North Dakota Olmstead Commission

North Dakota Olmstead Commission Moving North Dakota towards greater integration and inclusion for all persons with disabilities

The Olmstead Commission's goal is to move North Dakota forward towards greater integration and inclusion for persons with disabilities with respect to community services and supports, employment, education, health care, housing and transportation.

An ABLE account is a tax-advantaged savings and investment account designed for eligible individuals with disabilities. ...
10/21/2025

An ABLE account is a tax-advantaged savings and investment account designed for eligible individuals with disabilities. It allows them to save for disability-related expenses without jeopardizing access to essential government benefits, many of which have strict means or resource limits, often disqualifying individuals with more than $2,000 in assets.

See National ABLE Alliance for more information.

The Achieving a Better Life Experience (ABLE) Act was signed into law in 2014. The law aims to increase financial indepe...
10/19/2025

The Achieving a Better Life Experience (ABLE) Act was signed into law in 2014. The law aims to increase financial independence and improve quality of life while easing financial hardship for individuals with disabilities.

See National ABLE Alliance for more information.

You might be asking yourself why this matters?Workers with Disabilities Medicaid premiums are often drastically lower th...
10/17/2025

You might be asking yourself why this matters?

Workers with Disabilities Medicaid premiums are often drastically lower than recipient liability under Medically Needy Medicaid, preserving income for housing, food, transportation, etc.

Recipient liability means the amount of money a person on Medicaid has to pay each month for their medical care before Medicaid helps cover the rest. It’s kind of like a monthly deductible.

Workers with Disabilities Medicaid has a one-time $100 enrollment fee, followed by a monthly premium equal to 5% of gross income.

Source: ND Health and Human Services

An individual qualifies for Workers with Disabilities Medicaid if they are a resident of ND, between 16 and 65 years of ...
10/15/2025

An individual qualifies for Workers with Disabilities Medicaid if they are a resident of ND, between 16 and 65 years of age, have a disability based on the Social Security Administration’s guidelines, is either employed or will become employed, meet income requirements, and pay a monthly premium.

Workers with Disabilities Medicaid allows North Dakotans with disabilities to work and maintain health care coverage thr...
10/13/2025

Workers with Disabilities Medicaid allows North Dakotans with disabilities to work and maintain health care coverage through ND Medicaid.

Qualifying individuals can “buy-in” to the ND Medicaid program by paying an affordable monthly premium based on their income. To apply, visit applyforhelp.nd.gov.

Employment should empower individuals with disabilities, helping them climb the ladder to greater independence, dignity,...
10/10/2025

Employment should empower individuals with disabilities, helping them climb the ladder to greater independence, dignity, and inclusion.

Don’t let the Benefits Cliff hold you back from reaching your career goals in competitive, integrated employment.
10/08/2025

Don’t let the Benefits Cliff hold you back from reaching your career goals in competitive, integrated employment.

Working more should lift people up — not knock them down.
10/06/2025

Working more should lift people up — not knock them down.

Let’s talk about a real barrier to employment: The Benefits Cliff.The benefits cliff happens when someone gets a small r...
10/03/2025

Let’s talk about a real barrier to employment: The Benefits Cliff.

The benefits cliff happens when someone gets a small raise or earns a little more money, but then loses important help like health care, housing, or food support. This can make them worse off, even though they’re earning more. This is something many people with disabilities have to deal with.

October 2025 Olmstead Newsletter
10/01/2025

October 2025 Olmstead Newsletter

Imagine being offered a job and turning it down — not because you don’t want to work, but because you’ll lose your healt...
10/01/2025

Imagine being offered a job and turning it down — not because you don’t want to work, but because you’ll lose your health care, in-home support, or housing. That’s the benefits cliff.

Your life matters. The world is better with you in it. If you're struggling, please know you're not alone. Help is out t...
09/30/2025

Your life matters. The world is better with you in it. If you're struggling, please know you're not alone. Help is out there, and hope is real. Let’s keep showing up for one another.

If you or someone you know is struggling, call or text 988. Help is free, available 24/7, and completely confidential.

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400 E Broadway Avenue, Suite 409
Bismarck, ND

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