01/09/2026
Understanding Social Security Disability Insurance (SSDI) eligibility can feel complicated.
The Social Security Administration (SSA) looks at medical and work history to determine who qualifies for SSDI benefits.
Generally, to qualify for SSDI, you must:
- Be between 21 and full retirement age.
- Have worked at least five of the last 10 years and paid F**A taxes during that time.
- Be unable to work in any capacity because of a mental or physical impairment that’s expected to last at least 12 months or result in death.
- Be under the care of a healthcare professional who can confirm the severity of medical condition(s).
Allsup helps you understand how the SSA defines eligibility, what medical and work evidence is most relevant and how your individual situation fits the rules.
You do not have to figure this out by yourself or guess where you stand.
If you are unsure about eligibility, learning how the rules apply to your situation is an important first step.
Learn how Allsup can help you understand your SSDI options: https://www.allsup.com/your-ssdi/am-i-eligible
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Allsup has helped over 400,000 get approved for Social Security Disability Insurance (SSDI).
For Expert SSDI Representation:
800-678-3276
allsup.help/ssdi-genfb