CrowdHealth

04/07/2026

Its our favorite time of the week:
TAKEDOWN TUESDAY

Member paid $500
The Crowd picked up $22,500

Exit the system. Ditch Health Insurance. Join CrowdHealth.

04/07/2026

There is no healthcare funding mechanism that’s more focused on the prevention of chronic disease:

$300 per year for a preventive visit (you can use for DPC)

VO2 max (the strongest predictor of longevity) eligible for funding in Q1

Gut microbiome testing eligible in Q2

Coronary Artery calcium test in Q3

Fasting insulin,HsCRP, and DEXA in Q4

People, on average, have 2.5 chronic conditions entering Medicare.

40% of the population is obese

50% of the population has diabetes or is pre diabetic

88% of the population are metabolically unhealthy

We must change the game.

04/04/2026

If you had $300K in healthcare bills...how would you be treated?

04/02/2026

The Crowd funded 2,831 bills in March:

🩺 Annual Wellness — 709
🏥 Illness — 692 (Breast Cancer, Hodgkins Lymphoma, Melanoma, Lyme, Heart attacks, autoimmune)
🤰 Pregnancy & New Life — 613 (new births, NICU)
📱 Virtual Care — 325
🚑 Emergency — 304
🦴 Injury & Orthopedics — 184 (Torn ACL, Achilles, fractures)
😥Other - 4

04/01/2026

It’s been a hard battle but we’ve had to give in and convert to a health insurance model. We appreciate all your prayers and support.

We talk about our decision here:

But if you DO want to actually save money on healthcare — and finally beat the health insurance scam — there's CrowdHealth.

04/01/2026

Hot off the presses. Confirmed, yet again, ACA health insurance plans deny a load of claims.

1 in 5.

85 million to be exact.

Yeesh

03/31/2026

It’s our favorite time of week. It’s time for takedown Tuesday.

Member paid $500
The Crowd picked up $22,500

Exit the system.

Join CrowdHealth

03/31/2026

Healthcare should be deflationary.

Over the last 12 months:

Singles under 55 have paid on average $141.67/month (down 9% from the previous 12 months). Will be ~$140 in April.

Singles 55+ have paid on average $227.08 (down 9%). ~$220 in April.

Families of 4 have paid on average $481.25 (down 5%). ~$480 in April.

Opt out. Exit the system. Ditch health insurance.

Join CrowdHealth. 🧡

*Does not include transaction costs (.8%-3%). Does not include promo rates. Rates are for CrowdHealth Original service.

03/30/2026

As of yesterday, more than 50% of our new members this month have come from hearing about us from other members.

Big time referral fees going directly to our members!!!

And FWIW...if we see in the "How did you hear about us" a members name, we give that member the credit and that new member the discount, even if they didn't use your referral code.

03/29/2026

If you are a CrowdHealth member, your costs for April will be:

Single under 55: $140 ($60 advocacy + $80 CF)

Single 55+: $220 ($60 advocacy + $160 CF)

Families of 4: $480 ($240 advocacy + $240 CF)
Each additional family member is $60.

*does not include transaction fees (.8%-3%)
CF = Approximate crowdFunding request to help another member with their health event.

03/26/2026

If you have gone to the ER, or expect to ever go to the ER you need to understand this. There are 5 codes in which they can bill you for stepping into the ER:

99281: “You basically walked in and said hi.”
Stubbed toe. Paper cut. Insect bit.
At Crowd, we have never seen this billed. These should be a "suck it up" or a "you should have gone to Urgent Care instead" issue.

99282: “Minor evaluation. Quick fix.”
A few stitches, sprains, ear infection.
We have seen this billed a handful of times.

99283: “This is probably straightforward.”
Dehydration, Mild abdominal pain.
Low complexity decision making, low risk.
Again, very very rarely billed. Maybe 10-15% of the time.

99284: “This might be something serious and need to rule things out.”
Complicated infections, pneumonia, kidney stone, severe migraines.
If you get any imaging (whether warranted or not) you'll most likely end up here.

99285: “Critical Issues"
Heart attack, stroke, major trauma, sepsis.
You are basically one step away from potential death.

Here is where it gets interesting:
About 85% of the ER bills we see have a 99284 or 99285 (highly complex or critical).

Yet, according the NCQA (a nationally reputable non profit that certifies healthcare quality) approximately 60% of ER visits are avoidable.

Either Crowd members are massively more informed about when to go to the ER or....something else is going on.

Look at your ER bills and these codes (you'll probably need a detailed bill because the hospital is good at hiding the codes) and ask yourself whether it's an accurate depiction of the severity of your condition.

03/24/2026

It’s our favorite time of the week…takedown Tuesday!

Member paid $500
The Crowd picked up $35,500

Exit the system.

Ditch Health insurance.