Centivo

Better for your health, better for your wallet. To learn more about Centivo, please visit: https://centivo.com/.

Centivo’s mission is to bring affordable, high-quality healthcare to the millions of workers who struggle to pay their medical bills. Centivo’s innovative health plan is designed specifically to curb the inefficiency and waste that exist in today’s employer-sponsored health plans. In partnership with leading local health systems, Centivo’s primary care-centered health plan offers employers a replacement to traditional health insurance carriers, lowering the total cost of care by 30 percent or more while delivering tangible value to employers, employees, and its partner health systems.

12/11/2025

𝐖𝐡𝐚𝐭’𝐬 𝐚 𝐜𝐨𝐩𝐚𝐲?

A copay is a set, predictable fee you pay when you get certain medical services. It’s the same amount every time, no surprises.

Most Centivo Network members get primary care absolutely free, but what about specialty care, labs or an emergency room visit?

Just take a look at the back of your Centivo ID card. You’ll find your copays listed for each service, so you’ll always know what you’ll pay before you go.

12/03/2025

With a 𝗖𝗲𝗻𝘁𝗶𝘃𝗼 𝗵𝗲𝗮𝗹𝘁𝗵 𝗽𝗹𝗮𝗻, your primary care doctor is always your first stop for care — the quarterback of your health. They help you understand your health, guide your next steps, coordinate with specialists, nurses, and mental health providers, and keep you on track toward long-term wellness.

Today, nearly 𝟯𝟬% 𝗼𝗳 𝗨.𝗦. 𝗮𝗱𝘂𝗹𝘁𝘀 don’t have a relationship with a primary care doctor. With Centivo, that relationship comes built in — giving you the guidance and support you need, every step of the way.

11/26/2025

This Thanksgiving, we’re especially grateful for you, our Centivo members. Thank you for trusting us to guide your healthcare experience and for allowing us to be part of your journey toward better, more affordable care.

Wishing you and your loved ones a warm, healthy and restorative Thanksgiving.

11/20/2025

Katie from Wisconsin recently shared this feedback with us.

This is exactly why Centivo exists. When unexpected health issues come up, unexpected expenses shouldn’t have to come with them.

11/14/2025

You’ll hear “deductible” a lot when comparing health plans.
What you 𝘸𝘰𝘯’𝘵 hear often is “$0 deductible.”
That is—unless you’re with ᴄᴇɴᴛɪᴠᴏ. 🧡

Most Centivo Network members have no deductibles and spend less than $100 out of pocket in healthcare each year.

Learn more 👉 https://centivo.com/for-members/

11/12/2025

A doctor that knows you better can treat you better.

That’s why Centivo makes it easy and affordable to visit your primary care doctor as much as you need.

11/10/2025

𝐍𝐨 𝐫𝐞𝐟𝐞𝐫𝐫𝐚𝐥 𝐧𝐞𝐞𝐝𝐞𝐝 ✅
Good news! Many everyday healthcare services are available on Centivo Network plans without a referral.

You can get the care you need, when you need it.

𝐍𝐨 𝐫𝐞𝐟𝐞𝐫𝐫𝐚𝐥 𝐧𝐞𝐞𝐝𝐞𝐝 𝐟𝐨𝐫:

🟠 OB/GYN

🟠 Behavioral health

🟠 Urgent or emergency care

🟠 Chiropractic care

🟠 Physical, occupational and speech therapy

🟠 Labs or X-rays

🟠 Alternative medicine, such as acupuncture (when covered by your plan)

Have questions about what’s covered under your plan?
Log in to your Centivo account or call the Member Care number on the back of your ID card.

11/06/2025

Two-thirds of Centivo members spend less than $100 a year out-of-pocket.

That’s a plan real people can afford.

10/31/2025

Building a strong relationship with a primary care doctor can mean 𝐥𝐨𝐰𝐞𝐫 𝐡𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐜𝐨𝐬𝐭𝐬 𝘢𝘯𝘥 𝐛𝐞𝐭𝐭𝐞𝐫 𝐡𝐞𝐚𝐥𝐭𝐡 𝐨𝐮𝐭𝐜𝐨𝐦𝐞𝐬.

According to the same PBGH study, having a trusted primary care doctor is linked to a 𝟏𝟗% 𝐥𝐨𝐰𝐞𝐫 𝐫𝐢𝐬𝐤 𝐨𝐟 𝐩𝐫𝐞𝐦𝐚𝐭𝐮𝐫𝐞 𝐝𝐞𝐚𝐭𝐡.

This open enrollment season, put your health first with a plan that gives you access to free primary care. Learn more about Centivo at https://centivo.com/for-members/.

09/24/2025

With Centivo Care, free virtual primary care is just a tap away.

If eligible as part of your Centivo plan, be sure to check out Centivo Care, our virtual primary care app that provides easy, accessible and completely free access to our team of primary care providers.

It's real people, real care and really convenient.

03/31/2025

We’re coming up to the end of National Colorectal Awareness Month. Colorectal cancer is impacting an increasing number of young people in America each year, but regular screenings and catching this cancer in its early stages can help improve results. According to the CDC, almost 89% of adults diagnosed with colorectal cancer at an early stage live for 5 years or more, compared to only 16% of those diagnosed with late-stage cancer.

Are you up to date on your screenings? If you’re 45 or older, or have a family history of colorectal cancer, it’s time to talk to your doctor about screening options.

Check out some of the most common colorectal cancer risk factors that you can take steps towards changing today.

03/24/2025

Centivo has a new Instagram account! Follow us https://hubs.li/Q03dbYPW0

"My husband and I take the difference in what we used to pay through our old plan compared to what we pay now under Centivo, and we put it in a savings account that we use for vacations. We have saved over $1,000 already." - Centivo member

Better healthcare doesn't have to mean higher costs. Centivo plans are built to be used.

Address

Buffalo, NY
14203

Website

https://www.centivo.com/for-members/

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