditable coverage. You might be working past 65 and have employer-sponsored health insurance with an employer that has 20 or more employees, for example. Or maybe you have employer-coverage from a spouse’s employer, and that employer has 20 or more employees and allows covered-dependents to delay Medicare enrollment.
Check with the plan benefits administrator before deciding to postpone your Part B enrollment. You need to confirm that you have creditable coverage, ask for written proof (especially for your drug coverage) to ensure you can qualify for a Special Enrollment Period.

🌬️ Deep Breathing: The Natural Stress ResetYour breath is the simplest, most powerful tool your body has — and most of u...
10/19/2025

🌬️ Deep Breathing: The Natural Stress Reset

Your breath is the simplest, most powerful tool your body has — and most of us barely use it. When you take slow, deep breaths, your body shifts out of “fight or flight” mode and into calm. Your heart rate slows, your mind clears, and your stress hormones begin to settle.

It’s not magic — it’s biology. A few minutes of mindful breathing each day can improve focus, lower blood pressure, and help you respond to stress instead of reacting to it. Close your eyes, inhale deeply through your nose, hold for a moment, and exhale slowly. You’ll feel the difference.

☀️ The Healing Power of Morning SunlightA few minutes of morning sunlight is one of the simplest yet most powerful healt...
10/03/2025

☀️ The Healing Power of Morning Sunlight

A few minutes of morning sunlight is one of the simplest yet most powerful health boosters. That warm glow on your skin helps regulate your body’s internal clock, improving your sleep at night and your energy during the day. Sunlight also triggers your body to produce vitamin D — a nutrient essential for strong bones, immunity, and mood regulation.

Instead of immediately reaching for your phone, try stepping outside for 10 minutes after waking. Let your body soak in natural light, breathe deeply, and start your day grounded. Your mind, mood, and health will thank you.

Find out if you’ll be enrolled in Medicare automaticallyIf you currently receive Social Security or Railroad Retirement ...
09/18/2025

Find out if you’ll be enrolled in Medicare automatically
If you currently receive Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Original Medicare (Parts A & B). Medicare will mail your Medicare card to you. This applies if you are eligible for Medicare due to age or disability Your coverage will go into effect on the first day of your 65th birthday month or the month of your 25th disability check.
NOTE: You will still have your IEP during which you may make other coverage choices such as getting a Part D prescription drug plan or Medicare Advantage plan.

You can sign up for Medicare as early as 3 months before you turn 65Medicare eligibility begins at age 65, but you can s...
09/08/2025

You can sign up for Medicare as early as 3 months before you turn 65
Medicare eligibility begins at age 65, but you can sign up earlier to make sure your coverage starts as soon as possible. You will have a 7-month Initial Enrollment Period (IEP) that starts 3 months before the month of your 65th birthday. If you sign up during the first three months of your IEP, your Medicare coverage will kick in on the first day of your 65th birthday month. If you sign up later on in your IEP your coverage could be delayed.

💧 Hydration: The Silent Key to EnergyYour body is more than half water, yet most people walk around quietly dehydrated e...
08/24/2025

💧 Hydration: The Silent Key to Energy

Your body is more than half water, yet most people walk around quietly dehydrated every day. Even mild dehydration can cause headaches, fatigue, dizziness, and trouble focusing — making you think you’re tired or sick when your body is simply thirsty.

Water fuels every cell, helps regulate temperature, cushions your joints, and keeps your skin glowing. Forgetting to drink is like asking your body to run on half power. Keep a bottle nearby, sip throughout the day, and listen when your body whispers for water — before it has to shout.

Do not skip breakfastSome people skip breakfast because they think it'll help them lose weight.But a healthy breakfast h...
08/07/2025

Do not skip breakfast
Some people skip breakfast because they think it'll help them lose weight.
But a healthy breakfast high in fibre and low in fat, sugar and salt can form part of a balanced diet, and can help you get the nutrients you need for good health.
A wholegrain lower sugar cereal with semi-skimmed milk and fruit sliced over the top is a tasty and healthier breakfast.

Do not get thirstyYou need to drink plenty of fluids to stop you getting dehydrated. The government recommends drinking ...
07/30/2025

Do not get thirsty
You need to drink plenty of fluids to stop you getting dehydrated. The government recommends drinking 6 to 8 glasses every day. This is in addition to the fluid you get from the food you eat.
All non-alcoholic drinks count, but water, lower fat milk and lower sugar drinks, including tea and coffee, are healthier choices.
Try to avoid sugary soft and fizzy drinks, as they're high in calories. They're also bad for your teeth.
Even unsweetened fruit juice and smoothies are high in free sugar.
Your combined total of drinks from fruit juice, vegetable juice and smoothies should not be more than 150ml a day, which is a small glass.
Remember to drink more fluids during hot weather or while exercising.

Make Walking a Daily HabitWalking is one of the simplest and most effective ways to stay healthy and active. It improves...
07/25/2025

Make Walking a Daily Habit
Walking is one of the simplest and most effective ways to stay healthy and active. It improves cardiovascular health, boosts mood, and supports weight management — all while being gentle on your joints. Regular walking has been linked to better blood sugar control, reduced risk of heart disease, and improved mental well-being. Aim for at least 30 minutes a day, whether it’s a brisk morning walk, a stroll after meals, or even short walks throughout the day. Consistency is key, and every step adds up to better overall health.

Lift weightsStrength and resistance training are some of the best forms of exercises you can do to strengthen your muscl...
07/09/2025

Lift weights
Strength and resistance training are some of the best forms of exercises you can do to strengthen your muscles and improve your body composition.

It may also lead to important improvements in metabolic health, including improved insulin sensitivity — meaning your blood sugar levels are easier to manage — and increases in your metabolic rate, or how many calories you burn at rest.

If you do not have weights, you can use your own bodyweight or resistance bands to create resistance and get a comparable workout with many of the same benefits.

The Physical Activity Guidelines for Americans recommends resistance training twice per week

Limit refined carbsNot all carbs are created equal.Refined carbs have been highly processed to remove their fiber. They’...
06/24/2025

Limit refined carbs
Not all carbs are created equal.

Refined carbs have been highly processed to remove their fiber. They’re relatively low in nutrients and may harm your health when eaten in excess. Most ultra-processed foods are made from refined carbs, like processed corn, white flour, and added sugars.

Studies show that a diet high in refined carbs may be linked to overeating, weight gain, and chronic diseases like type 2 diabetes and heart disease

Minimize your sugar intakeAdded sugar is extremely prevalent in modern food and drinks. A high intake is linked to obesi...
06/05/2025

Minimize your sugar intake
Added sugar is extremely prevalent in modern food and drinks. A high intake is linked to obesity, type 2 diabetes, and heart disease (1Trusted Source, 2Trusted Source, 58Trusted Source).

The Dietary Guidelines for Americans recommend keeping added sugar intake below 10% of your daily calorie intake, while the World Health Organization recommends slashing added sugars to 5% or less of your daily calories for optimal health.

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Allen, TX
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